# Origin: AI Budget and Track — user reviews > 904 indexed App Store user reviews of Origin by Origin Financial, rated 4.60/5 from 3,753 ratings. - Source: https://appshunter.io/ios/app/origin-ai-budget-and-track/id1637693312/reviews - App overview in markdown: https://appshunter.io/ios/app/origin-ai-budget-and-track/id1637693312.md - Rating breakdown: 5★ 3,137 · 4★ 255 · 3★ 105 · 2★ 74 · 1★ 182 ## What do users think of Origin? Overall sentiment: positive **Pros** - 🚀 Smooth and intuitive interface - 📊 Detailed financial tracking and insights - 🤖 Helpful AI-powered features - 💼 Seamless integration with accounts and investments - 🤝 Excellent customer support and financial planning services **Cons** - 💰 Expensive subscription cost - 🔒 Lack of two-factor authentication - 🔁 Inconsistent account syncing and data refreshes - 📊 Inaccurate or misleading budget visualizations - 🔌 Compatibility issues with certain banks and financial institutions **Commonly reported bugs** - Frequent app crashes and freezes - Inability to scroll or navigate certain screens - Inaccurate transaction categorization - Syncing issues with Apple Card and other accounts **Most requested features** - Customizable budget categories and rules - Ability to allocate expenses to future months - Improved debt tracking and payoff planning - Enhanced investment portfolio analysis and recommendations - Mobile app optimization and bug fixes ## Newest reviews (15 of 904) ### 5/5 — Great app *2026-08-01, version 4.11.3* Great app for financial management using modern AI techniques. Entered a sweepstakes for this review. Opinions are my own. ### 4/5 — Everything in one place! *2026-08-01, version 4.11.3* Once you figure it out, the program is great! It’s a bit tricky to get the hang of initially, and I had to do some work around to make it work the way I wanted it to. But I think I’ve got it all figured out now. I love that it shows me my net worth. I’m ready to pay down this debt and watch the net worth grow!!! Entered a sweepstakes for this review. Opinions are my own. ### 5/5 — Invaluable *2026-08-01, version 4.11.3* I’ve used a ton of financial tools. This one finally gets it right AND includes AI. FINALLY. I even made an unprompted video about it on my social media it was that strong. Really the simple fact that you can connect and bring in like 99% of your financials is just a breath of fresh air so you can see your true big picture. 10/10 highly recommend. Entered a sweepstakes for this review. Opinions are my own. ### 5/5 — Great budget App *2026-08-01, version 4.11.3* So far, I love it—great tool for tracking and categorizing my spending transactions. If you want an app that can do that instead of using a spreadsheet, this is the one. Let's you set a budget and forecast your savings and retirement age. Great tool. ”Entered a sweepstakes for this review. Opinions are my own.” ### 5/5 — Great Affordable Budgeting *2026-08-01, version 4.11.3* Origin has helped with my budgeting in all kinds of ways. I appreciate the reminders daily and weekly to see how things are looking in my accounts. Gives me peace of mind without having to check my bank app daily. Entered a sweepstakes for this review. Opinions are my own. ### 4/5 — Overall good app *2026-08-01, version 4.11.3* I think orgin is a super cool app that definitely gives you a third person perspective on what you’re spending your money on. The AI feature is a good tool to help with budgeting. Overall it’s a good app especially for the price. If it was any more expensive I’d probably find a new app. Entered a sweepstakes for this review. Opinions are my own ### 5/5 — Great app! *2026-08-01, version 4.11.3* Accurate, user friendly, helped me start to save more! Entered a sweepstakes for this review. Opinions are my own. ### 5/5 — Time saver *2026-08-01, version 4.11.3* Great easy app to use, able to happily retire my manual budget tracking excel spreadsheet, super versatile with suggestions and financial planning too which is a plus. Entered a sweepstakes for this review. Opinions are my own. ### 5/5 — Excellent single point audit *2026-08-01, version 4.11.3* I was skeptical at first, but truly needed ONE spot to review all activity, and the AI is very intuitive and responsive. This is worth what they are charging for it ### 5/5 — Review of Origin *2026-08-01, version 4.11.3* Just downloaded the app. Super user friendly and easy to setup / link accounts. Can’t wait to see how this improves my financial future! Entered a sweepstakes for this review. Opinions