# Overlapp - Budget with AI — Budget with Ease. > AI-powered expense tracking and budgeting with secure, local data storage. (iPhone/iPad app by Schott Apps LLC.) - Source: https://appshunter.io/ios/app/overlapp-budget-with-ai/id6817330259 (this page in markdown: same URL + `.md`) - Developer: [Schott Apps LLC](https://appshunter.io/developer/6817330441) - Category: Finance, Lifestyle - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 16.4 · 35 MB - Languages: American English - Released: 2026-10-08 - Data updated: 2026-10-11 - Monetization: free ## What is Overlapp? The most simple, fast, and accurate way to capture everything you spend money on. Most people fail to keep an accurate budget. Going into bank statements, credit cards statements, and keeping receipts just doesn't work. If it takes more that 3 seconds to capture what you just spent, you just won't do it. No logins! No user accounts! No accounts numbers! No cloud data to be stolen! No advertisements! Just open the app, add your expense and that's it. If you share a budget with someone else, a spouse, a partner, a company, you can send them your current budget info and they can import it into their version of Overlapp with one click. They can do the same with you keeping everything in sync and out of the cloud. What about AI? Now that you have all your expenses and incomes captured, you can ask AI anything about your budget. Where am I overspending? How can I cut my costs? What if I get a raise? Just go into the Analytics option, check out the prebuilt charts and graphs and press the Ask AI button. Follow the instructions to become a budgeting genius! ## Key features - Fast expense capture - AI-driven budget analysis - Secure local data storage - No user accounts required - Budget sharing and import - Prebuilt charts and graphs ## Is Overlapp safe? Not enough ratings yet to assess Overlapp. ## Is Overlapp legit? Overlapp - Budget with AI has limited verification signals. The AppsHunter Legitimacy Score for Overlapp is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Frequently asked questions about Overlapp ### Does Overlapp have ads? No, Overlapp is completely ad-free, allowing for an uninterrupted budgeting experience. ### How secure is Overlapp? Overlapp prioritizes security by not requiring any logins, user accounts, or cloud data storage, minimizing the risk of data breaches. ### What devices does Overlapp support? Overlapp is available for iPhone and iPad devices. ### How often is Overlapp updated? Overlapp was last updated on October 8, 2026, with version 1.0.0. Future updates will continue to enhance its features and reliability. ### Can I share my budget with someone else using Overlapp? Yes, you can easily share your budget information with others. They can import your data into their version of Overlapp with a single click, keeping everything in sync. ### What kind of questions can I ask Overlapp's AI? You can ask the AI about your spending habits, such as where you might be overspending, how to cut costs, or the potential impact of a raise on your budget. ### What is the age rating for Overlapp? Overlapp has an age rating of 4+, making it suitable for a wide range of users. ### How does Overlapp's AI help with budgeting? After capturing your expenses and incomes, Overlapp's AI analyzes your financial data. It provides insights through charts and graphs and answers specific questions to help you become more financially savvy. ## Version history (last 1 release) ### 1.0.0 — 2026-10-08 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-11.*