# Orange County's Credit Union — Bank with ease and convenience

> Mobile banking app for managing credit union accounts, loans, and credit cards. (iPhone/iPad app by Orange County's Credit Union.)

- Source: https://appshunter.io/ios/app/orange-countys-credit-union/id1446665575 (this page in markdown: same URL + `.md`)
- Developer: [Orange County's Credit Union](https://appshunter.io/developer/404592555)
- Category: Finance
- Price: Free
- Rating: 2.40/5 from 272 App Store ratings · 192 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 32 MB
- Languages: American English, French (France), European Spanish
- Released: 2019-02-26
- Data updated: 2026-08-25
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/orange-countys-credit-union/id1446665575/reviews.md

## What is Orange County's Credit Union?

The OCCU mobile app allows you to manage your Orange County’s Credit Union accounts, loans, and credit cards all in one secure location. This app is designed with your needs and feedback in mind. Mobile application features include:


•	Touch ID/Face ID login
•	Account and loan balances
•	Check deposits using your phone’s camera
•	Send money to friends or family securely through Zelle
•	View transaction history and copies of checks that have cleared your account
•	Make payments to your OCCU loans and credit cards
•	Bill Payment
•	Transfer money between your accounts to other OCCU Members
•	Find Orange County’s Credit Union branches 
•	Locate CO-OP Shared Branches and surcharge-free CO-OP ATMs

Mobile banking is free for Orange County’s Credit Union Members. However, your mobile carrier may assess text message and/or web access charges. 

Membership for Orange County’s Credit Union is available to those who live or work in Orange, Riverside, San Bernardino, or Los Angeles Counties. 
You may also qualify for Membership through your employer or an immediate family member that banks with us. Call or visit us for further details.
Federally insured by NCUA.

## Key features

- Touch ID/Face ID login
- Account and loan balances
- Mobile check deposits
- Send money with Zelle
- View transaction history
- Loan and credit card payments
- Bill Payment
- Transfer money between accounts

## What do users think of Orange County's Credit Union?

Overall sentiment: negative

**Pros**

- 👍 Simple and easy to use
- 🚀 Fast and responsive

**Cons**

- 🐛 Frequent crashes and bugs
- ⚠️ Unreliable login and authentication
- 📉 Declining app quality over time
- 🔍 Lack of key features (e.g. Zelle)

**Commonly reported bugs**

- App freezes during login process
- Mobile deposit functionality not working
- Compatibility issues with newer devices

**Most requested features**

- Restore Zelle integration
- Improve transaction history and balance display
- Bring back Face ID/Touch ID login

## Recent user reviews (10 of 192)

All indexed reviews: https://appshunter.io/ios/app/orange-countys-credit-union/id1446665575/reviews.md

### 5/5 — Thankful

*2026-08-12, version 26.0.1*

Dependable and reliable and trustworthy. Thank you OCCU .

### 5/5 — My bank of choice

*2026-08-02, version 26.0.1*

After experiencing Orange County’s Credit Union firsthand, I can confidently say I don’t see myself ever needing another financial institution. From the moment you walk in, you’re treated like a valued member—not just another account number.

The level of service is exceptional. The team is knowledgeable, responsive, and genuinely focused on helping members achieve their financial goals. Whether it’s everyday banking, auto loans, mortgages, or business banking, every interaction has been professional, efficient, and personalized.

Their rates are consistently competitive, the lending process is straightforward, and the technology makes managing my finances simple and convenient. It’s refreshing to work with an organization that puts members first rather than shareholders.

What stands out most is the culture. You can tell the employees truly care about delivering an outstanding experience, and that commitment is reflected in every interaction. It’s rare to find a financial institution that combines outstanding service, great products, competitive rates, and a genuine commitment to the community.

If you’re looking for a trusted financial partner, I highly recommend Orange County’s Credit Union. They’ve earned my confidence, and I genuinely feel like I have everything I need in one place. I honestly can’t imagine banking anywhere else.

### 5/5 — Michael McPhee

*2026-07-30, version 26.0.1*

The app is easy to use,simple to navigate and provides all tools one needs to manage your account activity

### 5/5 — Amabilidad  y paciencia

*2026-07-26, version 26.0.1*

Son tranquilos y tratan de resolver  cualquier problema con la. Cuenta

### 2/5 — Reset password issue

*2026-07-19, version 26.0.1*

Here’s a clearer and more effective version for an app store review:

The app keeps asking me to use my old phone to reset my password. The problem is my old phone was completely destroyed, which is why I had to get a replacement in the first place. Now I’m trying to restore my apps, but I can’t even reset my password because it requires access to the old device. This recovery process is frustrating and completely useless for anyone whose phone is lost, stolen, or broken.

