# OSA Finance — Stay One Step Ahead > Financial ecosystem for market insights, portfolio tracking, and AI-driven investment analysis. (iPhone/iPad app by MAVERICK ANGEL SANCHEZ.) - Source: https://appshunter.io/ios/app/osa-finance/id6799508453 (this page in markdown: same URL + `.md`) - Developer: [MAVERICK ANGEL SANCHEZ](https://appshunter.io/developer/6799508455) - Category: Finance, Education - Price: Free with in-app purchases - Rating: 5.00/5 from 2 App Store ratings - Age rating: 4+ - Requires: iOS 15.1 · 48 MB - Languages: American English - Released: 2026-09-11 - Data updated: 2026-10-25 - Monetization: freemium ## What is OSA Finance? OSA Finance is the app, product, and growing financial ecosystem built by One Step Ahead, my brand where I share market insights and financial tips. The mission behind all of it has always been simple: help people reach real financial freedom and improve financial literacy. My name is Maverick Sanchez the creator of OSA, a college student, not a Wall Street veteran. I spent my entire freshman year and the summer after building the first version of this app because I got obsessed with computers, math, and leveling the playing field for everyday investors. Big funds and institutions have entire teams and data terminals working to find an edge, while everyday investors are left with headlines and guesswork. OSA Finance exists to close that gap. I'm still learning this space every day, right alongside the people using this app, and that's exactly why OSA Finance won't stop here. This is just the start of a much bigger financial ecosystem, built one honest update at a time. Here's what OSA Finance has to offer: FREE, RIGHT AWAY Track your portfolio and watchlists with live pricing and analyst targets. See every major index, crypto, and commodity, plus a macro dashboard covering the VIX, Treasury yields, and dollar index. See today's biggest movers and why. OSA AI - the premium Ai engine inside OSA Finance: Best Plays Scans 500+ of the largest US stocks using real technical analysis (RSI, MACD, volatility-adjusted stops, volume) and ranks the strongest setups with a transparent confidence score. A research tool, not a signal to blindly follow. Smart Money Track real portfolio moves from some of the biggest names in investing, pulled from official SEC 13F filings. See what they're buying, selling, and how conviction shifts quarter over quarter. Don't Guess Grade every major investing approach (index, dividends, swing trading, options, day trading, and more) against historical data before you risk a dollar. Run a real two-year backtest on any strategy. Options Intelligence AI-modeled options analysis using Black-Scholes pricing, IV rank, and the Greeks, with clear risk/reward breakdowns in plain English. Deep Research Full bull case, bear case, and fundamental breakdown for any stock, plus an overall signal and intrinsic value read. AI Analyst Ask anything about your portfolio or the market. Because it reads your live holdings, every answer is grounded in your actual positions, not generic advice. Advanced Screener Filter and compare the entire market by valuation, momentum, dividend yield, sector, and more. Earnings Calendar See every company reporting in the next 30 days, search any ticker's next report date and track record of beating, meeting, or missing estimates. Risk Score & Dividends Get a real risk score built from your portfolio's volatility, sector concentration, and diversification. Track dividend income and yield on cost, projected forward with reinvestment. Grow Your Knowledge A full library of investing concepts, from the basics to institutional-level strategy, across four levels. YOUR FULL FINANCIAL PICTURE Beyond investing, OSA Finance tracks your net worth, credit health, assets, and loan eligibility, with a 50+ card reference library, tax estimator, and growth calculator. Founding member pricing is $19.99/month, locked in for as long as you stay subscribed. OSA AI will keep growing, but founding members will never see a price increase. Follow One Step Ahead on TikTok, Instagram, and YouTube to see how I use OSA Finance for my own research, and join a community of investors ready to be one step ahead of the markets. OSA Finance is a research and analysis tool, not a financial advisor. Nothing in this app is investment advice, and past performance does not guarantee future returns. By subscribing to OSA Pro Monthly, you agree to our Terms of Use (https://www.osaaiapp.com/terms) and Privacy Policy (https://www.osaaiapp.com/privacy). Take your first step ahead. Download OSA Finance today. ## Key features - Portfolio and watchlist tracking - AI-powered stock and options analysis - Smart money tracking from SEC filings - Investment strategy backtesting - Deep stock research and fundamental breakdowns - AI market and portfolio Q&A - Advanced stock screener ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | OSA Ai | $19.99 | per month | ## Is OSA Finance safe? Not enough ratings yet to assess OSA Finance. ## Is OSA Finance legit? OSA Finance