# Optiverse by Optimus Bank

> Mobile banking app for account management, loans, and customer support. (iPhone/iPad app by Optimus Bank Limited.)

- Source: https://appshunter.io/ios/app/optiverse-by-optimus-bank/id6479251367 (this page in markdown: same URL + `.md`)
- Developer: [Optimus Bank Limited](https://appshunter.io/developer/1660732225)
- Category: Finance
- Price: Free
- Rating: 3.30/5 from 10 App Store ratings · 4 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 78 MB
- Languages: English
- Released: 2024-07-06
- Data updated: 2026-07-06
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/optiverse-by-optimus-bank/id6479251367/reviews.md

## What is Optiverse by Optimus Bank?

Optiverse by Optimus Bank gives you a smarter way to bank.
Open an account in minutes, transfer funds, pay bills, buy airtime and data, manage your finances, and access banking services anytime, anywhere.

Key Features

· Open an Optimus Bank account in minutes and start transacting instantly.

· Transfer funds seamlessly to your own accounts, other Optimus Bank accounts, and accounts at other banks.

· Save and manage beneficiaries for faster transactions.

· Buy airtime and data for yourself or others.

· Pay utility bills and other everyday services conveniently from the app.

· View account balances, transaction history, receipts, and account statements in real time.

· Manage your profile, reset your password, update transaction settings, and access self-service banking features.

· Request banking services such as transaction limit modifications, card requests, cheque book requests, and account or card blocking.

· Access your savings and investment portfolio, including Fixed Deposits, Treasury Bills, and Savester plans.

Security You Can Trust

· Secure onboarding with BVN verification.

· Multi-factor authentication and transaction PIN protection.

· Biometric login for added convenience and security.

· Device binding and advanced security controls to help protect your account.

Why Choose Optiverse?

· Fast and convenient digital banking

· Secure transactions and account management

· Real-time account access and monitoring

· Simple, intuitive user experience

· Exclusive deals, rewards, and partner discounts

· 24/7 access to banking services

Download Optiverse today and get more from your banking experience with Optimus Bank.

## Key features

- In-app customer support
- Account officer contact
- View and download bank statements
- Dark mode
- Fund account
- Loan application and management

## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/optiverse-by-optimus-bank/id6479251367/reviews.md

### 4/5 — Nice app

*2025-11-13*

Love how swift transfers are made on the Optimus app. Banking made so easy

### 5/5 — Easy to use

*2025-11-12*

This app is so nice and lovely to use I will give them a five star rating

### 5/5 — Best bank

*2025-11-12*

This bank is a very nice and very fast for transactions

### 1/5 — Useless bank

*2025-04-28*

I don’t know who gave them license. Having an account with you is just waste of time. I can’t access to my money calling customer service was so annoying 😏😏

## Frequently asked questions about Optiverse by Optimus Bank

### What is Optiverse?

Optiverse is a mobile banking application by Optimus Bank that allows users to manage their accounts, apply for loans, access bank statements, and contact customer support directly within the app.

### Is Optiverse free to use?

Yes, Optiverse is free to download and use. As indicated by the 'ad-supported' monetization model, the app does contain advertisements.

### What devices does Optiverse support?

Optiverse is currently supported on iPhone and iPod devices, as indicated in the app's specifications.

### How secure is Optiverse?

While specific security features are not detailed in the provided description, banking applications typically employ robust security measures to protect user data and transactions. Users should always ensure they are using the latest version for optimal security.

### Can I apply for loans through Optiverse?

Yes, Optiverse offers a dedicated module for applying for and managing loans directly within the application, simplifying the loan process for users.

### How often is Optiverse updated?

The latest version of Optiverse is 2.0.0, released on 2026-01-19. While the last update date is in the future, indicating potential for ongoing development, users should always check for the most recent version for new features and security patches.

### What is the user rating for Optiverse?

Optiverse has a user rating of 3.1 stars based on 9 ratings. This suggests a mixed reception from its current user base.

### Does Optiverse have a dark mode?

Yes, Optiverse 2.0.0 includes a new dark mode feature, offering users a sleek and potentially more comfortable viewing experience, especially in low-light conditions.

## Version history (last 5 releases)

### 2.0.5 — 2026-07-02

We have introduced new features and enhancements to improve your banking experience:
· Opt in or opt out of Instant Payment anytime, giving you greater control over how your transfers are processed.
· Enjoy enhanced authentication during online account reactivation for improved account security.
· Experience a secure and seamless online account opening process with our new liveness check verification.
· Request and manage your transaction limit adjustments directly within the app for greater convenience.
· General bug fixes and performance improvements.

### 2.0.4 — 2026-06-09

Minor Bug Fixes

### 2.0.0 — 2026-01-19

Fetch Other Banks

No more guessing bank names. Just type in the account number and we’ll fetch the bank instantly—right inside Optiverse.

- Instant bank detection

-Smooth transfers

- Zero manual search
Advanced Search History

Find any transaction in seconds. Filter your history by names, descriptions, amounts, or date ranges—all with precision.

- Search by beneficiary or narration

- Filter by amount or date

- Faster, smarter lookups
Auto Bill Renewal

Never forget a renewal again. We’ll notify you 25 days after any bill payment so you stay ahead—always.

- Early renewal reminders

- Zero missed payments

- Fully automated
FX Sales

Convert your foreign currencies effortlessly. Move from USD to Naira, EUR to USD, or GBP to USD with ease.

- Quick currency conversion

- Multi-currency options

- Convenient and secure
FX Send to Self

Need dollars on your USD card? Move funds from your domiciliary account to your card account in seconds.

- Fast USD transfers

- Perfect for online payments

- Simple and seamless

### 1.0.9 — 2025-07-30

Send FX
Customers can now initiate FX transfer requests directly from optiverse mobile application.
 
Pay with QR
Make fast, secure payments to merchants by simply scanning QR codes directly from the optiverse mobile application.
 
FAQ
Find instant answers to common questions about app usage, transactions, and account management.

### 1.08 — 2025-06-07

Release Note:
 
Push Notifications
Stay informed with real-time alerts for credit and debit transactions, promotional offers, and important updates — all delivered directly to your phone.
One-Tap Transfers
Enjoy faster transactions with quick transfers directly from the login screen to pre-set accounts within the app.
Third-Party Card Pickup
Easily authorize someone else to pick up your card on your behalf with our new third-party card pickup feature.
MyBankStatement – Instantly generate your bank statement and securely share it with third parties, all from within the app.

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## More apps by Optimus Bank Limited

- [Optiverse by Optimus Bank](https://appshunter.io/ios/app/optiverse-by-optimus-bank/id1660732223)
- [Optimus Safe-Token](https://appshunter.io/ios/app/optimus-safe-token/id6471105563)
- [Optiverse E-Token](https://appshunter.io/ios/app/optiverse-e-token/id6740141199)
- [Optiverse Business](https://appshunter.io/ios/app/optiverse-business/id6743702717)

All apps by Optimus Bank Limited: https://appshunter.io/developer/1660732225

## Related topics

[optimus bank](https://appshunter.io/ios/topics/optimus-bank) · [optiverse by optimus bank](https://appshunter.io/ios/topics/optiverse-by-optimus-bank) · [optimus](https://appshunter.io/ios/topics/optimus)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-06.*