### 5/5 — Muy feliz con su servicio

*2026-07-12, version 26.0.1*

Muchísimos años más con ustedes, yo vivo en otro condado pero la verdad no cambio mi banco por nada 😉

### 3/5 — New app

*2026-07-06, version 26.0.1*

I don’t like the new app format because it is difficult to find things that were easy before

### 1/5 — New app sucks!!!!

*2026-07-05, version 26.0.1*

The new app doesn’t show available balance when there are pending transactions. it also always asks for a text verification when logging in. The transactions are all cramped up unlike the older version was very easy, and self explanatory.

### 5/5 — Impressive

*2026-06-17, version 26.0.1*

Thank you for making this app so much better . Zelle actually works  it also gives me a summary pie of where my money goes every month . Love it !

### 1/5 — Doesn’t match online instructions

*2026-06-09, version 26.0.1*

The app is terrible.  The online site says I can use the app to activate a new card and to sign up for Zelle.  Neither option is available on my iPad.  Also, the new app makes it more difficult to track and search for older transactions.  I’ve consider switching to a different bank but I’ve been with the credit union since 1991.  This app is definitely a downgrade from previous apps.

## Frequently asked questions about Orange County's Credit Union

### What can I do with the Orange County's Credit Union mobile app?

The app allows you to manage your credit union accounts, loans, and credit cards. You can view balances, deposit checks using your phone's camera, send money to friends and family via Zelle, view transaction history, make payments to your loans and credit cards, and pay bills.

### Is the Orange County's Credit Union mobile app free to use?

Yes, mobile banking is free for Orange County's Credit Union Members. However, your mobile carrier may assess charges for text messaging and web access.

### How do I log in to the app?

The app offers secure login options including Touch ID and Face ID, allowing for quick and convenient access to your accounts.

### Can I transfer money to other members?

Yes, you can transfer money between your accounts and to other OCCU Members directly through the app.

### How do I find a branch or ATM?

The app includes a feature to help you find Orange County's Credit Union branches, as well as locate CO-OP Shared Branches and surcharge-free CO-OP ATMs.

## Version history (last 5 releases)

### 26.0.1 — 2026-03-10

Updated mobile banking platform reenvisioned with you in mind.

### 25.100.301 — 2025-12-19

Minor bug fixes.

### 25.090.302 — 2025-12-03

Minor bug fixes

### 25.070.304 — 2025-10-01

minor bug fixes

### 25.060.301 — 2025-08-28

Minor bug fix

## Apps similar to Orange County's Credit Union

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Gold Loan at Home](https://appshunter.io/ios/app/gold-loan-at-home/id1527737940) | — | Free | Finance |
| [CU SoCal Mobile Banking](https://appshunter.io/ios/app/cu-socal-mobile-banking/id351693876) | 4.9 (34,604) | Free | Finance |
| [KRAKONS Wallet](https://appshunter.io/ios/app/krakons-wallet/id1524413440) | — | Free | Finance |
| [Continental Bank](https://appshunter.io/ios/app/continental-bank/id1527526340) | 4.2 (5) | Free | Finance |
| [Metro Bank Authenticator](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800) | — | Free | Finance |
| [Currency Now](https://appshunter.io/ios/app/currency-now/id1525402900) | — | Free | Finance |

## More apps by Orange County's Credit Union

- [Orange Countys CU CardControl](https://appshunter.io/ios/app/orange-countys-cu-cardcontrol/id1672377734)

All apps by Orange County's Credit Union: https://appshunter.io/developer/404592555

## Related topics

[orange county credit union](https://appshunter.io/ios/topics/orange-county-credit-union) · [orange county](https://appshunter.io/ios/topics/orange-county) · [occu mobile banking](https://appshunter.io/ios/topics/occu-mobile-banking) · [occu](https://appshunter.io/ios/topics/occu) · [1st norcal credit union](https://appshunter.io/ios/topics/1st-norcal-credit-union) · [north bay cu](https://appshunter.io/ios/topics/north-bay-cu) · [medina county federal credit union](https://appshunter.io/ios/topics/medina-county-federal-credit-union) · [travis county credit union](https://appshunter.io/ios/topics/travis-county-credit-union) · [long beach credit union](https://appshunter.io/ios/topics/long-beach-credit-union) · [alliance credit union bank](https://appshunter.io/ios/topics/alliance-credit-union-bank) · [ocala community credit union](https://appshunter.io/ios/topics/ocala-community-credit-union) · [ancorum cu](https://appshunter.io/ios/topics/ancorum-cu) · [union county savings bank](https://appshunter.io/ios/topics/union-county-savings-bank) · [escondido federal credit union](https://appshunter.io/ios/topics/escondido-federal-credit-union) · [san diego county credit union](https://appshunter.io/ios/topics/san-diego-county-credit-union) · [rancho federal credit union](https://appshunter.io/ios/topics/rancho-federal-credit-union) · [orange leaf](https://appshunter.io/ios/topics/orange-leaf) · [ocfl 311](https://appshunter.io/ios/topics/ocfl-311) · [altura credit union](https://appshunter.io/ios/topics/altura-credit-union) · [first community bank of moultrie county](https://appshunter.io/ios/topics/first-community-bank-of-moultrie-county)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*