has limited verification signals. The AppsHunter Legitimacy Score for OSA Finance is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Frequently asked questions about OSA Finance ### What is OSA Finance? OSA Finance is a financial app and ecosystem designed to help users improve their financial literacy and achieve financial freedom. It offers tools for portfolio tracking, market analysis, and AI-driven investment insights. ### Is OSA Finance free to use? The core features of OSA Finance, including portfolio tracking and watchlist functionality, are available for free. Premium features, such as the OSA AI engine, are available through a subscription. ### What are the subscription options for OSA Finance? OSA Finance offers a subscription plan called 'OSA Ai' priced at $19.99 per month, which unlocks advanced AI-powered features for deeper market analysis and insights. ### What kind of AI features does OSA Finance offer? OSA Finance's AI engine provides features like 'Best Plays' which ranks stock setups based on technical analysis, 'Smart Money' tracking of institutional investments, AI-modeled options analysis, and an AI analyst for personalized market and portfolio questions. ### Can I track my existing investments with OSA Finance? Yes, OSA Finance allows you to track your portfolio and watchlists with live pricing and analyst targets. It also offers a risk score based on your portfolio's volatility and diversification. ### How does OSA Finance help with learning about investing? Beyond its analytical tools, OSA Finance includes a library of investing concepts to help users grow their knowledge. It aims to level the playing field for everyday investors by providing accessible market insights. ### What devices is OSA Finance available on? OSA Finance is currently supported on iPhone and iPod devices, indicating compatibility with Apple's mobile operating system. ### How often is OSA Finance updated? OSA Finance was last updated on October 17, 2026, with version 1.1.1. The developer indicates a commitment to ongoing development and honest updates. ## Version history (last 3 releases) ### 1.1.1 — 2026-10-17 This update brings a major expansion to OSA Finance: After working with the OSA Ecosystem and receiving feedback across the community we have made the following changed and fixes to the app • NEW: Full Budget & Net Worth Planner track your complete income statement, build a manual or AI-powered smart budget, and get a professional-grade net worth and liquidity breakdown, right inside your Profile. • Rebuilt Investment Calculator accurate tax and FICA modeling, a required-monthly-contribution solver, retirement income projections, and fee- and inflation-adjusted growth charts. • Elevated Portfolio tracker see today's gain/loss at a glance, a new sector allocation breakdown, and concentration-risk alerts. • Redesigned Watchlist with an at-a-glance market sentiment summary. • Fixed market open/closed status tracking so it correctly accounts for holidays and early-close days. • Fixed news article timestamps and improved chart accuracy across Markets. Thanks for using OSA Finance keep the feedback coming! ### 1.1 — 2026-10-13 This update brings a major expansion to OSA Finance: After working with the OSA Ecosystem and receiving feedback across the community we have made the following changed and fixes to the app • NEW: Full Budget & Net Worth Planner track your complete income statement, build a manual or AI-powered smart budget, and get a professional-grade net worth and liquidity breakdown, right inside your Profile. • Rebuilt Investment Calculator accurate tax and FICA modeling, a required-monthly-contribution solver, retirement income projections, and fee- and inflation-adjusted growth charts. • Elevated Portfolio tracker see today's gain/loss at a glance, a new sector allocation breakdown, and concentration-risk alerts. • Redesigned Watchlist with an at-a-glance market sentiment summary. • Fixed market open/closed status tracking so it correctly accounts for holidays and early-close days. • Fixed news article timestamps and improved chart accuracy across Markets. Thanks for using OSA Finance keep the feedback coming! ### 1.0 — 2026-09-11 No release notes. ## Apps similar to OSA Finance | App | Rating | Price | Category | | --- | --- | --- | --- | | [YieldClub](https://appshunter.io/ios/app/yieldclub/id6743701934) | 3.9 (62) | Free | Finance | | [Finny: AI Money Manager](https://appshunter.io/ios/app/finny-ai-money-manager/id6736472735) | 4.4 (34) | Free | Finance | | [Hedge – Invest With Friends](https://appshunter.io/ios/app/hedge-invest-with-friends/id6468492082) | 4.2 (218) | Free | Finance | | [Wealthscape℠](https://appshunter.io/ios/app/wealthscape/id1164184928) | 4.8 (2,931) | Free | Finance | | [Vio Bank Mobile](https://appshunter.io/ios/app/vio-bank-mobile/id1437006028) | 4.6 (4,874) | Free | Finance | | [First Community CU Houston](https://appshunter.io/ios/app/first-community-cu-houston/id860623974) | 4.6 (6,293) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-25.*