# Origin: AI Budget and Track — Spending, Saving, & Net Worth > AI-powered personal finance tracker, budgeter, and investment advisor. (iPhone/iPad app by Origin Financial.) - Source: https://appshunter.io/ios/app/origin-ai-budget-and-track/id1637693312 (this page in markdown: same URL + `.md`) - Developer: [Origin Financial](https://appshunter.io/developer/1637693314) - Category: Finance - Price: Free with in-app purchases - Rating: 4.60/5 from 3,753 App Store ratings · 904 written reviews indexed - Age rating: 4+ - Requires: iOS 15.6 · 84 MB - Languages: American English - Released: 2023-02-02 - Data updated: 2026-08-27 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/origin-ai-budget-and-track/id1637693312/reviews.md ## What is Origin? Origin makes it effortless to track all your finances, create a budget, ask intelligent questions and understand your money – on your own and as a couple. Track everything. Get a full picture of your financial life. - Securely connect all your financial accounts in seconds - Track spending, cash flow, subscriptions and bills - Build smart AI budgets based on your habits - See your portfolio in one place with real-time performance, benchmarks, and analyst commentary - Share your account with a partner – at no extra cost Ask anything. Get tailored guidance from your AI Advisor. - Get Instant Insights on your spending and personalized investing guidance from your AI Advisor - Stay ahead with real-time alerts and tailored money and market recaps - Forecast major life events like buying a home, having a child or retirement planning - Understand where your money’s going – and why Maximize your money. Grow and protect your wealth with confidence - Receive personalized investment recommendations aligned with your risk profile and financial goals - Invest in AUM-fee free automated index portfolios with out all-in-one investing app - Earn more with a high-yield cash account - Explore curated stock bundles built by experts - Meet 1:1 with CFP® professionals for wealth management guidance - File your taxes and create estate plans - right inside the app No ads. Ever. Origin is private, secure, and SOC-2 compliant. We never sell your data, and we partner with trusted providers like Plaid, Finicity, and MX for secure connections. Trusted by Forbes, Fast Company, Axios, and more. Named Best Budgeting App by Forbes (July 2024) Join thousands taking control of their money management with Origin. Try it free today. EULA: https://useorigin.com/legal/terms-conditions Disclaimer: Investment advisory services are provided by Origin Investment Advisory, LLC, an SEC-registered investment adviser. Our AI tools deliver personalized investment advice subject to our fiduciary duty and regulatory oversight. ## Key features - Securely connect financial accounts - Track spending, cash flow, subscriptions, and bills - Build AI-powered budgets - Portfolio tracking with real-time performance - AI financial advisor for insights and guidance - Personalized investment recommendations - High-yield cash account and expert-built stock bundles ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Origin | $12.99 | per month | | Origin | $9.99 | per month | | Origin | $8.39 | per month | | Origin | $9.99 | per month | | Origin Annual | $99.00 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Planner Session | $119.00 | one-time | | Planner Session | $99.00 | one-time | | Planner Session | $90.00 | one-time | | Planner Session | $50.00 | one-time | | Planner Session | $65.00 | one-time | ## What do users think of Origin? Overall sentiment: positive **Pros** - 🚀 Smooth and intuitive interface - 📊 Detailed financial tracking and insights - 🤖 Helpful AI-powered features - 💼 Seamless integration with accounts and investments - 🤝 Excellent customer support and financial planning services **Cons** - 💰 Expensive subscription cost - 🔒 Lack of two-factor authentication - 🔁 Inconsistent account syncing and data refreshes - 📊 Inaccurate or misleading budget visualizations - 🔌 Compatibility issues with certain banks and financial institutions **Commonly reported bugs** - Frequent app crashes and freezes - Inability to scroll or navigate certain screens - Inaccurate transaction categorization - Syncing issues with Apple Card and other accounts **Most requested features** - Customizable budget categories and rules - Ability to allocate expenses to future months - Improved debt tracking and payoff planning - Enhanced investment portfolio analysis and recommendations - Mobile app optimization and bug fixes ## Recent user reviews (10 of 904) All indexed reviews: