# Otomo: Money Made Personal. — Dream. Save. Shop. > Automated savings and personalized deals to achieve financial and lifestyle goals. (iPhone/iPad app by Paymation, Inc..) - Source: https://appshunter.io/ios/app/otomo-money-made-personal/id1339423704 (this page in markdown: same URL + `.md`) - Developer: [Paymation, Inc.](https://appshunter.io/developer/1339423703) - Category: Finance, Shopping - Price: Free - Rating: 4.71/5 from 28 App Store ratings · 19 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 158 MB - Languages: English - Released: 2019-06-20 - Data updated: 2026-06-10 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/otomo-money-made-personal/id1339423704/reviews.md ## What is Otomo? Money happiness is personal. That’s why every journey at Otomo begins with your goals. You tell us what matters and we’ll go to work to help you align your savings and spending with the life you want to live. Otomo helps you set and forget your finances with savings on auto-pilot – and makes it easy to discover deals and discounts from popular brands to bring those dreams to life. Want to travel? Otomo will help you save for that, and then discover deals from brands like TripAdvisor, JetBlue, or Southwest Airlines. Want more wellness in your life? Start saving, and then discover offers from Athleta, Hydrow, Blue Apron, and more. HOW IT WORKS 1. Create a goal – this could be a financial priority or a lifestyle goal. 2. Tell Otomo how much, how frequently, and with what income you want to fund your goals. Get specific. 3. Sit back and reach your goals without thinking about it. 4. Discover related deals and discounts from brands you love. NO FEES, EVER. HOW WE MAKE MONEY Yes, Otomo is free. Charging fees to save money just doesn't make sense, so we found a better way. When you tell us what your goals are, we can go out and negotiate great prices for the things you actually want (while keeping you anonymous, of course). If you like what we bring you, we get paid by the companies who are lucky enough to win your business. That’s it, we earn commission by helping you hit your goals faster. SECURITY -Our partner, Plaid, also partners with companies like Venmo and AMEX to provide secure connectivity to nearly 10k banks and credit unions throughout the US -Your bank log-in credentials cannot be stored by us -Bank-grade and military-grade security and encryption keep your personal data safe -SMS verification to prevent fraudulent accounts -VoIP, Google Voice, and international numbers are blocked for further fraud protection -Face ID & Touch ID for device-specific protection AT-A-GLANCE INFO -View your bank and savings balances all in one place. -Progress bars give you instant perspective. ALERTS -We’ll keep you informed of your progress and let you know immediately if we detect suspicious activity related to your account. COMPATIBILITY -Works on iOS 15 and above. ## Key features - Automated savings setup - Personalized goal setting - Discover brand deals and discounts - Track savings progress - View bank and savings balances - Security features ## Recent user reviews (10 of 19) All indexed reviews: https://appshunter.io/ios/app/otomo-money-made-personal/id1339423704/reviews.md ### 5/5 — Wonderful app run by great people *2024-03-27* Really useful app that is truly one-of-a-kind from what I have seen. A really useful and straightforward money management tool for individuals and business owners alike. Had an issue with not being able to log in for a brief period but was able to very quickly get in contact with their team who is extremely kind, professional and caring. I hope to see Otomo take off in the app space, it’s awesome! ### 1/5 — Run away from this!!!! *2024-03-19* Otomo servers are suddenly down and I haven’t been able to access my account for almost a week. I am extremely concerned as I have saved a good amount of money into my account and am now feeling so foolish to have trusted these app developers. ### 1/5 — Requires too much personal information *2023-01-18* This requires an unnecessary amount of personal information to make me want to complete this account. Your address, name, government ID, SSN, bank login AND full access of bank history? A data leak disaster. Deters people from wanting to use this app. ### 5/5 — Just what I needed *2022-12-01* I love Otomo because it helps me think about money in a different was that feels less stressful and more aspirational. Design is beautiful and I love the shopping features. ### 5/5 — Financial Ease - you can breathe now... *2020-04-15* This app is for anyone trying to save, sort, and manage their money! The process is easy to follow, simple to maneuver, and works like a charm. When your money is all in the same place it’s hard to mentally keep track of how much you can actually use, and how to not overspend. And unless you’re checking and balancing your books and bank accounts every single day (and enjoy doing that), it’s going to be a stress on your life that, until this app came about, is unnecessary. What’s beautiful is that if you need to save money be it for a monthly payment or something fun like a trip you want to go on, this gives you place to set exactly how much from each paycheck (or each deposit into a bank account) to put aside based on percentage or actual value, and sets aside this money so you don’t actually spend it. And not only that, but you can set up payment plans through a savings plan you created within the app! So you know exactly when and where your