# Oren by KOPNUS

> Digital financial services for cooperative members, including deposits, payments, and loans. (iPhone/iPad app by Koperasi Nusantara.)

- Source: https://appshunter.io/ios/app/oren-by-kopnus/id1461457733 (this page in markdown: same URL + `.md`)
- Developer: [Koperasi Nusantara](https://appshunter.io/developer/1461457732)
- Category: Finance, Business
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 17+
- Requires: iOS 12.0 · 83 MB
- Languages: American English
- Released: 2019-11-07
- Data updated: 2026-08-02
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/oren-by-kopnus/id1461457733/reviews.md

## What is Oren by KOPNUS?

Oren is a cooperative-based digital financial service owned by KSP Nusantara. Oren is here to make it easier for Members to access financial services anywhere and anytime through mobile devices / gadgets. With Oren Members can enjoy deposit services under the product names SIMPANAN OREN and Deposit Futures with the product name SIMPANAN BERJANGKA OREN, Payment, Purchase, and Loan in hand palm easily and supported by features that satisfy members. KSP Nusantara "Live More, Easy Life". Oren's features are currently. 

1. SIMPANAN Oren 
Deposit services are in the clutches of KSP Nusantara members. Members can open accounts, deposits, withdrawals, transfers anywhere and anytime. Members can also check info on balances and mutations easily stored anywhere and anytime.

2. SIMPANAN BERJANGKA OREN 
For Members who want financial investments with high interest rates, SIMPANAN BERJANGKA OREN is the solution. SIMPANAN BERJANGKA OREN comes with simulation features, account opening, account closure and reports that can be accessed anywhere and at any time with the process of placing a Time Deposit in minutes with a minimum placement of Rp. 1 million.

3. PAYMENT OREN
Members do not need to mess around to make daily purchases and payments, with PAYMENT OREN Members can easily pay bills such as Electricity, Telephone / Cellphone, PDAM, Health BPJS, Loans and others, as well as all cellular providers and purchase of PLN credit . PAYMENT OREN is also supported by a report menu to make it easy for Members to check their payment and purchase status.

4. QR
Tired of transfer because you have to typing a lot? Oren  comes with a QR menu that can make it easy for members to make payments or transfer funds, just sqan QR, Members can make purchases and bookkeeping quickly and easily!

5. Transaction Notification.
Members can easily and quickly find out mutation transactions that occur in their accounts in realtime. Transaction notifications can be sent via SMS or through the registered email address.

6. Multi-Account. 
Members can activate and use more than one account they have to transact. Multi-account activation can be done by members themselves through Oren pda menu SIMPANAN OREN.

7. List of Transactions.
Routine transactions carried out by Members, can be stored as on the Transaction List, which can be directly selected for transacting again, without the hassle of refilling all the information needed to make a transaction.

8. Instant Information Menu, Virtual Account & Merchant.
Confused about entering funds into Oren? To add funds to SIMPANAN OREN Members can access the Instant Information Menu menu, Virtual Accounts & Merchants so Members can easily enter their funds through virtual bank accounts or merchants scattered everywhere.

9. Promo menu
Hungry? Or need coffee? In the Promo menu Members can access promos that are present at merchants who have collaborated with Oren to purchase all forms of Member needs with a large discount / cashback !!!.

10. Member Menu
In this menu Members can make changes to Member data, make changes to their passwords and PINs, and access info for all Member accounts.

11. Menu Booking History
This menu is a menu for Members to check the history of bookings made either for withdrawals, deposits, and others.

12. Help Service Menu
24-hour call center service at your service. Members can access the Halo KOPNUS chat and web services through the application.

Come when else you are spoiled with a variety of quality and easy features, and can be accessed anytime and anywhere. 

Oren "Live More, Easy Life".

## Key features

- Deposit services (SIMPANAN OREN)
- Investment deposits (SIMPANAN BERJANGKA OREN)
- Bill payments and purchases
- QR code for payments and transfers
- Real-time transaction notifications
- Multi-account management
- Merchant promotions and discounts


## Frequently asked questions about Oren by KOPNUS

### What financial services does Oren offer?

Oren offers deposit services like SIMPANAN OREN and SIMPANAN BERJANGKA OREN for investments. It also facilitates payments for bills and purchases, and provides loan access. Members can manage accounts, view transaction history, and access merchant promos.

### How does Oren handle payments and transfers?

Oren supports various payment methods, including bill payments for utilities and mobile top-ups. It also features a QR code scanner for quick payments and fund transfers, simplifying transactions for members.

### Can I manage multiple accounts with Oren?

Yes, Oren allows members to activate and use more than one account for transactions. This multi-account functionality can be managed directly by members through the SIMPANAN OREN menu.

### How can I add funds to my Oren account?

Funding your Oren account is made easy through the Instant Information Menu, Virtual Accounts, and Merchants. You can deposit funds via virtual bank accounts or through various merchants available.

### Does Oren offer any discounts or promotions?

Yes, Oren features a Promo menu where members can access discounts and cashback offers at collaborating merchants. This allows members to save on their daily needs and purchases.

### How secure is Oren for financial transactions?

While specific security measures are not detailed, Oren is a digital financial service from KSP Nusantara, implying it adheres to industry standards for financial applications. Members receive real-time transaction notifications via SMS or email for added awareness.

### What is the minimum placement for SIMPANAN BERJANGKA OREN?

For members interested in financial investments with high interest rates through SIMPANAN BERJANGKA OREN, the minimum placement is Rp. 1 million. The process of opening a time deposit can be completed in minutes.

### How often is Oren updated?

Oren was last updated to version 3.10.0 on May 31, 2026. This indicates a regular update cycle, ensuring the app remains current with features and security.

## Version history (last 5 releases)

### 3.13.0 — 2026-07-29

Transactions are now more convenient with the latest version of Oren by KOPNUS!
Update your app and OS now for a seamless experience.

### 3.12.0 — 2026-07-09

Transactions are now more convenient with the latest version of Oren by KOPNUS!
Update your app and OS now for a seamless experience.

### 3.11.1 — 2026-07-03

Improved app performance for better speed and stability

### 3.11.0 — 2026-06-15

Transactions are now more convenient with the latest version of Oren by KOPNUS!
Update your app and OS now for a seamless experience.

### 3.10.1 — 2026-06-08

Improved app performance for better speed and stability

## Apps similar to Oren by KOPNUS

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| [Qazwa - P2P Sharia Financing](https://appshunter.io/ios/app/qazwa-p2p-sharia-financing/id1636481183) | — | Free | Finance |
| [GPD Online New](https://appshunter.io/ios/app/gpd-online-new/id1627903258) | — | Free | Finance |

## More apps by Koperasi Nusantara

- [Oren Partner](https://appshunter.io/ios/app/oren-partner/id1608114605)

All apps by Koperasi Nusantara: https://appshunter.io/developer/1461457732

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-02.*
