# OverPay Calculator UK — Cut years off your mortgage

> Cut years off your mortgage (iPhone/iPad app by Michael Bowyer.)

- Source: https://appshunter.io/ios/app/overpay-calculator-uk/id6759525039 (this page in markdown: same URL + `.md`)
- Developer: [Michael Bowyer](https://appshunter.io/developer/1506411339)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.6 · 12 MB
- Languages: American English
- Released: 2026-02-25
- Data updated: 2026-07-01
- User reviews in markdown: https://appshunter.io/ios/app/overpay-calculator-uk/id6759525039/reviews.md

## What is OverPay Calculator UK?

OverPay is a powerful UK mortgage overpayment calculator designed to help you clear your mortgage faster and save thousands in interest.

Instantly see how monthly overpayments or one-off lump sums reduce your mortgage term and total interest paid.

Built specifically for UK homeowners.

Plan Smarter. Save Faster.

Enter your mortgage balance, interest rate and term to instantly calculate:

• New mortgage payoff date
• Total interest saved
• Monthly cost breakdown
• Side-by-side overpayment comparisons

Test Different Scenarios

Try combinations of:

• Monthly overpayments
• One-off lump sums
• Combined strategies

See exactly how each strategy impacts your mortgage term.

Premium Features

Upgrade to unlock:

• Unlimited saved scenarios
• Compare multiple strategies
• Export results to CSV
• Detailed amortisation breakdown
• Remove free plan limits

Important

OverPay provides mortgage calculations for informational purposes only and does not constitute financial advice.

Always consult a qualified financial advisor before making financial decisions.

Terms of use: https://arcye.com/overpay/terms.html

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Subscription | $2.99 | per month |



## Version history (last 1 release)

### 1.0 — 2026-02-26

No release notes.

## More apps by Michael Bowyer

- [SubTrackr: Subscription](https://appshunter.io/ios/app/subtrackr-subscription/id6759510002)
- [QuoteFast – Trade Quotes](https://appshunter.io/ios/app/quotefast-trade-quotes/id6759682365)

All apps by Michael Bowyer: https://appshunter.io/developer/1506411339

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-01.*