money is being pulled from without worrying if you have enough in your actual bank account at the end of the month. Long story, still long, if you’re stressed and fed up with finances take a few moments to sit down, think of one financial burden that gives you an unnecessary amount of angst, and set up this app with a real desire to change that reality, and then try it for one month to see what happens. That’s what I did, and I was amazed that I had the money without really monitoring it. Because I don’t want to think about money all the time. And that’s the gift this app gave me. Thank you x million! ### 5/5 — Great app! *2019-10-21* I’ve always had issues with saving plans, once I automated my saving goals. Otomo took care of them for me, one less thing to worry about. Thank you Otomo team! **Developer response:** We’re so glad to hear it! Thank you Eve_90 for your rating and review and know we’re right here should you need us :) ### 5/5 — Best app to make my dreams come true! *2019-06-27* Finally here is the answer to all of my financial problems. Such an intuitive system, you can get more deep if you wish but also just basic functions turned my life around! Everybody needs to download this and start saving, managing your money, and make all your dreams reality step-by-step. Thank you Pays.ly for existing!! I’m not a big app fan, there are too many these days and lots of them are not really solving an issue. It’s so easy to get lost in the see of applications and so many times I’ve downloaded without ever even opening. I’ve never ever left a review until now. This app has really struck home for me. I’ve been spending a lifetime learning to manage my money, it’s always been so hard to save and let’s be real, it’s been impossible. Mainly because of all my impulse buying and poor money management. This is a true game changer for anyone and everyone. Can’t believe it’s not top rated or editors choice yet! **Developer response:** Thank you for taking the time to leave this thoughtful review schwamama, we appreciate you! The truth is we work really hard to serve our customers and reviews like yours make all the difference. Warm regards, Otomo ### 5/5 — 5 min to accomplish something never before possible *2019-06-26* Within five minutes of downloading the app I was able to set up a new savings plan that moves 15% of my paycheck (if I have more than $X amount in my checking) and put it into a new savings account for a down payment on a house. Finally an automatic savings solution that will not leave me in a lurch. ### 5/5 — Great App *2019-06-25* This app is so easy to save for your future plans with out any hassle! Super easy to pay or request payment similar to Venmo but better. ### 5/5 — Finally!!!!!!!! *2019-06-24* A solution that finally allows me to allocate my money properly and realize my dreams- ## Frequently asked questions about Otomo ### Is Otomo free to use? Yes, Otomo is completely free to use. The app states, 'NO FEES, EVER.' They earn commission by partnering with companies to offer you deals when you reach your goals. ### How does Otomo make money if it's free? Otomo earns commission by negotiating prices for items you want and getting paid by the companies that win your business. This happens when you discover and utilize the deals offered through the app. ### What kind of goals can I set with Otomo? You can set both financial priorities and lifestyle goals. Examples include saving for travel, or increasing wellness in your life, with corresponding brand deals available. ### How secure is my financial information with Otomo? Otomo uses bank-grade and military-grade security and encryption. Their partner, Plaid, also secures connectivity with major financial institutions, and your bank log-in credentials are not stored by Otomo. ### What devices is Otomo compatible with? Otomo works on iOS 15 and above and is available for iPhone and iPod devices. ### How often is Otomo updated? The latest version of Otomo is 2.0.13, and it was last updated on April 1, 2024, indicating regular updates. ### Can I see my bank and savings balances in Otomo? Yes, Otomo provides an 'At-a-Glance Info' feature that allows you to view your bank and savings balances all in one place. ### What measures are in place to prevent fraud with Otomo? Otomo employs SMS verification, blocks VoIP and international numbers, and offers Face ID & Touch ID for device-specific protection to prevent fraudulent accounts and activity. ## Version history (last 5 releases) ### 2.0.13 — 2024-04-01 Minor design optimization ### 2.0.12 — 2024-03-26 Updated certificate pinning. ### 2.0.11 — 2023-05-02 Fixes to password strength and validation ### 2.0.10 — 2023-04-25 Minor security updates and registration fix. ### 2.0.9 — 2023-04-21 Security updates ## Apps similar to Otomo | App | Rating | Price | Category | | --- | --- | --- | --- | | [Radium Payments](https://appshunter.io/ios/app/radium-payments/id1525666203) | 4.9 (9) | Free | Finance | | [Spave](https://appshunter.io/ios/app/spave/id1567968091) | 3.9 (14) | Free | Finance | | [Vesgo](https://appshunter.io/ios/app/vesgo/id1523259331) | — | Free | Finance | | [Dexy](https://appshunter.io/ios/app/dexy/id1613780445) | 4.7 (6) | Free | Finance | | [Digital Asset Tracker](https://appshunter.io/ios/app/digital-asset-tracker/id1439596477) | 4.7 (14) | Free | Finance | | [Cashship Exchange](https://appshunter.io/ios/app/cashship-exchange/id1638104327) | 3.7 (3) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*