# OTP m-bank

> Mobile banking app for secure account access and transactions. (iPhone/iPad app by OTP BANKA SRBIJA.)

- Source: https://appshunter.io/ios/app/otp-m-bank/id803935073 (this page in markdown: same URL + `.md`)
- Developer: [OTP BANKA SRBIJA](https://appshunter.io/developer/913904986)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 1,889 App Store ratings · 81 written reviews indexed
- Age rating: 9+
- Requires: iOS 15.6 · 112 MB
- Languages: American English
- Released: 2014-01-30
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/otp-m-bank/id803935073/reviews.md

## What is OTP m?

M-bank aplikacija omogućava Vam da brzo, jednostavno i sigurno pristupite svojim računima i izvršite transakcije, bilo kada i bilo gde.

Funkcionalnosti:

Pregled računa
Plaćanja, uz niže naknade
IPS QR Plaćanja
Slanje novca
Pregled kartica
Pregled kredita i rata
Menjačnica, po povoljnijem kursu
Svet popusta
Svet zabave
Kupovina osiguranja
Poruke - za komunikaciju sa bankom


M-bank enables you to access your accounts and execute banking transactions anytime and anywhere, in a simple, fast and secure manner.

Functionalities:

Accounts overview
Payments, at lower fees
IPS QR Payments
Cards overview
Loan and installments overview
Exchange of foreign currency 24/7, at a favourable exchange rate
Discount club
Money transfer
Insurance buying
Messages - for communication with the Bank

## Key features

- Account overview
- Payments with lower fees
- IPS QR Payments
- Money transfer
- Card overview
- Foreign currency exchange
- Messages with the bank

## What do users think of OTP m?

Overall sentiment: negative

**Pros**

- 👍 Visually appealing design
- 🚀 Smooth and responsive app
- 💳 Convenient banking features
- 🔒 Secure authentication options

**Cons**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow loading times and animations
- 🔍 Unintuitive user interface
- 🔑 Complicated login process
- 🔔 Unreliable push notifications

**Commonly reported bugs**

- Unable to open the app in developer mode
- Inconsistent behavior after updates
- Incompatibility issues with certain devices
- Errors during payment and transaction processing

**Most requested features**

- Implement swipe gestures for navigation
- Add automatic face/fingerprint recognition
- Improve font size and readability
- Introduce a dark mode option
- Integrate widgets for iOS devices

## Recent user reviews (10 of 81)

All indexed reviews: https://appshunter.io/ios/app/otp-m-bank/id803935073/reviews.md

### 4/5 — Nedostaje UX polish za 5/5

*2026-08-19, version 38.0.1*

Aplikacija je pouzdana, funkcionalna i lepo dizajnirana. Nesto sto se ocekuje od banke, a sto nije cesto na nasem trzistu. Sta nedostaje za ocenu 5:
- Animacije su lepe, ali cesto spore ili suvisne: npr. splash screen sada prikazuje partnerstvo sa Olimpijskim savezom, a sama animacija predugo traje. Zelim sto pre da koristim aplikaciju. 
- Jednom ucitani ekrani se iznova ucitavaju: ako menjam tabove ne zelim ponovo da gledam animacije, sadrzaj moze da se osvezava (npr. iznos na racunu) i dok se stari iznos prikazuje ne blokirajuci da kliknem na isti.
- Navigacija na pocetkom ekranu izmedju vise racuna i kartica je spora, potreban je swipe za svaki pomeraj, ne moze jednim potezom da se scroll-uje do kraja liste.

### 1/5 — Bad

*2026-07-23, version 37.0.5*

The app was workinv perfectly before. Now is full of bugs

### 1/5 — Smece od aplikacije

*2026-07-08, version 37.0.5*

Na pamti forme, izloguje posle minut cekanja pa unosi sve iz pocetka... uzasan user experience, bolje da je niste ni objavljivali.

### 4/5 — Mogli bi da ubacite copy-paste za ubacivanje broja računa.

*2025-12-18, version 35.0.3*

Ok

### 2/5 — Unable to open the app

*2025-11-03, version 35.0.0*

When developer mode is turned on I cant open the app? This is a joke. Otherwise it worked okay.

### 1/5 — Svaki update sve gori

*2025-01-18, version 31.0.3*

Promenite programera koji radi na ovoj aplikaciji, samo se dodaju gluposti a korisne stvari izbaciju...
Brzo stanje nije vise dostupno
dodali loading krug treba dosta duze da se udje u app, 
aplikacija trazi dva puta face ID i onda pin kod besmisleno stv
Ip 15 pro max

### 4/5 — Sve je bolja i bolja

*2024-11-22, version 30.0.1*

Pohvala za tim za novu verziju, rezervisana sredsrva u listi transakcija i neke druge sitnice pojednostavljuju korišćenje.

