# OUR Credit Union

> Mobile banking app for checking balances, transfers, deposits, and bill payments. (iPhone/iPad app by OUR Credit Union.)

- Source: https://appshunter.io/ios/app/our-credit-union/id906793813 (this page in markdown: same URL + `.md`)
- Developer: [OUR Credit Union](https://appshunter.io/developer/906793816)
- Category: Finance
- Price: Free
- Rating: 3.26/5 from 19 App Store ratings · 11 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 93 MB
- Languages: English, French, Spanish
- Released: 2014-10-04
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/our-credit-union/id906793813/reviews.md

## What is OUR Credit Union?

OUR CU Mobile Banking allows you to check balances, view transaction history, transfer funds, deposit checks and pay bills on the go! 


Features: 

- Check Balances 

- View Transaction History 

- Transfer Funds 

- Pay Bills 

- Deposit Checks 

- Secure Messaging for support 

- Check Images 


If you have any questions about this application, please contact OUR CU at 248-549-3838.

## Key features

- Check account balances
- View transaction history
- Transfer funds between accounts
- Deposit checks remotely
- Pay bills conveniently
- Secure messaging for support

## Recent user reviews (10 of 11)

All indexed reviews: https://appshunter.io/ios/app/our-credit-union/id906793813/reviews.md

### 1/5 — Would be great if mobile deposit would work

*2020-09-21, version 4.25.131*

I have tried multiple times to get mobile deposit to work and it never does. I take the checks into the branch and they say it looks crystal clear and don’t understand why it doesn’t work. Useless feature for me

### 5/5 — New app!

*2018-10-01, version 18.4.161342*

Everything I wanted! Nice job!!

### 1/5 — THE NEW UPDATE WONT LET ME LOG IN

*2018-09-27, version 18.2.63*

THE NEW UPDATE KEEPS TELLING ME TO TYPE IN A “VALID” PASSWORD WHEN I AM.  THIS NEEDS TO BE FIXED IMMEDIATELY!!!!!!

### 3/5 — Gets the job done

*2018-05-30, version 18.1.76*

Nice to transfer money and look at my balance. I wish I could deposit checks through the app. My brother has a Samsung and he can deposit checks.

### 1/5 — Horrible app

*2018-01-23, version 17.2.56*

I like how my chase account gives me a notification right away when there is a transaction. This app does not do that. Very simple and plain.

### 1/5 — NO FINGERPRINT access

*2017-03-15, version 6.0.1710*

it looks nice, but if you use a complex password, you need to enter it every time. This app has no ability to use your stored fingerprint.

### 1/5 — Useless

*2016-04-04, version 5.0.134*

I don't like this app. It's really only good for checking your balance (kind of) and transferring funds. I can't see any authorized holds pending on my account, and I can't verify when my next loan payment is due as it will only show the balance remaining on my loan. I typically log into the Mobil app, see that the payment I'm looking for has not yet posted, then log into my account online to see if it's pending. And the update looks better, but it's no more helpful than the previous version. I pay all my bills through my apps, and this one can't even show me my real time balance. Very annoying!

### 1/5 — 0 Stars

*2016-03-13, version 5.0.134*

One of the worst apps out there. It never works when you need it to. Their app is always down and I've never seen the same error message twice. It's always something new (I've actually counted more than 9 errors).

And when you contact the bank for help, they "submit" a "trouble ticket," which is just code for "get off the phone, we're not going to help you."

The app may be free, but it's actually cost me money in NSF fees because I can't transfer money or use it to pay a bill when it's convenient for me. Which is the whole purpose of this app. 

Personally, I'm going to go through a bank from now on. They may charge me random fees, but at least their app works. You get what you pay for, in this case, stability and reliability. 

Further proof that this app is garbage, it hasn't been out for more than 3 years and they're already on version 5.0.### which means they've redesigned the app 5 times! They can't get it right enough for one version to last more than a year!

Oh, and my current favorite error is the one that says to call 0-000-000-0000 for assistance.

### 1/5 — CPhT

*2016-02-26, version 4.6.37*

I just got the app & it won't even allow me to create a login! I must have ans. the same identity ques. over & over 100 times already!!!

### 1/5 — HORRIBLE!!!!

*2016-02-10, version 4.6.37*

This app will do one thing and one thing ONLY! 
That is, LOCK YOU OUT OF YOUR ACCOUNT! 
I would've given zero stars if possible. 

Also, I tried emailing app support, and rather than bringing me to an email, it gave me a list of what you can do on the app. 

Fix the app, and I will fix my review. 
It would be great to be able to use this to check accounts and deposit checks.

## Frequently asked questions about OUR Credit Union

### What can I do with OUR Credit Union mobile banking?

OUR Credit Union mobile banking allows you to check balances, view transaction history, transfer funds, deposit checks, and pay bills. You can also use secure messaging for support.

### Is OUR Credit Union mobile banking secure?

Yes, the app offers secure messaging for support and is designed for mobile banking transactions. Specific security features are not detailed, but standard banking app protocols are implied.

### What devices does OUR Credit Union mobile banking support?

OUR Credit Union mobile banking is available on iPhone, iPad, and iPod devices. It also supports Apple Watch for convenient access.

### How often is OUR Credit Union mobile banking updated?

The latest version, 4.38.212, was released on June 28, 2023. Updates ensure the app remains functional and secure for users.

### What is the user rating for OUR Credit Union mobile banking?

OUR Credit Union mobile banking has a rating of 3.3 stars based on 19 ratings. This suggests a mixed user experience.

### Can I deposit checks with OUR Credit Union mobile banking?

Yes, a key feature of OUR Credit Union mobile banking is the ability to deposit checks remotely through the app. You can also view check images.

### Is OUR Credit Union mobile banking free to use?

Yes, OUR Credit Union mobile banking is available for free download and use. There are no upfront costs associated with the application.

### What is the age rating for OUR Credit Union mobile banking?

OUR Credit Union mobile banking has an age rating of 4+. This indicates it is suitable for a wide range of users.

## Version history (last 2 releases)

### 4.38.212 — 2023-06-28

Bug Fixes

### 4.38.203 — 2021-10-01

Security Updates and User Experience updates including: Online Applications-Quickly and Securely apply for loans or open additional side accounts.

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## More apps by OUR Credit Union

- [OUR Credit Union Mobile](https://appshunter.io/ios/app/our-credit-union-mobile/id6457547288)
- [OUR CU Debit Card Controls](https://appshunter.io/ios/app/our-cu-debit-card-controls/id6737782450)

All apps by OUR Credit Union: https://appshunter.io/developer/906793816

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
