# Ourgwala - group banking app — Personal and group banking app

> Secure group banking and free peer-to-peer payments app. (iPhone/iPad app by Gwala Technologies Limited.)

- Source: https://appshunter.io/ios/app/ourgwala-group-banking-app/id6447980818 (this page in markdown: same URL + `.md`)
- Developer: [Gwala Technologies Limited](https://appshunter.io/developer/1683164733)
- Category: Finance, Productivity
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 17+
- Requires: iOS 13.4 · 32 MB
- Languages: American English
- Released: 2023-04-27
- Data updated: 2026-06-10
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/ourgwala-group-banking-app/id6447980818/reviews.md

## What is Ourgwala?

Ourgwala is the money app for you and your people.

- Pay anyone and get paid by everyone for FREE when you transact with other users on Ourgwala App. Set up your username and pay anyone, even strangers without needing to share your phone number or bank accounts.

- The secure group banking and contributions app for Nigerians, everywhere: get unlimited shared accounts, unlimited members with access to instant notifications, and dedicated bank accounts in your groups name to safely collect contributions, pay vendors and send money to anyone from individual groups. With built in withdrawal and approval controls, your contributions are safer than ever.

Group/Shared wallet features includes
- Unlimited groups with bank accounts in the group name
- Visibility control on transactions
- Easy to understand admin and non-admin views
- Keep everyone updated with notifications
- Pay bills and settle utilities including airtime, data and more
- Generate unique payment links for anyone, anywhere

With Ourgwala, you get one app with infinite possibilities.

## Key features

- Free peer-to-peer payments
- Unlimited shared group accounts
- Instant transaction notifications
- Dedicated group bank accounts
- Withdrawal and approval controls
- Bill and utility payments
- Unique payment link generation

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/ourgwala-group-banking-app/id6447980818/reviews.md

### 5/5 — Amazing app

*2023-05-28*

I used Gwala on my trip to Nigeria to contribute with my in-laws for a family event. We had an account setup in 1 minute, a group in 2 minutes (with a bank account) and over 30 friends and family within 15mins in the group. Not even a bank gives us that visibility and speed. I hope the app continues to grow and I wish the developers success because it really made our lives easy. Thank you!!

## Frequently asked questions about Ourgwala

### Is Ourgwala free to use?

Ourgwala is free to download and use. It offers free peer-to-peer transactions when you transact with other users on the app. The app does contain advertisements.

### What devices does Ourgwala support?

Ourgwala is available on iPhone, iPad, and iPod devices. It is designed for iOS users.

### How secure is Ourgwala for group banking?

Ourgwala provides secure group banking with features like visibility control on transactions, and built-in withdrawal and approval controls to ensure contributions are safe.

### Can I create multiple groups on Ourgwala?

Yes, Ourgwala allows for unlimited groups. Each group can have its own dedicated bank account in the group's name for collecting contributions and managing finances.

### Does Ourgwala require sharing bank account details for payments?

No, you can pay anyone and get paid by everyone for free without needing to share your phone number or bank account details when transacting with other Ourgwala users.

### How often is Ourgwala updated?

Ourgwala was last updated on April 27, 2024, with version 2.2.11. This indicates regular updates to improve functionality and security.

### What is the age rating for Ourgwala?

Ourgwala has an age rating of 17+. This is due to the nature of financial transactions and the app's features.

### Does Ourgwala have ads?

Yes, Ourgwala contains advertisements. Users should expect to see ads within the application.

## Version history (last 5 releases)

### 2.2.11 — 2024-04-27

Bug fixes and adjustments

### 2.2.10 — 2024-04-06

Bug fixes and Adjustments

### 2.2.6 — 2024-02-16

Adjustments for commissions

### 2.2.5 — 2024-02-15

Bug fixes and adjustments

### 2.1.7 — 2023-11-29

- New interface for better experience and easier navigation
- Gwala usernames to send and receive money from everyone for free
- Send money to multiple recipients at once
- Save account numbers as beneficiaries
- Add notes and descriptions to every transaction

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*