# OTP Smart > Mobile banking application for managing accounts, transfers, cards, and loans. (iPhone/iPad app by CS Company.) - Source: https://appshunter.io/ios/app/otp-smart/id1076277749 (this page in markdown: same URL + `.md`) - Developer: [CS Company](https://appshunter.io/developer/440217741) - Category: Finance - Price: Free - Rating: 2.00/5 from 20 App Store ratings · 10 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 58 MB - Languages: American English, Russian, Ukrainian - Released: 2016-04-01 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/otp-smart/id1076277749/reviews.md ## What is OTP Smart? You asked it, wanted it badly, so we made it. OTP Smart mobile application created by OTP Bank Ukraine – in your disposal. It gives you an opportunity to access your OTP Smart service via mobile app on a 24/7 basis. OTP Smart users get a range of possibilities: • Perform various types of transfers: within account circle, within the OTP Bank accounts, within Ukraine; • Change card statuses, card limits, PIN codes, quickly and easily repay the credit line; • Execute 24/7 instant transfers within card accounts of OTP Bank; • Open term deposits. Replenish and withdraw money from saving accounts, replenish deposits (with the replenishment option); • Repay all types of loans; • Pay mobile operators and game accounts bills; • Check balances and movements for all your accounts products of the Bank; • View account details, get statements; • Set up a system with a large selection of functions. If you are not OTP Smart user, we provide the following services without authentication: • Review the system features using demo version; • Find the nearest ATM or branch of OTP Bank ; • Get the currency exchange rates. Every day we are working to improve the application. If you encounter any problem or have an idea, please contact us: otpsmart@otpbank.com.ua. Sincerely, OTP Smart team. ## Key features - Perform various transfers - Manage card statuses and limits - Open term deposits - Repay loans and credit lines - Pay bills and game accounts - Check account balances and statements - Find ATMs and branches ## Recent user reviews (10 of 10) All indexed reviews: https://appshunter.io/ios/app/otp-smart/id1076277749/reviews.md ### 1/5 — приложение крешится постоянно *2022-07-24, version 29.0* Пользовался приложением в черногории, при запуске постоянно вылетает, збрасывал крешлог менеджеру , но видимо их качество не интересует потлмучто не ответа не привета для них главное что хоть както раьотает в украине, зато могут предложить за отдельную плату расширенные возможности для заграницы типа иметь возможность менять номер телефона, только толку если приложение не работает ### 2/5 — Вход в дию через ОТП Смарт *2021-11-29, version 26.0* Не работает, обновилась сегодня, но рано было радоваться — Сталася помилка при отриманні коду авторизації від банку Банк передав помилку або некоректне значення параметра. Службова інформація:ba89becc-03fa-4064-bd8e-b4af32e977ce ### 1/5 — Це знущання *2021-11-04, version 25.0* Мабуть найбезнадійніший застонок серед українських банків. Нічого не втратите, якщо не будете цим користуватися. ### 1/5 — Не працює введення кода підтвердження *2019-09-21, version 1.3.16.2011* Шановні розробники, не солідно було забити на вихід iOS 13 і не оновити банківський клієнт. Ви ж не «змійку» розробляєте! Фіксіть автоматичне введення кода підтвердження з смс, iOS 13 вже не в беті, а ваш додаток єдиний на моєму телефоні в якому ця фішка більше не працює. ### 1/5 — Crashes *2019-09-08, version 1.3.15.2005* It doesn’t work at all. There are no any push notifications. The errors are displayed in the unclear format what’s really went wrong with the app. There is only way to get info about the issue it’s debugging. Hey CS Company, you may call support from Fintech. ### 1/5 — Bugs? *2019-06-03, version 1.3.13.1998* For the last month I can’t log in with Face ID. It’s just crushing the app. Maybe you have to do something with that? Do you have any analytics? ### 4/5 — Хорошо, но! *2019-01-12, version 1.3.9.1988* Сколько пользуюсь приложением, что это что OTP