# OuchMoney: Budget Planner — Expense Tracker & Bill Manager

> Expense Tracker & Bill Manager (iPhone/iPad app by Jubal Jacob.)

- Source: https://appshunter.io/ios/app/ouchmoney-budget-planner/id6764550751 (this page in markdown: same URL + `.md`)
- Developer: [Jubal Jacob](https://appshunter.io/developer/1869631817)
- Category: Finance, Entertainment
- Price: Free with in-app purchases
- Age rating: 9+
- Requires: iOS 26.0 · 122 MB
- Released: 2026-05-06
- Data updated: 2026-10-28

## What is OuchMoney?

OuchMoney is the budget planner and expense tracker that actually makes you stick to a weekly budget — by roasting every dollar you blow on doomscroll shopping, subscription waste, and that fourth iced latte this week.

For couples, families, ADHD spenders, paycheck-to-paycheck survivors, and anyone who needs financial therapy with a laugh track.

Upload your bank statement or drop a receipt. Penny, your personal financial comedian, reads every transaction like evidence at a trial and turns your worst spending decisions into a live stand-up roast.

-- KNOW YOUR LIMITS --
Live progress rings keep your weekly and monthly spending crystal clear. Know exactly how much safe-to-spend cash remains before your next paycheck.

-- OUCH CARDS --
Every purchase gets 6 custom "ouch cards" — dark-humor insights that show you exactly what that impulse buy actually cost you in work hours, freedom days, and opportunity cost.

-- THE ROAST --
Pick your comedy style and let Penny tear into a full month or year of spending:
- Classic Set — stand-up burns, one slide at a time
- Running Bit — one escalating routine that builds to a kill shot
- Dark Humor — darker, meaner, no mercy on the self-sabotage
- Crowd Work — Andrew Schulz style. Brutally personal. Nowhere to hide.

-- WHAT PENNY KNOWS --
Penny uses your profession, age, city, income, debt, and savings goals as ammunition. The more he knows, the harder he hits.

-- ADD CONTEXT --
For each transaction, add a note — "stress-bought this," "friends were over," "company reimbursed me." Penny will weaponize your own admission against you in the roast.

-- YOUR NUMBERS --
Set your monthly take-home, freedom target year, and savings goal. Every ouch card shows the real cost of your purchase: hours of life sold, days of freedom delayed, and what that money compounds to by your freedom year.

No fluff. No gentle nudges. Just the cold, funny truth about where your money actually goes.

OuchMoney Premium unlocks unlimited imports and daily roasts.

Privacy Policy: https://ouchmoney-web.vercel.app/privacy.html
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly Subscription | $4.99 | per month |
| Yearly Subscription | $39.99 | per year |


## Is OuchMoney safe?

Not enough ratings yet to assess OuchMoney.

## Is OuchMoney legit?

OuchMoney: Budget Planner appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for OuchMoney is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 4 releases)

### 1.1.2 — 2026-10-15

Paycheck Blitz Budget limit widget and ring
UI update and redesign
Improved category breakdown.

### 1.1.1 — 2026-05-13

Bug fixes and performance improvements.
Budgeting plans.

### 1.1.0 — 2026-05-08

Bug fixes and performance improvements.

### 1.0 — 2026-05-06

No release notes.

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## More apps by Jubal Jacob

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- [SnackShame: Stop Overeating](https://appshunter.io/ios/app/snackshame-stop-overeating/id6770137243)
- [VerbalSpar: Communication AI](https://appshunter.io/ios/app/verbalspar-communication-ai/id6801088577)

All apps by Jubal Jacob: https://appshunter.io/developer/1869631817

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-28.*