### 3/5 — Prijava

*2024-10-05, version 29.0.1*

Ko god da je smislio ovaj komplikovani sistem prijave bi možda trebalo da pronađe drugi posao.
Umesto vrlo jednostavnog sistema koji se koristi svuda na svetu (korisničko ime i šifra) — neko je smislio aktivacije, tokene, nebuloze... 
U slučaju problema  (koji uvek postoji) ili recimo proste zamene telefona, jednostavna prijava je onda onemogućena i obavezno je potrebno zvati korisnički centar i gubiti vreme... 
Prosto neverovatno.

### 5/5 — iOS widgets

*2024-09-20, version 29.0.1*

Do you plan on implementing widgets for ios 18, would be quite usefull

### 1/5 — Neozbiljna banka i app

*2024-09-08, version 28.0.1*

Greskom u app je prosao pogresan nalog. Iako imam sve screenshotove u toku pustanja naloga banka nije reagovala i nije ga stornirala. Sramotno za instituciju banke.

## Frequently asked questions about OTP m

### What can I do with the OTP m-bank app?

The app allows you to securely access your bank accounts and perform various transactions. You can view your accounts, make payments with lower fees, send money, check your cards, loans, and installments, exchange foreign currency, and communicate with the bank via messages.

### Is the OTP m-bank app free to use?

Based on the provided information, the app is available for free. There are no mentions of subscription fees or upfront costs for downloading or using the core functionalities of the application.

### What are the key features of the OTP m-bank app?

Key features include a comprehensive account overview, the ability to make payments at lower fees, IPS QR payments, money transfers, card and loan overviews, 24/7 foreign currency exchange at favorable rates, and a direct messaging system for communication with the bank.

### How does the app ensure security for my banking transactions?

The app is designed to provide a simple, fast, and secure way to access your accounts and execute transactions. While specific security measures are not detailed, mobile banking applications typically employ encryption and multi-factor authentication to protect user data and financial activities.

### Can I use this app for international money transfers?

The app lists 'Money transfer' as a functionality, which generally includes the ability to send money. For international transfers, it's advisable to check the app's specific details or contact the bank directly to confirm the availability and any associated fees or limitations.

## Version history (last 5 releases)

### 38.0.1 — 2026-08-18

Redovno ažuriramo aplikaciju kako bi je učinili boljom za Vas. Preuzmite poslednju verziju kako biste koristili nove funkcionalnosti aplikacije: 
•	Otvorite Junior paket direktno u aplikaciji
•	Najavite podizanje gotovine unapred putem aplikacije
•	Potpisujte kredite iznad 1.200.000 RSD korišćenjem ConsentID aplikacije

Hvala što koristite OTP m-bank! 

We regularly update the app to make it better for you. Download the latest version and use new app functionalities:
•	Open a Junior Package directly in the app
•	Schedule your cash withdrawal in advance through the app
•	Sign loans above RSD 1,200,000 using ConsentID app

Thank you for using OTP m-bank!

### 37.0.5 — 2026-06-16

Redovno ažuriramo aplikaciju kako bi je učinili boljom za vas. Preuzmite poslednju verziju kako biste koristili sve dostupne funkcionalnosti aplikacije. 
Hvala što koristite OTP m-bank!

We regularly update the app to make it better for you. to use all available functionality of the application.\\
Thank you for using OTP m-bank!

### 37.0.2 — 2026-04-06

Redovno ažuriramo aplikaciju kako bi je učinili boljom za vas. Preuzmite poslednju verziju kako biste koristili sve dostupne funkcionalnosti aplikacije. 
Hvala što koristite OTP m-bank!

We regularly update the app to make it better for you. To use all available functionality please download the latest version of the application.
Thank you for using OTP m-bank!

### 37.0.0 — 2026-03-22

Redovno ažuriramo aplikaciju kako bi je učinili boljom za Vas. Preuzmite poslednju verziju kako biste koristili nove funkcionalnosti aplikacije: 
- automatski proces apliciranja za keš kredit
- unapredjen dizajn aplikacije
- informacije o aktuelnim bezbednosni prevarama
- interni prenosi bez limita

Hvala što koristite OTP m-bank aplikaciju!

We regularly update the app to make it better for you. Download the latest version to take advantage of the new features:
- automated cash loan application process
- improved app design
- information about current security fraud attempts
- internal transfers without limits

Thank you for using the OTP m-bank app!

### 36.0.4 — 2026-02-17

Redovno ažuriramo aplikaciju kako bi je učinili boljom za vas. Preuzmite poslednju verziju kako biste koristili sve dostupne funkcionalnosti aplikacije. 

Hvala što koristite OTP m-bank!



We regularly update the app to make it better for you. To use all available functionality please download the latest version of the application.

Thank you for using OTP m-bank!

## Apps similar to OTP m

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [OTP Bank HU](https://appshunter.io/ios/app/otp-bank-hu/id1403268557) | 4.7 (1,529) | Free | Finance |
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## More apps by OTP BANKA SRBIJA

- [OTP biznis m-bank](https://appshunter.io/ios/app/otp-biznis-m-bank/id1436983964)
- [E-Učim](https://appshunter.io/ios/app/e-ucim/id6478165616)

All apps by OTP BANKA SRBIJA: https://appshunter.io/developer/913904986

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*