are my own. ### 5/5 — Budgeting app that actually works for multiple accounts!! *2026-08-01, version 4.11.3* Origin hits the sweet spot between power and simplicity. It strips away the clutter of traditional budgeting platforms and replaces it with a clean, intuitive experience powered by smart automation. Highly recommended for anyone wanting total clarity over their money without the usual stress! Entered a sweepstakes for this review. Opinions are my own. ### 5/5 — Would pay $99 a year for this *2026-07-25, version 4.11.2* This is easily the best and cleanest budgeting app in the App Store. I’m a HUGE UI guy and this is honestly perfect. All my stocks and bank accounts in the same place. Credit cards and their due dates too. Literally don’t even have to open another banking app. I hope they expand further into banking and/or a full brokerage. ### 5/5 — Espectacular *2026-07-18, version 4.11.0* Muy fácil de usar y. Muy útil! Me ayudó mucho a entender cómo estoy organizando mi dinero ### 5/5 — State of the Art *2026-07-18, version 4.11.0* They think and design exactly how it should be. Excellence. ### 4/5 — great *2026-07-17, version 4.11.0* really cool app. i just wish i could create a weekly budget ## Most critical reviews (10 lowest-rated) ### 1/5 — Avoid - not even worth the $1 subscription *2026-08-14, version 4.11.3* Incredibly buggy and support tickets stay open for months without resolution. Their “AI” is below average at best. I’m hoping that Monarch is better, which I am planning on switching to ### 1/5 — Continues to charge *2026-08-06, version 4.11.3* Awful. Don’t get scammed. Not a helpful app. Tried for a day then tried to cancel and a year later they’re still charging me after multiple attempts to contact. Taking larger actions. ### 1/5 — Advertising a cash account after paying *2026-08-01, version 4.11.3* Making an unremovable advert for a cash account build into the app after charging users $99 is unforgivable. Fix it or I unsubscribe. ### 1/5 — Pricing not disclosed *2026-07-20, version 4.11.1* Aren’t you required to disclose your subscription in the App Store? Also, your “App Support” but leads to a 404. ### 1/5 — App doesn’t work *2026-07-18, version 4.11.0* I cannot reset my password. The app glitches. If I can’t reset my password securely, I don’t want to give any financial information. ### 1/5 — Terrible connectivity *2026-07-09, version 4.10.1* There is NO point in having a financial app that doesn’t reliably connect to institutions. ALL institutions, not just the ones that are popular or big. The reliance on services like Plaid and MX means that basically if one of these apps don’t work for you, none of them will. Above and beyond that, literally half the interface is them trying to upsell you on their additional services. I have no idea why they are as highly rated as they are. The AI suggestions are weak, the “insights” are weak, basically I get the same information from quicken and I pay less per year. And if you truly want the same level of capability as a non-connected Origin, Actual Budget is free and open source. Luckily I got this during their Christmas $1 sale. If I’d paid full price I would be HUGELY annoyed. I recommend waiting for those types of sales if you want to try this app out. ### 1/5 — Basic app *2026-07-08, version 4.10.0* This is a very basic app. These days most banks are providing similar functionality. Unnecessarily purchased the subscription and wasted my time ### 1/5 — Suddenly Not Working? *2026-07-08, version 4.10.0* Literally spinning and wont load??? Paid for this?? ### 1/5 — So. Many. Updates. It’s annoying. *2026-06-30, version 4.9.1* The app is great and useful, especially when you can add widgets to your Home Screen… except for one thing. The app releases a new update practically every week (or so it feels) and it doesn’t let you use the app, view it in your widgets, or anything if you haven’t updated it yet. You also have to re-sign in every time the app updates, so the auto update feature on the iPhone doesn’t help either. Deleting my account and the app as it’s a waste to pay for this when you can’t even use it half the time without having to manually redownload and resign into the app every other day lol ### 1/5 — Lost Connection *2026-06-14, version 4.9.1* Bank no longer connects to Origin with 3 months remaining on annual subscription. Live customer support is non existent. Highly suggest finding alternative financial tracker. ## Most praised reviews (10 highest-rated) ### 5/5 — Huge Difference Maker *2026-08-16, version 4.11.3* Been using Origin for almost a year now and it’s been a total game changer. I have consistently spent less and less each month being to review my finances as often as daily to monthly. The app is really easy to navigate the more you use it and I’ve recently started using it on my iPad also which is an extremely user friendly interface. They offer a lot of different areas to manage your money, with a newly introduced investing section that I only recently started looking into. Overall, would highly recommend to anyone new to managing their money more in depth and wanting to have an easier time finding the true problem areas in their spending as the app gets very specific in the categories that transactions are funneled into. ### 5/5 — Pretty good *2026-08-09, version 4.11.3* I have been using this for about 2 weeks now. It’s pretty good for what it is. I can ask the built in ai for better budgeting and what I have spent the most on to know what I should save and what not. There are some good features like a calendar that show how much you have spent per day in the month. Entered a sweepstakes for this review. Opinions are my own. ### 5/5 — I’m obsessed *2026-08-08, version 4.11.3* It’s so satisfying to see all my finances managed in one place, know that everything’s in order, and do it all from a beautiful app. The Origin AI is helpful too for financial insights as well as just making the most of the app. I find myself checking Origin almost every day just to confirm all my ducks are in a row. Entered a sweepstakes for this review. Opinions are my own. ### 5/5 — Top Tier Budgeting App *2026-08-07, version 4.11.3* Needless to say, this is the most comprehensive budgeting app I’ve used so far. The $1 year-long trial is unbeatable and you can simply refer two friends to keep getting the service for $1. The AI tools are helpful for understanding a full financial picture and the ability to connect all of my accounts into one place has made the whole process smooth. Entered a sweepstakes for this review. Opinions are my own. ### 5/5 — Wide range of utility! *2026-08-05, version 4.11.3* I am absolutely loving this app! it has so many different tools that you can use for budgeting investing, and saving. I’ve used many different financial apps in the past, and I can say without a doubt, that this is the best one that I have tried to this day. There only a couple of things that I wish this app had. 1. Some sort of bucket savings integrated into the high-yield cash account. 2. A clear way on the homepage to look at you’re currently liquid cash in the bank account. Other than that, this is the greatest financial app I’ve used. ### 5/5 — Review *2026-08-04, version 4.11.3* Great app. Easy to use and good monitoring the monthly budget. Entered a sweepstakes for this review. Opinions are my own. ### 5/5 — This app can change your life *2026-08-02, version 4.11.3* Always considered myself a frugal individual. Origin showed all my finances in an organized and easy to understand way and helped me save another 1000 a month by showing me directly where all my funds were going. The AI is not quite perfect but is super helpful when you get the hang of how it works and its little quirks. This App helped me level up entirely as a person and I recommend it to anyone who is trying to wrap their head around their personal finances. It’s not going to save money for you but if you’re willing to put in the work and have some discipline Origin is the best tool to assist you in the process. …….. 'Entered a sweepstakes for this review. Opinions are my own." ### 5/5 — Solid and easy to use *2026-08-02, version 4.11.3* The app is very straight forward and easy to use. It has lots of helpful tips and tools to help plan and regulate your finances. Entered a sweepstakes for this review. Opinions are my own. ### 5/5 — New and excited *2026-08-01, version 4.11.3* So excited to see the AI in action. Slowly getting my account set up. So far so good! “Entered a sweepstakes for this review. Opinions are my own.” ### 5/5 — Amazing App *2026-08-01, version 4.11.3* I got this because I wanted more out of a finance app especially because I used to use rocket money and I got it for $1 for a whole year but with all the features and the fact that you get a AI financial advisor that will auto invest in stocks for you sold me. I would not mind at all paying the $99 a year because either is more than fair. I’ve been really happy with this app. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*