https://appshunter.io/ios/app/origin-ai-budget-and-track/id1637693312/reviews.md ### 5/5 — Huge Difference Maker *2026-08-16, version 4.11.3* Been using Origin for almost a year now and it’s been a total game changer. I have consistently spent less and less each month being to review my finances as often as daily to monthly. The app is really easy to navigate the more you use it and I’ve recently started using it on my iPad also which is an extremely user friendly interface. They offer a lot of different areas to manage your money, with a newly introduced investing section that I only recently started looking into. Overall, would highly recommend to anyone new to managing their money more in depth and wanting to have an easier time finding the true problem areas in their spending as the app gets very specific in the categories that transactions are funneled into. ### 1/5 — Avoid - not even worth the $1 subscription *2026-08-14, version 4.11.3* Incredibly buggy and support tickets stay open for months without resolution. Their “AI” is below average at best. I’m hoping that Monarch is better, which I am planning on switching to ### 5/5 — Pretty good *2026-08-09, version 4.11.3* I have been using this for about 2 weeks now. It’s pretty good for what it is. I can ask the built in ai for better budgeting and what I have spent the most on to know what I should save and what not. There are some good features like a calendar that show how much you have spent per day in the month. Entered a sweepstakes for this review. Opinions are my own. ### 5/5 — I’m obsessed *2026-08-08, version 4.11.3* It’s so satisfying to see all my finances managed in one place, know that everything’s in order, and do it all from a beautiful app. The Origin AI is helpful too for financial insights as well as just making the most of the app. I find myself checking Origin almost every day just to confirm all my ducks are in a row. Entered a sweepstakes for this review. Opinions are my own. ### 5/5 — Top Tier Budgeting App *2026-08-07, version 4.11.3* Needless to say, this is the most comprehensive budgeting app I’ve used so far. The $1 year-long trial is unbeatable and you can simply refer two friends to keep getting the service for $1. The AI tools are helpful for understanding a full financial picture and the ability to connect all of my accounts into one place has made the whole process smooth. Entered a sweepstakes for this review. Opinions are my own. ### 1/5 — Continues to charge *2026-08-06, version 4.11.3* Awful. Don’t get scammed. Not a helpful app. Tried for a day then tried to cancel and a year later they’re still charging me after multiple attempts to contact. Taking larger actions. ### 5/5 — Wide range of utility! *2026-08-05, version 4.11.3* I am absolutely loving this app! it has so many different tools that you can use for budgeting investing, and saving. I’ve used many different financial apps in the past, and I can say without a doubt, that this is the best one that I have tried to this day. There only a couple of things that I wish this app had. 1. Some sort of bucket savings integrated into the high-yield cash account. 2. A clear way on the homepage to look at you’re currently liquid cash in the bank account. Other than that, this is the greatest financial app I’ve used. ### 5/5 — Review *2026-08-04, version 4.11.3* Great app. Easy to use and good monitoring the monthly budget. Entered a sweepstakes for this review. Opinions are my own. ### 5/5 — This app can change your life *2026-08-02, version 4.11.3* Always considered myself a frugal individual. Origin showed all my finances in an organized and easy to understand way and helped me save another 1000 a month by showing me directly where all my funds were going. The AI is not quite perfect but is super helpful when you get the hang of how it works and its little quirks. This App helped me level up entirely as a person and I recommend it to anyone who is trying to wrap their head around their personal finances. It’s not going to save money for you but if you’re willing to put in the work and have some discipline Origin is the best tool to assist you in the process. …….. 