# ORO Bank — Asia’s first full reserve bank

> Asia's first full reserve digital bank for secure, instant global transactions. (iPhone/iPad app by DK Limited.)

- Source: https://appshunter.io/ios/app/oro-bank/id6473136485 (this page in markdown: same URL + `.md`)
- Developer: [DK Limited](https://appshunter.io/developer/1703533862)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 6 App Store ratings · 5 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 81 MB
- Languages: English
- Released: 2023-12-10
- Data updated: 2026-07-30
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/oro-bank/id6473136485/reviews.md

## What is ORO Bank?

Discover the future of banking with ORO Bank, Asia's pioneering Full Reserve Digital Bank. Enjoy swift, secure transactions, instant account setup, and global accessibility. Revolutionize your financial journey with innovative tools and exclusive rewards. Download now and redefine your banking experience!

## Key features

- Full reserve digital banking
- Swift and secure transactions
- Instant account setup
- Global accessibility
- Innovative financial tools
- Exclusive rewards

## Recent user reviews (5 of 5)

All indexed reviews: https://appshunter.io/ios/app/oro-bank/id6473136485/reviews.md

### 2/5 — Aud to Usd conversion

*2025-03-30, version 1.13.1*

“The app is advising Australian users to convert their AUD to USD, -.- but when transferring, a significant portion—Outrageous + Exorbitant amount-  is taken by another bank. Why is there a delay in AUD transfers? Why can’t you handle the conversion yourself? At least then, the money would stay within our country. I was really excited to invest, but this issue is disappointing. Please look into it!”T.T

### 1/5 — Chat

*2024-12-02, version 1.11.4*

Take out the “chat with us” option if yall never rely. Useless. When you open an account, the verification process rejects every picture you take of your Id, there is no option to upload pictures taken.  Been two weeks, still dont have an account nor do they reply.

### 1/5 — Frustrating Verification Process and Usability Issues

*2024-11-13, version 1.10.6*

Despite providing a valid bank statement, my address could not be verified, resulting in my account being blocked. The verification process is cumbersome and lacks reliability, making it challenging for users to complete basic setup. This app could greatly benefit from improvements to enhance usability and streamline verification procedures.

### 1/5 — Account activation

*2024-11-11, version 1.10.6*

Love the idea of this banking system. Ever since I heard about this bank, I have been trying to open an account with them. Unfortunately, the documents submitted are still under review. I have been facing this problem for almost a month now. Not sure if there is someone trying to sort this. Feeling frustrated

### 5/5 — Ways to send money

*2024-10-17, version 1.10.2*

The app is a great opportunity for everyone but It would be great if there are multiple ways we could deposit money. From the bank that I'm sending using Swiftcode is very expensive.

## Frequently asked questions about ORO Bank

### What makes ORO Bank a full reserve bank?

ORO Bank operates as a full reserve bank, meaning it holds 100% of customer deposits in reserve. This model aims to enhance financial stability and security for its users, differentiating it from fractional reserve banking systems.

### How secure are transactions with ORO Bank?

The app emphasizes swift and secure transactions, leveraging digital banking technologies to protect user data and funds. While specific security protocols are not detailed, the focus on 'secure transactions' suggests robust measures are in place.

### What devices support ORO Bank?

ORO Bank is currently supported on iPhone and iPod devices. Users can download and utilize its banking features on these Apple platforms.

### Is ORO Bank free to use?

Yes, ORO Bank is available for free. There are no upfront costs to download or use the basic banking services provided by the application.

### How often is ORO Bank updated?

The latest version of ORO Bank is 1.51.1, last updated on March 5, 2026. This indicates a recent and active development cycle, suggesting regular updates for improvements and new features.

### What is the user sentiment for ORO Bank?

Based on the available data, ORO Bank has received a perfect 5.0-star rating from 6 users. This indicates a highly positive user sentiment among its current user base.

### Does ORO Bank have ads?

No, ORO Bank does not contain advertisements. The application is free to use and does not display any in-app ads, providing an uninterrupted user experience.

### What is the age rating for ORO Bank?

ORO Bank has an age rating of 4+. This means it is suitable for users aged 4 and above, making it accessible for a wide range of individuals interested in digital banking.

## Version history (last 5 releases)

### 1.53.0 — 2026-07-24

Bug fixes and performance improvements

### 1.52.5 — 2026-05-23

Bug fixes and performance improvements

### 1.51.1 — 2026-03-05

Bug fixes and performance improvements.

### 1.50.0 — 2026-02-04

Bug fixes and performance improvements.

### 1.49.0 — 2026-01-26

Bug fixes and performance improvements.

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## More apps by DK Limited

- [DK Bank](https://appshunter.io/ios/app/dk-bank/id6462849899)
- [Ngyelso](https://appshunter.io/ios/app/ngyelso/id6479706168)

All apps by DK Limited: https://appshunter.io/developer/1703533862

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-30.*
