# Otto – Expense Tracker — Organize your expenses

> Simple expense tracker with spending insights and financial education content. (iPhone/iPad app by Lucas Siqueira.)

- Source: https://appshunter.io/ios/app/otto-expense-tracker/id6749043439 (this page in markdown: same URL + `.md`)
- Developer: [Lucas Siqueira](https://appshunter.io/developer/1531326686)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: +4
- Requires: iOS 15.6 · 25 MB
- Languages: Brazilian Portuguese, Latin American Spanish, American English
- Released: 2025-09-02
- Data updated: 2026-08-24
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/otto-expense-tracker/id6749043439/reviews.md

## What is Otto?

Otto is the simplest way to organize your personal finances and understand where your money goes. With just a few taps, you can record your expenses, track your spending habits, and receive insights that make financial control a natural part of your daily life.

The app classifies users according to their behavior, showing whether they are survivors, balanced, or spenders. In addition, it presents charts that clearly show where your money is being directed, highlighting whether expenses are essential, important, or superfluous. This clear view helps you make more conscious decisions and maintain balance between what is necessary and what can be adjusted.

Otto also offers a library with simple but useful content, designed for those who want to improve their relationship with money and learn how to take better care of their finances. All of this comes with a practical and intuitive experience, with notifications and features that ensure you are always in control.

New users are entitled to two months of free access. After this period, you can subscribe or cancel at any time, with no commitment.

With Otto, you gain more clarity, more control, and less complication in your financial life.

## Key features

- Expense recording
- Spending habit tracking
- Financial insights and charts
- Behavioral classification (survivor, balanced, spender)
- Expense categorization (essential, important, superfluous)
- Financial literacy content library
- Intuitive user experience

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Otto Premium | $0.99 | per month |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/otto-expense-tracker/id6749043439/reviews.md

### 5/5 — Avaliação geral do app

*2025-12-09*

Para um app totalmente gratuito e sem mensalidade, ele entrega muito mais do que eu esperava.
O básico que oferece já é excelente. Claro que poderia ter mais recursos, mas imagino que, se adicionarem, talvez deixaria de ser grátis.

Comecei a usar hoje e já está me ajudando muito a enxergar minhas contas e organizar tudo certinho.

App aprovado! Recomendo demais.

## Frequently asked questions about Otto

### What is the free trial period for Otto?

New users receive two months of free access to Otto. After this period, you can choose to subscribe or cancel without any commitment.

### How does Otto classify user spending behavior?

Otto classifies users into categories like survivors, balanced, or spenders based on their financial habits. This helps users understand their relationship with money.

### What kind of financial insights does Otto provide?

Otto presents charts that clearly illustrate where your money is being directed, highlighting whether expenses are essential, important, or superfluous. This aids in making more conscious financial decisions.

### Does Otto have ads?

No, Otto does not contain advertisements. The app focuses on providing a clean and uninterrupted user experience for managing finances.

### What is the subscription cost for Otto Premium?

Otto Premium is available for $0.99 per month. This subscription unlocks additional features and content to enhance your financial management.

### On which devices can I use Otto?

Otto is currently supported on iPhones and iPods. The app is designed for mobile use on these Apple devices.

### How often is Otto updated?

The latest version of Otto, 1.2.0, was last updated on August 15, 2026. Updates typically include new features, bug fixes, and performance improvements.

### What age rating does Otto have?

Otto has an age rating of +4. This indicates it is suitable for users of all ages, with content designed to be accessible and understandable.

## Version history (last 5 releases)

### 1.2.0 — 2026-08-15

Bug fixes and internal improvements.

### 1.1.0 — 2026-02-22

Create and send an expense to another person
Share expense details

### 1.0.8 — 2026-02-02

Performance improvements and bug fixes

### 1.0.7 — 2025-12-13

Internal adjustments and performance improvements

### 1.0.6 — 2025-12-04

General stability and performance improvements.

## Apps similar to Otto

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Fiado e Empréstimos](https://appshunter.io/ios/app/fiado-e-emprestimos/id6738597031) | 5.0 (1) | Free | Finance |
| [Loan EMI Calculator :Loan Calc](https://appshunter.io/ios/app/loan-emi-calculator-loan-calc/id6748950962) | 4.5 (4) | Free | Finance |
| [Finance : Loan Emi Calculator](https://appshunter.io/ios/app/finance-loan-emi-calculator/id6752886082) | — | Free | Finance |
| [Budget Guardian: Money Tracker](https://appshunter.io/ios/app/budget-guardian-money-tracker/id6499100204) | — | Free | Finance |
| [budgi: Finances with AI](https://appshunter.io/ios/app/budgi-finances-with-ai/id6446124561) | 4.8 (5) | Free | Finance |
| [AI Expense Tracker: Aisance](https://appshunter.io/ios/app/ai-expense-tracker-aisance/id6739868546) | 4.6 (17) | Free | Finance |

## More apps by Lucas Siqueira

- [Floops](https://appshunter.io/ios/app/floops/id1512274599)
- [Put the Portals](https://appshunter.io/ios/app/put-the-portals/id1532800865)

All apps by Lucas Siqueira: https://appshunter.io/developer/1531326686

## Related topics

[minhas despesas online](https://appshunter.io/ios/topics/minhas-despesas-online) · [zeussapp](https://appshunter.io/ios/topics/zeussapp)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*