# Optivault - AI Finance Advisor — AI Personal Finance Advisor > AI-powered personal finance advisor for budgeting, expense tracking, and wealth management. (iPhone/iPad app by Douaa Eljebari.) - Source: https://appshunter.io/ios/app/optivault-ai-finance-advisor/id6740290247 (this page in markdown: same URL + `.md`) - Developer: [Douaa Eljebari](https://appshunter.io/developer/1789388136) - Category: Finance, Utilities - Price: Free with in-app purchases - Rating: 3.86/5 from 14 App Store ratings - Age rating: 4+ - Requires: iOS 18.0 · 151 MB - Released: 2025-04-22 - Data updated: 2026-07-17 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/optivault-ai-finance-advisor/id6740290247/reviews.md ## What is Optivault? OPTIVAULT — AI PERSONAL FINANCIAL ADVISOR & SMART BUDGETING APP Take control of your money with Optivault, the powerful AI personal financial advisor and all-in-one budgeting app built to help you track expenses, plan budgets, grow savings, and build wealth effortlessly. Whether you need a smarter budget planner, a real-time expense tracker, or an intelligent money manager, Optivault brings everything together in one secure finance app. AI PERSONAL FINANCIAL ADVISOR Your money, guided by AI. • Conversational AI assistant answers your finance questions 24/7 • Personalized budgeting and saving tips based on your habits • Smart insights to improve cash flow and reduce overspending • AI recommendations adapt as your goals and spending change • A true AI financial advisor in your pocket SMART BUDGETING & BUDGET PLANNER Build a budget that actually works. • AI creates your custom budget in minutes • Flexible categories for full control • Budget tracker with real-time progress bars • Alerts before you overspend • Set and track saving goals easily A simple yet powerful budgeting app and budget planner for beginners and experts. EXPENSE & MONEY TRACKER Track every dollar automatically. • Secure bank and card sync with live updates • Automatic transaction categorization • Expense tracker shows where your money goes • Spending charts reveal patterns and subscriptions • Smart alerts for big purchases and recurring bills Use Optivault as your daily expense tracker, spending tracker, and money tracker. INVESTMENT & NET WORTH TRACKER Grow and manage your wealth. • Track stocks, ETFs, crypto, and retirement accounts • Unified investment tracker dashboard • Net worth tracking over time • Market trends and price alerts • Long-term financial planning tools Your complete investment app and wealth manager. SECURE & PRIVATE BY DESIGN Your data is always protected. • Bank-level 256-bit encryption • Read-only access to your accounts • Face ID, Touch ID, and PIN protection • Your data is never sold A finance app you can trust. WHY OPTIVAULT? • All-in-one budgeting app, expense tracker, and AI financial advisor • Fast setup with no manual imports • Smart automation saves time • Built for US banks with Plaid integration • Perfect for stress-free money management Optivault is the smarter way to manage money. Download Optivault today and start your free 7-day trial. Master your money with AI. SUBSCRIPTION & FREE TRIAL Optivault offers a 7-day free trial. After the trial, a Premium subscription is required to access all features. Payment is charged to your Apple ID and renews automatically unless canceled at least 24 hours before the end of the period. You can manage or cancel your subscription in Settings > Apple ID > Subscriptions. Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - AI personal financial advisor - Smart budgeting and budget planner - Automatic expense and money tracker - Investment and net worth tracker - Secure bank and card sync - Personalized saving tips ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Monthly Subscription | $14.99 | per month | | Yearly Subscription | $99.99 | per year | | Compordo Monthly | $14.99 | per month | | Compordo Yearly | $99.99 | per year | ## Frequently asked questions about Optivault ### What is Optivault? Optivault is an AI-powered personal finance advisor and budgeting app designed to help users track expenses, plan budgets, grow savings, and manage investments. ### How does Optivault's AI advisor work? The AI assistant provides 24/7 answers to finance questions, offers personalized budgeting and saving tips based on user habits, and delivers smart insights to improve cash flow and reduce overspending. ### What kind of financial accounts can I connect to Optivault? Optivault supports secure bank and card sync with live updates, and is built for US banks with Plaid integration. It also allows tracking of stocks, ETFs, crypto, and retirement accounts. ### Is Optivault secure? Yes, Optivault is designed with security in mind, featuring bank-level 256-bit encryption, read-only access to accounts, and protection via Face ID, Touch ID, and PIN. User data is never sold. ### What are the subscription costs for Optivault? Optivault offers a 7-day free trial. After the trial, a Premium subscription is required, with options for a Monthly Subscription at $14.99 or a Yearly Subscription at $99.99. ### How do I cancel my Optivault subscription? You can manage or cancel your subscription by going to Settings > Apple ID > Subscriptions on your device. Cancellations must be made at least 24 hours before the end of the current subscription period. ### What devices does Optivault support? Currently, Optivault is supported on iPhone devices. The app was last updated on April 22, 2026, with version 1.1.3. ### What is the age rating for Optivault? Optivault has an age rating of 4+, making it suitable for a wide range of users. The app is developed by Douaa Eljebari. ## Version history (last 5 releases) ### 1.1.3 — 2026-04-22 -Fix crashes -Fix bugs ### 1.1.1 — 2026-01-25 Smarter AI financial plan creation with improved accuracy ### 1.1.0 — 2026-01-20 Smarter AI financial plan creation with improved accuracy More robust goal generation and personalization Expanded list of financial goals to choose from ### 1.0.8 — 2025-12-26 -fix paywall -AI more smart ### 1.0.7 — 2025-12-22 goals section ## Apps similar to Optivault | App | Rating | Price | Category | | --- | --- | --- | --- | | [Qrosh: AI Budget Money App](https://appshunter.io/ios/app/qrosh-ai-budget-money-app/id6744399806) | 4.0 (2) | Free | Finance | | [Monthly Checklist](https://appshunter.io/ios/app/monthly-checklist/id6445912935) | — | Free | Finance | | [AI Trading Signals Bot](https://appshunter.io/ios/app/ai-trading-signals-bot/id6756843029) | 5.0 (4) | Free | Finance | | [Expense Tracker : Bill Tracker](https://appshunter.io/ios/app/expense-tracker-bill-tracker/id6749256409) | 2.3 (3) | Free | Finance | | [SpendZen: Budget & Expense](https://appshunter.io/ios/app/spendzen-budget-and-expense/id6741732915) | 5.0 (5) | Free | Finance | | [Equira: Portfolio Manager](https://appshunter.io/ios/app/equira-portfolio-manager/id6751342549) | 5.0 (7) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-17.*