# OSB - VIP Mortgage

> Mortgage application and comparison tool for home buyers and owners. (iPhone/iPad app by Ottawa Savings Bancorp MHC.)

- Source: https://appshunter.io/ios/app/osb-vip-mortgage/id1464988610 (this page in markdown: same URL + `.md`)
- Developer: [Ottawa Savings Bancorp MHC](https://appshunter.io/developer/1464988609)
- Category: Finance, Business
- Price: Free
- Rating: 3.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 16.0 · 91 MB
- Languages: English, Spanish
- Released: 2019-06-25
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/osb-vip-mortgage/id1464988610/reviews.md

## What is OSB?

OSB Community Bank commits to making the process of securing a home loan as easy as possible for you. To that end, we have developed the VIP Mortgage Mobile App as a tool to simplify the home buying and lending process. Whether you are a homebuyer looking to purchase a home, a current homeowner interested in refinancing, or a real estate agent hoping to speed up the process for your clients, the VIP Mortgage Mobile App has a feature to benefit you. 
Key Features:
• Compare different lending scenarios using various loan programs to help determine which product is the best for you.
• Calculate the possible savings (or cost) of refinancing your mortgage.
• Determine if homeownership is an affordable option for you based on your current income and monthly expenses.
• Scan in required documents on your phone and upload them quickly to expedite the loan approval process.
• Easily access contact information for your Academy Loan Officer and real estate agent and share this information with your family and friends.
• Stay up-to-date on industry news and happenings that may impact your loan, like a change in mortgage interest rates.
The calculations provided by the VIP Mortgage Mobile App are useful in giving you an idea of what homeownership might mean for you. However, please be sure to contact your  Loan Officer for a customized solution tailored to your specific financial situation, needs, and goals. Your Loan Officer can also assist you with any questions you have about your loan and the loan approval process. 

Let OSB Community Bank show you how simple securing a home loan can be.

## Key features

- Compare lending scenarios
- Calculate refinancing savings
- Determine homeownership affordability
- Scan and upload documents
- Access loan officer contact
- Stay updated on industry news


## Frequently asked questions about OSB

### What is the primary purpose of OSB - VIP Mortgage?

OSB - VIP Mortgage is designed to simplify the home loan process. It helps users compare lending scenarios, calculate refinancing costs, and assess homeownership affordability.

### Who can benefit from using OSB - VIP Mortgage?

The app is beneficial for prospective homebuyers, current homeowners considering refinancing, and real estate agents looking to streamline the mortgage process for their clients.

### Can I apply for a mortgage directly through OSB - VIP Mortgage?

While the app provides tools for comparison and information gathering, it is recommended to contact your Loan Officer for a customized solution and to assist with the loan approval process.

### How does OSB - VIP Mortgage help with document submission?

The app allows users to scan required documents directly on their phone and upload them quickly, which helps to expedite the loan approval process.

### Does OSB - VIP Mortgage provide real-time interest rate updates?

The app keeps users updated on industry news and happenings that may impact their loan, such as changes in mortgage interest rates.

### What is the user rating for OSB - VIP Mortgage?

OSB - VIP Mortgage has a rating of 3.0 stars based on 2 user reviews.

### Is OSB - VIP Mortgage available on Android devices?

Currently, OSB - VIP Mortgage is supported on iPhones. Information regarding Android availability is not provided.

### How often is OSB - VIP Mortgage updated?

The latest version of OSB - VIP Mortgage is 23.11.000, and it was last updated on December 14, 2023.

## Version history (last 5 releases)

### 23.11.000 — 2023-12-14

Bug fixes and performance improvements.

### 23.1.000 — 2023-01-11

Bug fixes and performance improvements.

### 22.11.001 — 2022-12-13

Bug fixes and performance improvements.

### 22.4.003 — 2022-04-17

Bug fixes and performance improvements.

### 22.4.000 — 2022-04-08

Bug fixes and performance improvements.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
