# Oscar Health

> Mobile health insurance management and virtual care access. (iPhone/iPad app by Oscar Management Corporation.)

- Source: https://appshunter.io/ios/app/oscar-health/id781584599 (this page in markdown: same URL + `.md`)
- Developer: [Oscar Management Corporation](https://appshunter.io/developer/781584602)
- Category: Medical, Health & Fitness
- Price: Free
- Rating: 4.80/5 from 16,633 App Store ratings · 173 written reviews indexed
- Age rating: 12+
- Requires: iOS 15.1 · 114 MB
- Languages: American English, European Spanish
- Released: 2013-12-21
- Data updated: 2026-08-29
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/oscar-health/id781584599/reviews.md

## What is Oscar Health?

The Oscar app helps make your healthcare experience even easier. Access your plan and benefits whenever, and wherever.

Here's some great stuff you can do with the app:

• ﻿﻿See all your plan information by pulling up your ID card on the go.
• Find care right away – whether you’re searching for a specific condition or specialty, we’ll show you everyone in network.
﻿﻿• Talk to a provider 24/7 with Virtual Urgent Care.
• Message us with your questions. Our AI Support answers in seconds and our Care Guides are right there, too.
• Earn awesome rewards with Oscar Unlocks!*
• Set up autopay or pay your bill, no need to dig through emails.

*Not available in all markets and certain restrictions apply.

## Key features

- Digital ID card access
- In-network provider search
- 24/7 Virtual Urgent Care
- AI-powered support
- Bill payment and autopay
- Rewards program

## Chart rankings

- #86 in Top Free · Medical (US App Store)

## What do users think of Oscar Health?

Overall sentiment: neutral

**Pros**

- 🚀 Wonderful Health Insurance
- 👍 User-friendly app
- 👍 Helpful concierge team
- 💰 Earn money for walking
- 🚑 Convenient telehealth visits
- 📲 Easy to access insurance info
- 🤝 Great customer service

**Cons**

- 🐛 App crashes and glitches
- 🔍 Limited provider options
- 💰 Inconsistent rewards system
- 🤔 Unclear coverage details
- 🔍 Inaccurate provider listings
- 🤔 Confusing billing and fees
- 🤔 Difficult to contact support

**Commonly reported bugs**

- App crashes on login
- Step tracking issues
- Telehealth feature glitches
- Blank/white screen on launch
- Inability to see dependent info

**Most requested features**

- Add insurance card to Apple Wallet
- Improve step tracking sync
- Allow deleting/archiving messages
- Provide more detailed provider reviews
- Add photos to provider profiles
- Improve font size customization

## Recent user reviews (10 of 173)

All indexed reviews: https://appshunter.io/ios/app/oscar-health/id781584599/reviews.md

### 2/5 — Horrible AI service

*2026-08-13*

I didn’t know I was submitting prior to writing review. I have purchased several Dexcom products and now Omnipod products that have been defected. My doctor submitted a prior authorization for all of these items and . So after I paid for these defective medical devices and received vouchers to replace them at drugstore, i was  told that they CVS could not replace them because of expired PA. Meanwhile Oscar did not yet approve the PA submitted yesterday. Their paid customer service rep could only repeat her script. It was also extremely loud in the call center sweat shop. After I make a similar request for the Omnipod. Remember I’ve already paid about $80 for each of these items.  The Oscar ai tells me to go to the ER if I’m feeling suicidal. Pretty big jump from me accusing you of fraudulent practices. It is. I’m not sure whether CVS owns Oscar or vice versa, but it’s a scam to require a prior authorization on something I have literally already paid $180 for. OSCAR, CVS are scamming its customers by requiring approval twice. Their ai questions your mental health. There were no curse words or inappropriate exclamations. Waiting 48 and now 72 hours for a replacement pump and sensor because they can’t be bothered on the weekends.  Roughly 29% of our lives occur on the weekends.

### 1/5 — No hay manera de tener una buena atención

*2026-08-08, version 6.39.0*

Muy mala

### 1/5 — App update

*2026-08-04, version 6.39.0*

I can’t update the new version of the app to pay my bill.

### 1/5 — Horrible

*2026-07-29, version 6.39.0*

I’m sick as a dog I’m trying to log into my app. The whole reason why I stayed with Oscar was because of the virtual app and to be this sick and for to keep telling me that I need to update my app in order to even login I’ve been trying to update the app for over an hour and it’s just showing the circle as if it’s working to download and has yet to do so- like I said there were more affordable plans and I told my agent and I was gonna stick with Oscar because I love the app but to be this sick and not even be able to login is a nightmare

### 1/5 — Dog water

*2026-07-04, version 6.38.0*

This app is absolutely garbage. Its my new insurance i cant ever send a message to my provider because it keeps crashing everytime i  attempt to setup an appointment.

### 1/5 — Run

*2026-06-29, version 6.38.0*

They are the absolute worst!

### 1/5 — Terrible app

*2026-06-26, version 6.38.0*

They make logging in to your account way more complicated than it needs to be

### 3/5 — Can't log in

*2026-05-07, version 6.36.0*

What is accounts.hioscar.com and why doesn't the fingerprint work on the ipad. I use the fingerprint login, then there's a message and I have to enter the password anyway.

### 1/5 — No funciona

*2026-05-07, version 6.36.0*

No se puede ingresar, nunca pude entrar à la página.

### 1/5 — Hard to navigate on my IPhone!

*2026-05-05, version 6.36.0*

Can’t view the whole screen on my IPhone!
Please fix this.

## Frequently asked questions about Oscar Health

### What can I do with the Oscar Health app?

The Oscar Health app allows you to easily manage your healthcare experience. You can access your digital ID card, find in-network doctors and specialists, connect with providers through Virtual Urgent Care 24/7, message support for quick answers, pay your bills, and earn rewards.

### How do I find a doctor using the app?

The app provides a feature to find care right away. You can search for providers based on a specific condition or specialty, and the app will show you everyone who is in your network.

### Is there a cost to use the Oscar Health app?

The provided information indicates that the app is free to use. While there are no explicit mentions of in-app purchases for core functionality, the monetization model is listed as 'free with in-app purchases', suggesting some features or content might be offered this way.

### Can I talk to a doctor through the app?

Yes, the app offers Virtual Urgent Care, allowing you to talk to a provider 24/7. This is a convenient way to get medical advice and care without leaving your home.

### How does the Oscar Unlocks rewards program work?

Oscar Unlocks is a rewards program available through the app. By engaging with certain features or meeting specific criteria, you can earn awesome rewards. Note that this program is not available in all markets and may have certain restrictions.

## Version history (last 5 releases)

### 6.41.0 — 2026-08-25

Bug fixes and performance improvements

### 6.40.0 — 2026-08-17

Bug fixes and performance improvements

### 6.39.0 — 2026-07-06

• We’ve made it easier to chat with Oswell, your personalized health AI guide, directly in the app 
• Invite your family to create an Oscar account to get the most out of your plan. Navigate to the Settings page to get started!
• We’ve expanded digital claims access to make it easier to view the health information of your family

### 6.38.0 — 2026-06-15

Bug fixes and performance improvements

### 6.37.0 — 2026-05-21

Bug fixes and happy little tweaks!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*