'Entered a sweepstakes for this review. Opinions are my own." ### 5/5 — Solid and easy to use *2026-08-02, version 4.11.3* The app is very straight forward and easy to use. It has lots of helpful tips and tools to help plan and regulate your finances. Entered a sweepstakes for this review. Opinions are my own. ## Frequently asked questions about Origin ### What does the Origin app do? Origin is a comprehensive personal finance app that helps you track all your financial accounts, create smart AI-powered budgets, and understand your spending habits. It also provides personalized investment guidance and tools for wealth management. ### What are the key features of Origin? Key features include secure connection to financial accounts, spending and cash flow tracking, AI budget creation, portfolio performance monitoring, an AI financial advisor for insights, personalized investment recommendations, and a high-yield cash account. ### Is Origin free to use? The app offers a free tier with core budgeting and tracking features. Additional services, such as wealth management guidance from CFP® professionals and advanced investment tools, may involve in-app purchases or separate fees. ### What kind of financial accounts can I connect? You can securely connect a wide range of financial accounts, including checking, savings, credit cards, investment portfolios, and loans, through trusted providers like Plaid, Finicity, and MX. ### Who is the target audience for Origin? Origin is designed for individuals and couples who want to take control of their finances, gain deeper insights into their spending, build effective budgets, and grow their wealth with intelligent tools and expert advice. ## Version history (last 5 releases) ### 4.12.0 — 2026-08-17 We've launched a powerful new set of Al tools and a fresh new design to help you not only track your money effortlessly but understand it too. - New and improved Al Chat: Ask your Al Advisor anything about your finances-past, present, or future-and get personalized answers to guide your big money decisions. - Instant Insights: Tap into any aspect of your money within the app and get Al insights into what's changed and way. - Daily Market Briefing: Stay informed with a personalized pulse on the day's key financial news, delivered right to our dashboard. - Weekly Market Recap: Your personalized snapshot of how your money moved-spending, saving, and net worth-all in one tidy, bite-sized summary. - Al Investment Insights: Understand what's driving your investments with real-time analysis across all your accounts. - Market Watch: Search for new opportunities and track holdings across global markets. - Deeper Investment Analysis: Dive into the holdings you own-and the ones you don't — with access to historical performance, analyst commentary, earnings updates, and more. - Redesigned Dashboard: A smarter home screen that puts budgets, accounts, and insights front and center-so you always know where you stand. - Fresh Look & Feel: Enjoy a new design that looks great in both light and dark mode, with smoother navigation and a calmer interface. Disclaimer: Investment advisory services are provided by Origin Investment Advisory, LLC, an SEC-registered investment adviser. Our Al tools deliver personalized investment advice subject to our fiduciary duty and regulatory oversight. ### 4.11.3 — 2026-07-27 We've launched a powerful new set of Al tools and a fresh new design to help you not only track your money effortlessly but understand it too. - New and improved Al Chat: Ask your Al Advisor anything about your finances-past, present, or future-and get personalized answers to guide your big money decisions. - Instant Insights: Tap into any aspect of your money within the app and get Al insights into what's changed and way. - Daily Market Briefing: Stay informed with a personalized pulse on the day's key financial news, delivered right to our dashboard. - Weekly Market Recap: Your personalized snapshot of how your money moved-spending, saving, and net worth-all in one tidy, bite-sized summary. - Al Investment Insights: Understand what's driving your investments with real-time analysis across all your accounts. - Market Watch: Search for new opportunities and track holdings across global markets. - Deeper Investment Analysis: Dive into the holdings you own-and the ones you don't — with access to historical performance, analyst commentary, earnings updates, and more. - Redesigned Dashboard: A smarter home screen that puts budgets, accounts, and insights front and center-so you always know where you stand. - Fresh Look & Feel: Enjoy a new design that looks great in both light and dark mode, with smoother navigation and a calmer interface. Disclaimer: Investment advisory services are provided by Origin Investment Advisory, LLC, an SEC-registered investment adviser. Our Al tools deliver personalized investment advice subject to our fiduciary duty and regulatory oversight. ### 4.11.2 — 2026-07-23 We've launched a powerful new set of Al tools and a fresh new design to help you not only track your money effortlessly but