# OTTO - #BikinGampang Transaksi — Bayar,Invest,Asuransi,Pinjam > Digital financial solution for payments, investments, insurance, and loans. (iPhone/iPad app by PT. IndoArtha Perkasa Sukses.) - Source: https://appshunter.io/ios/app/otto-bikingampang-transaksi/id1331328116 (this page in markdown: same URL + `.md`) - Developer: [PT. IndoArtha Perkasa Sukses](https://appshunter.io/developer/1331328115) - Category: Finance, Business - Price: Free - Age rating: 4+ - Requires: iOS 11.0 · 180 MB - Languages: English - Released: 2018-02-09 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/otto-bikingampang-transaksi/id1331328116/reviews.md ## What is OTTO? #BikinGampang (Make it Easy) to manage your finances with OTTO. OTTO is a digital application on smartphones as a financial solution that makes it easy for users to manage their finances, start from payment transactions, purchases, transfers, to recording financial transactions and recommending financial solutions that suit user needs. PT IndoArtha Perkasa Sukses recorded at Otoritas Jasa Keuangan (OJK) Inovasi Keuangan Digital (IKD) as Market Aggregator with letter number S-345/MS.72/2020 dated December 29, 2020. Here are the advantage of using OTTO: OTTOCash OTTOCash is electronic money licensed from Bank Indonesia that can be used for all payment transactions in the OTTO application. #BikinGampang transactions ranging from shopping at Indomaret & Alfamart, merchants bearing the QRIS logo throughout Indonesia, to paying monthly bills, it's easier to use OTTOCash electronic money. Investment Want to save gold? Save at SiManis, Instant Gold Digital Investment. You can save gold starting from 0.01 gr. Download OTTO now, to #BikinGampang (Make it Easy) to manage your finances For any inquiries, please contact: Email: halo@OTTO.id Customer Service : (021) 5060 9500 Operational hour Mon – Fri : 08 AM - 08 PM Sat : 08 AM – 06 PM Head Office PT IndoArtha Perkasa Sukses Jl. Prof. DR. Soepomo No.2 Unit 104, RT.10/RW.15, Menteng Dalam, Tebet, South Jakarta City, Jakarta 12870 ## Key features - Digital payments with OTTOCash - QRIS transactions - Bill payments - Digital gold investment - Financial transaction recording - Personalized financial solutions ## Recent user reviews (10 of 50) All indexed reviews: https://appshunter.io/ios/app/otto-bikingampang-transaksi/id1331328116/reviews.md ### 2/5 — tolong di urus *2025-02-20, version 6.7.1* Apk nya bagusss, cumann respon apk nya lambat mau narik duit jaringan nya ga stabil padahal baik' aja jaringan nya ### 3/5 — Qris forclose iphone x *2024-10-22, version 6.7.0* Baru update nyoba scan qr langsung forclose app ### 5/5 — Satset transaksinya *2024-04-03, version 6.6.4* Transaksi lancar jaya ### 5/5 — Transaksi *2024-04-03, version 6.6.4* Selama bertransaksi pakai aplikasi Otto ga ada kendala :) ### 5/5 — Transaksi mudah *2024-04-03, version 6.6.4* Transaksi lancar dan mudah ### 5/5 — OttoDigital Apps *2024-04-03, version 6.6.4* Aplikasi favorit! 😍 ### 5/5 — Kereen *2024-04-02, version 6.6.4* Keren banget ### 5/5 — Otto *2024-04-02, version 6.6.4* Sangat mudahh dipakai dan aman ### 5/5 — Apk keren *2024-04-02, version 6.6.4* Satset transaksinya ### 5/5 — Aplikasi yang sangat bermanfaat *2024-03-22, version 6.6.4* Beli pulsa, paket data, disini harga sangat terjangkau! Disini juga bisa melakukan pinjaman maupun investasi! Benar-benar satu aplikasi untuk semua kebutuhan, dengan harga yang kompetitif. ## Frequently asked questions about OTTO ### What does the OTTO app do? OTTO is a digital financial application designed to simplify financial management. It allows users to conduct payment transactions, make purchases, perform transfers, record financial activities, and receive recommendations for financial solutions tailored to their needs. ### What are the key features of OTTO? Key features include OTTOCash for electronic money transactions at various merchants and for bill payments, digital gold investment through SiManis, and the ability to record and manage financial transactions. It also offers personalized financial solutions. ### Is OTTO free to use? Based on the provided information, the app is free to download and use. There is no mention of subscription fees or upfront purchase costs for the application itself. ### What kind of financial transactions can I perform with OTTO? You can perform a wide range of transactions, including shopping at physical stores like Indomaret & Alfamart, making payments to merchants with QRIS logos, and settling monthly bills. It also facilitates transfers and digital gold investments. ### Is OTTO a secure financial application? The app is developed by PT IndoArtha Perkasa Sukses, which is recorded with Otoritas Jasa Keuangan (OJK) Inovasi Keuangan Digital (IKD). OTTOCash is an electronic money licensed from Bank Indonesia, indicating a level of regulatory oversight and security. ## Version history (last 5 releases) ### 6.6.0 — 2023-10-13 QRIS TTS feature on OTTO is now fully complete. You can withdraw your balance or deposit (top up) your OTTO Cash balance at the best merchants through the QRIS route. This is valid for all financial applications that support QRIS. ### 6.5.1 — 2023-09-15 We're back again, one part of the Tap In Insurance series, namely My Critical Illness Protection. This insurance is a protection if the user is at risk of critical illness (cancer, heart disease, stroke) and can be purchased by the user by making a QRIS transaction on OTTO. There's no need to worry about buying it, because this product is easy to apply for and the premium is affordable. ### 6.5.0 — 2023-08-31 QRIS TTS (transfer only) feature allows users to carry out transfer activities, either receiving or sending money via the QRIS line. Applicable for all financial applications that have QRIS ### 6.4.6 — 2023-06-20 OTTO application is getting cooler! We have made an update so that you can enjoy its features even more. - Added the Navigation feature so you can get to know OTTO's features better. So don't wait any longer, update your OTTO now! ### 6.4.5 — 2023-05-25 Bug fixes and performance improvements ## Apps similar to OTTO | App | Rating | Price | Category | | --- | --- | --- | --- | | [Combo Loan](https://appshunter.io/ios/app/combo-loan/id6448254822) | — | Free | Finance | | [Gradana-Pendanaan P2P Properti](https://appshunter.io/ios/app/gradana-pendanaan-p2p-properti/id1480350671) | — | Free | Finance | | [Kspmkb - pinjaman dana tunai](https://appshunter.io/ios/app/kspmkb-pinjaman-dana-tunai/id1609156971) | 5.0 (1) | Free | Finance | | [KlikUMKM](https://appshunter.io/ios/app/klikumkm/id1642274589) | — | Free | Finance | | [KlikA2C](https://appshunter.io/ios/app/klika2c/id1585321828) | — | Free | Finance | | [Solusiku](https://appshunter.io/ios/app/solusiku/id1486755731) | 5.0 (3) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*