# Osta - Recharge, BBPS, FASTag — Cardless ATM withdrawal,FASTag

> Secure, cardless, wallet-less payment platform generating single-use digital numbers. (iPhone/iPad app by Brontoo Technology Solutions India Private Limited.)

- Source: https://appshunter.io/ios/app/osta-recharge-bbps-fastag/id1481060557 (this page in markdown: same URL + `.md`)
- Developer: [Brontoo Technology Solutions India Private Limited](https://appshunter.io/developer/1481060556)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 10.3 · 64 MB
- Languages: English, Hindi, Marathi
- Released: 2020-10-31
- Data updated: 2026-08-07
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/osta-recharge-bbps-fastag/id1481060557/reviews.md

## What is Osta?

Buy Now, Pay Tomorrow. Safest, Fastest and most secured platform.

Osta is a Card-less, Wallet-less, POS-less and Swipe-less payment platform. Osta  is a single use payment number. Osta platform generates unique digital number on customer request by marking a hold equal to the amount requested. This digital number or QR code can be used by the customer at registered merchants or aggregators or partner ATMs. Buy Now, Pay Tomorrow is for customers whose Banks are listed on the platform. It is not for debit card, credit card, wallet and other payment options.
Osta uses secured payment technology and empowers customers to decide the  value and validity of the Osta number.  Osta uses lien (hold) marking instead of   transfer of funds to wallets or direct debit to account .

Benefits with Osta
Compared to cards - As a user you need not store your bank provided details in third party app or enter it on multiple payment pages and hence zero risk of hacking. Compared to wallets - You need not transfer money in wallets and hence you manage only one financial account and you get interest till the account is debited for the transaction.
We do not debit your bank account unless we are sure the transaction was successful at all ends. Also,We give you an opportunity to raise dispute on a transaction before debit to your account unlike other payment application.
When you buy Jewellery or electronics at small stores - they wont may not ask you 2% extra when you pay by Osta.
You will not lose your IRCTC ticket because you did not get OTP. You will pay less convenience fee.
Your bank details shall be secured with yourself - as we do not store any bank provided credentials.
There will be no double debits to your account. You need not followup for weeks to get your money back.
There is no charge to you to release Osta unlike other products.
Second factor authentication for creation and usage of Osta

How to use?
Register on Osta App or www.ostaapp.com
Select your bank (if your bank is not listed then you shall not be able to use Osta)
Perform one time authorization activity (we do not store any of the banks data in our system)
Create Osta from any of the added payment source
Use Osta at Osta partner location or website or payment gateway or ATM's
You 

Features of Osta
You can set expiry of each Osta generated for each account added i.e. In 1 hour, 1 day, 1 week or 1 month
You can set per transaction, per day, per month, per year limits as defined by bank
You can set primary account to be used for creation of Osta
You can decide whether for balance amount should there be auto-generation of Osta or not

Fraud Prevention
Once Osta is used – it cannot be reused (it is a dynamic one-time usage number)
Reattempts post usage would result in failure
There is a second factor authentication while usage of Osta
Recreation of Osta would give new number (reloading is not permitted)
Osta value is decremental and for every usage new number is generated for preventing frauds/misuse

One stop shop: Osta would work with Bank Accounts, Payment Banks, Credit Cards, Wallets and more. Also, you can use Osta for:
Phase - 1:
Online purchase
Offline purchase
Card-less ATM Withdrawal
Phase -2:
Funds Transfer
Gift Osta (Smiler to Gift Vouchers and Gift Cards)
Delivery by Osta
Bill payments
Recharges
B2B payments
Personal Finance Manager
Kids Osta (Similar to Prepaid vouchers or cards)
Food Osta (In lines with Food Card)
Expense Analyser
Budgeting (Plan the way you spend your money)
NCMC
FASTag etc

We shall introduce banks and merchants incrementally and so shall be the features. We are a startup and would like your feedback on what would you like your payment app should do for you.

## Key features

- Card-less, wallet-less, POS-less payments
- Generates single-use digital payment numbers
- Buy Now, Pay Tomorrow option
- Set expiry for payment numbers
- Set transaction and daily limits
- Fraud prevention with unique number generation

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/osta-recharge-bbps-fastag/id1481060557/reviews.md

### 1/5 — The worst ever service provider

*2024-11-12*

The worst ever service provider

### 1/5 — Worst app ever

*2022-11-01*

Very bad app doesn’t work many times 
Downloading statements or even viewing them is a big task

## Frequently asked questions about Osta

### What is Osta?

Osta is a payment platform that generates a unique, single-use digital number for transactions. This allows for cardless and wallet-less payments, with an option to buy now and pay later for customers whose banks are listed on the platform.

### How does Osta ensure security?

Osta uses secured payment technology and generates a unique digital number for each transaction, preventing reuse. It also employs second-factor authentication for creation and usage, and does not store your bank credentials, reducing the risk of hacking.

### Can I use Osta with any bank?

No, Osta can only be used with banks that are listed on the platform. You will need to select your bank during the registration process to check for compatibility.

### What are the benefits of using Osta compared to cards or wallets?

Compared to cards, Osta eliminates the need to store bank details in third-party apps. Compared to wallets, you avoid transferring money to a separate wallet and can earn interest on your bank balance until the transaction is debited.

### Does Osta have ads?

Based on the provided data, Osta does not contain advertisements.

### How can I set limits and expiry for Osta payments?

Osta allows you to set the expiry of each generated payment number (e.g., 1 hour, 1 day, 1 week, or 1 month). You can also set per-transaction, per-day, and per-year limits as defined by your bank.

### What happens if a transaction fails with Osta?

Osta ensures that your bank account is not debited unless the transaction is confirmed successful at all ends. You also have the opportunity to raise a dispute on a transaction before it is debited.

### Is Osta available on all devices?

Osta is currently supported on iPhone and iPod devices, as indicated by the platform compatibility data.

## Version history (last 3 releases)

### 1.0.4 — 2021-05-11

1. FASTag auto top up
2. Report PDF generation
3. Optimisation & bug fixes

### 1.0.3 — 2021-03-09

1. FASTag Module enabled.
2. Statements / Transaction history updated.
3. Share receipt option.
4. New Banks on-boarded:
    - Central Bank of India
    - Rajkot CCB
    - Baroda DCCB
5. Optimization & bug fixes

### 1.0.1 — 2020-10-31

No release notes.

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## More apps by Brontoo Technology Solutions India Private Limited

- [Osta](https://appshunter.io/ios/app/osta/id6443891632)

All apps by Brontoo Technology Solutions India Private Limited: https://appshunter.io/developer/1481060556

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-07.*