Business - периодически выскакивает ошибка «Нехватка памяти». В остальном приложение развивается, молодцы. ### 1/5 — Very ppor contrast *2018-08-14, version 1.3.6.1941* I can not see anything with this app. Some idiot has programmed messages and boxes in faint grey over light grey. It is also hardly intuitive and provides no advantage over browser. Poor work of a wilain! ### 2/5 — Push сповіщення *2017-04-02, version 1.3.0.1376* Чому відсутні push сповіщення? ### 1/5 — fix pls! *2016-05-15, version 1.0.0* Unfortunately not working on ios 7.1.2. Crush in few seconds after login. Tested both on iphone 5 and 4S ## Frequently asked questions about OTP Smart ### What banking services does OTP Smart offer? OTP Smart allows users to perform various transfers, manage card statuses and limits, repay loans, open term deposits, and pay bills. Users can also check account balances, view details, and get statements. ### Can I use OTP Smart without being an OTP Bank customer? Yes, non-OTP Smart users can access a demo version to explore features, find the nearest OTP Bank ATM or branch, and view currency exchange rates without authentication. ### How secure is OTP Smart for managing my finances? While the description does not detail specific security measures, OTP Bank is a reputable financial institution. Users can manage card statuses, limits, and PIN codes directly through the app, suggesting a focus on user control. ### What types of transfers can I make with OTP Smart? OTP Smart supports transfers within your account circle, to other OTP Bank accounts, and within Ukraine. It also offers 24/7 instant transfers between OTP Bank card accounts. ### How can I open a deposit or manage loans with OTP Smart? You can open term deposits and replenish or withdraw money from savings accounts directly through the app. It also facilitates the repayment of all types of loans and credit lines. ### What devices is OTP Smart compatible with? OTP Smart is available for iPhone and iPod devices. The latest version is 32.0, updated on November 6, 2023. ### What is the user rating for OTP Smart? OTP Smart has a user rating of 2.0 stars based on 20 ratings. This indicates that users have expressed some dissatisfaction with the application. ### Does OTP Smart have ads? The provided data does not specify if OTP Smart contains advertisements. However, it is a free application, and some free finance apps may include ads. ## Version history (last 5 releases) ### 32.0 — 2023-11-06 Added minor changes to improve app. ### 31.0 — 2023-01-15 Added minor changes to improve app. ### 30.1 — 2022-10-06 Added minor changes to improve app. ### 30.0 — 2022-08-30 Added minor changes to improve app. ### 29.0 — 2022-06-20 Added minor changes to improve app. ## Apps similar to OTP Smart | App | Rating | Price | Category | | --- | --- | --- | --- | | [Sense SuperApp: Online Bank UA](https://appshunter.io/ios/app/sense-superapp-online-bank-ua/id1494135206) | 4.0 (253) | Free | Finance | | [OTP mobile banking HR](https://appshunter.io/ios/app/otp-mobile-banking-hr/id1439572808) | 4.3 (116) | Free | Finance | | [OTP SmartBank](https://appshunter.io/ios/app/otp-smartbank/id452991444) | 4.4 (115) | Free | Finance | | [monobank — digital mobile bank](https://appshunter.io/ios/app/monobank-digital-mobile-bank/id1287005205) | 4.9 (16,155) | Free | Finance | | [izibank: легкий мобільний банк](https://appshunter.io/ios/app/izibank/id1539286439) | 2.1 (20) | Free | Finance | | [Click OTPay](https://appshunter.io/ios/app/click-otpay/id1483567284) | 5.0 (1) | Free | Finance | ## More apps by CS Company - [My Business - Sense Bank](https://appshunter.io/ios/app/my-business-sense-bank/id906689450) - [Мій бізнес - АТ «СЕНС БАНК» HD](https://appshunter.io/ios/app/hd/id978312200) - [SOFToken](https://appshunter.io/ios/app/softoken/id983534407) - [Пивденный MyBank](https://appshunter.io/ios/app/mybank/id1101773045) - [GLOBUS Bank World24](https://appshunter.io/ios/app/globus-bank-world24/id1177582220) All apps by CS Company: https://appshunter.io/developer/440217741 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*