understand it too. - New and improved Al Chat: Ask your Al Advisor anything about your finances-past, present, or future-and get personalized answers to guide your big money decisions. - Instant Insights: Tap into any aspect of your money within the app and get Al insights into what's changed and way. - Daily Market Briefing: Stay informed with a personalized pulse on the day's key financial news, delivered right to our dashboard. - Weekly Market Recap: Your personalized snapshot of how your money moved-spending, saving, and net worth-all in one tidy, bite-sized summary. - Al Investment Insights: Understand what's driving your investments with real-time analysis across all your accounts. - Market Watch: Search for new opportunities and track holdings across global markets. - Deeper Investment Analysis: Dive into the holdings you own-and the ones you don't — with access to historical performance, analyst commentary, earnings updates, and more. - Redesigned Dashboard: A smarter home screen that puts budgets, accounts, and insights front and center-so you always know where you stand. - Fresh Look & Feel: Enjoy a new design that looks great in both light and dark mode, with smoother navigation and a calmer interface. Disclaimer: Investment advisory services are provided by Origin Investment Advisory, LLC, an SEC-registered investment adviser. Our Al tools deliver personalized investment advice subject to our fiduciary duty and regulatory oversight. ### 4.11.1 — 2026-07-20 We've launched a powerful new set of Al tools and a fresh new design to help you not only track your money effortlessly but understand it too. - New and improved Al Chat: Ask your Al Advisor anything about your finances-past, present, or future-and get personalized answers to guide your big money decisions. - Instant Insights: Tap into any aspect of your money within the app and get Al insights into what's changed and way. - Daily Market Briefing: Stay informed with a personalized pulse on the day's key financial news, delivered right to our dashboard. - Weekly Market Recap: Your personalized snapshot of how your money moved-spending, saving, and net worth-all in one tidy, bite-sized summary. - Al Investment Insights: Understand what's driving your investments with real-time analysis across all your accounts. - Market Watch: Search for new opportunities and track holdings across global markets. - Deeper Investment Analysis: Dive into the holdings you own-and the ones you don't — with access to historical performance, analyst commentary, earnings updates, and more. - Redesigned Dashboard: A smarter home screen that puts budgets, accounts, and insights front and center-so you always know where you stand. - Fresh Look & Feel: Enjoy a new design that looks great in both light and dark mode, with smoother navigation and a calmer interface. Disclaimer: Investment advisory services are provided by Origin Investment Advisory, LLC, an SEC-registered investment adviser. Our Al tools deliver personalized investment advice subject to our fiduciary duty and regulatory oversight. ### 4.11.0 — 2026-07-15 We've launched a powerful new set of Al tools and a fresh new design to help you not only track your money effortlessly but understand it too. - New and improved Al Chat: Ask your Al Advisor anything about your finances-past, present, or future-and get personalized answers to guide your big money decisions. - Instant Insights: Tap into any aspect of your money within the app and get Al insights into what's changed and way. - Daily Market Briefing: Stay informed with a personalized pulse on the day's key financial news, delivered right to our dashboard. - Weekly Market Recap: Your personalized snapshot of how your money moved-spending, saving, and net worth-all in one tidy, bite-sized summary. - Al Investment Insights: Understand what's driving your investments with real-time analysis across all your accounts. - Market Watch: Search for new opportunities and track holdings across global markets. - Deeper Investment Analysis: Dive into the holdings you own-and the ones you don't — with access to historical performance, analyst commentary, earnings updates, and more. - Redesigned Dashboard: A smarter home screen that puts budgets, accounts, and insights front and center-so you always know where you stand. - Fresh Look & Feel: Enjoy a new design that looks great in both light and dark mode, with smoother navigation and a calmer interface. Disclaimer: Investment advisory services are provided by Origin Investment Advisory, LLC, an SEC-registered investment adviser. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*