# Oracle Investments — Value Investing, Simplified > Value investing tool for retail investors to find undervalued stocks. (iPhone/iPad app by Matt Musgrove.) - Source: https://appshunter.io/ios/app/oracle-investments/id6771172259 (this page in markdown: same URL + `.md`) - Developer: [Matt Musgrove](https://appshunter.io/developer/1896773590) - Category: Finance, Education - Price: Free with in-app purchases - Rating: 5.00/5 from 2 App Store ratings - Age rating: 4+ - Requires: iOS 18.0 · 29 MB - Languages: American English - Released: 2026-06-03 - Data updated: 2026-08-22 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/oracle-investments/id6771172259/reviews.md ## What is Oracle Investments? Most people buy a stock without ever knowing what it's worth. Oracle tells you first. Oracle Investments scores 535 S&P 500 companies plus 48 index funds and ETFs on the fundamentals that drive long-term returns, then estimates what each one is actually worth. No AI guesswork, no invented numbers - transparent math on reported financials. THE VALUE RATING Every company gets one 0-10 score, built from five factors Buffett actually cares about: - Profitability - return on equity - Balance Sheet - debt to equity - Earnings Growth - 5-year CAGR - Economic Moat - how durable the advantage is - Margin of Safety - price against estimated worth Tap any factor to see the real number behind the bar. WHAT IS IT ACTUALLY WORTH? Oracle estimates intrinsic value and shows your margin of safety. Different businesses get the model professionals actually use: - Most companies - discounted cash flow - Insurance underwriters - justified price-to-book - Index funds - index earnings against a fair multiple - Bond funds - real yield after inflation INDEX FUNDS, PROPERLY RATED 48 funds across 8 categories, scored on what really decides fund returns: cost per $10k, valuation, diversification, compounding potential, scale, and income. DISCOVER Filter 583 securities by industry. Sort by value rating, price, or daily change. The whole market, ranked by what is cheap relative to worth. DCF LAB Disagree with our assumptions? Change them. Adjust the growth and discount rate assumptions and watch fair value recalculate live, then save your scenarios and compare your thesis against ours. A PORTFOLIO THAT HANDLES COST BASIS CORRECTLY - Buy More blends your cost basis at the true weighted average - Sell Some trims shares without distorting average cost - A full buy and sell ledger for every position - 6-month value chart, rebuilt from your actual trade history - Gain or loss on every holding at a glance COMPARE Put companies side by side on valuation, quality, and rating. THE WISDOM LIBRARY - FREE, ALWAYS Lessons and mental models from Warren Buffett, Charlie Munger, and Peter Lynch, plus a plain-English glossary of every metric Oracle uses. No subscription required. Not now, not ever. FREE TO START Rate 3 companies in full detail, track 3 in your watchlist, hold 5 portfolio positions, and compare 2 side by side. No account, no card. PREMIUM Unlimited ratings, unlimited watchlist and portfolio, 3-column compare, and the DCF Lab. Premium Annual starts with a 7-day free trial. Subscription auto-renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://oracleinvestments.net/privacy Know what it's worth. Then decide. ## Key features - Proprietary value rating engine - Market overview and filtering - Personalized stock watchlist - Detailed stock fundamentals - Investment wisdom library - Free trial for premium features ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Oracle Premium Monthly | $4.99 | per month | | Oracle Premium Annual | $49.99 | per year | ## Frequently asked questions about Oracle Investments ### What is the Oracle Investments value rating engine? The value rating engine is a proprietary system that analyzes over 260 stocks across major industries. It evaluates fundamental metrics like profitability, valuation, and financial health to assign a single, actionable value score to each company. ### How does Oracle Investments help me discover market opportunities? The Discover tab provides a full market overview, allowing you to filter by industry and sort by value rating, price, or daily change. This helps you quickly surface investment opportunities that match your specific criteria. ### Can I track specific stocks with Oracle Investments? Yes, you can add stocks you are interested in to your personal watchlist. This feature provides real-time quotes and key statistics, keeping you informed about market movements for those specific companies. ### What kind of financial data does Oracle Investments provide? The app offers detailed stock screens that display essential metrics for serious investors, including P/E ratio, revenue growth, profit margins, and debt levels, all organized in an intuitive view. ### Does Oracle Investments offer educational content? Yes, Oracle Investments includes a Wisdom Library that delivers lessons and frameworks from legendary investors like Warren Buffett and Charlie Munger, helping users learn valuable investment strategies. ### What are the subscription options for Oracle Investments? Oracle Investments offers a Premium subscription with monthly ($4.99/month) and annual ($49.99/year) plans. The annual plan includes a 7-day free trial. ### How do I cancel my Oracle Investments subscription? Subscription auto-renewal can be managed or canceled in your App Store account settings at least 24 hours before the end of the current billing period. ### Is Oracle Investments available on multiple devices? Yes, Oracle Investments is supported on both iPhone and iPad devices, allowing for a consistent experience across your Apple ecosystem. ## Version history (last 4 releases) ### 1.0.3 — 2026-08-20 Index funds and ETFs have arrived - and they are valued properly. INDEX FUNDS & ETFs - 48 index funds and ETFs added, across 8 categories: broad US, growth, dividend, sector, small & mid cap, international, global, and bonds - Funds are not valued like stocks. There is no DCF and no return on equity here. Equity funds are valued on index earnings against a fair multiple; bond funds on their real yield after inflation - Every fund is scored on what actually decides fund returns: cost per $10k, index valuation, diversification, compounding potential, scale, and income - New Wisdom lessons and glossary entries on investing in index funds That brings Oracle to 583 securities rated in total. ### 1.0.2 — 2026-07-28 Your portfolio just got a serious upgrade. PORTFOLIO • Buy More — add shares to any position; your cost basis blends automatically at the weighted average • Sell Some — trim shares without touching your average cost • Transaction History — a full buy/sell ledger for every position, so you can see exactly how your cost basis was built • 6-Month Value Chart — your portfolio's real value over time, rebuilt from your actual trade history • Return badge — every holding now shows its gain or loss at a glance • New ••• button on each position for quick actions SMARTER VALUATIONS • Insurance companies are now valued with a justified price-to-book model — the way professionals value underwriters — instead of discounted cash flow • New P/B Ratio entry in Wisdom explains the approach ### 1.0.1 — 2026-07-13 • Expanded stock coverage: the value rating engine now analyzes 535 stocks — nearly double the previous universe, with full S&P 500 coverage across every major industry. • Refreshed Premium subscription screen with a cleaner, more compact layout. • Minor performance improvements and polish throughout the app. ### 1.0.0 — 2026-06-04 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*