# OVO

> Indonesia's all-in-one payment and savings app with rewards. (iPhone/iPad app by Visionet Internasional, Pt.)

- Source: https://appshunter.io/ios/app/ovo/id1142114207 (this page in markdown: same URL + `.md`)
- Developer: [Visionet Internasional, Pt](https://appshunter.io/developer/1128647342)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 3.90/5 from 328 App Store ratings · 227 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.0 · 100 MB
- Languages: American English, Indonesian
- Released: 2016-09-06
- Data updated: 2026-08-14
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/ovo/id1142114207/reviews.md

## What is OVO?

Indonesia’s all-in-one app: Pay and Save with ease

From the local market to your favorite online stores, from daily essentials to special treats, OVO fits for everyone. Whether you’re paying, shopping, or saving, OVO makes it easy and rewarding.
Say goodbye to carrying cash. OVO let you handle your daily needs from your phone, securely, quickly, and with plenty of perks.

Wanna see what’s in it for you?

Welcome treats for new users
> First top-up = zero admin fees.
> Cashback up to 20.000 OVO Points (min. total transaction Rp30.000)

Upgrade to OVO Nabung and enjoy more
> Claim 10.000 OVO Points bonus (T&C applied).
> Up to 99% off at Hokben, D’Crepes, Solaria, Alfagift, MyTelkomsel, and more.
> GrabFood 75% discount up to Rp50.000.

Deals that follow you everywhere
> Online shopping? Cashback up to Rp1.000.000 is ready. 
> Cashback up to 500.000 for groceries, foods, gas station, and more. 

Pay your bills with Harga Jongkok
> PLN token Rp10.000 for only Rp8.888.
> Cashback up to 3% (max 50.000 OVO Points) for bill payments (min. Rp25.000).
> Pay SBN investments and get 1% cashback (max 100.000 OVO Points).

Download OVO now and unlock a simpler way to pay, save, and enjoy life, plus a bunch of deals you don’t want to miss.

Instagram.com/ovo_id
www.ovo.id

## Key features

- Secure and fast mobile payments
- Cashback on transactions
- Exclusive discounts and deals
- Bill payment options
- Savings account features
- Welcome treats for new users

## What do users think of OVO?

Overall sentiment: negative

**Pros**

- 🚀 Easy and convenient
- 💡 Useful features
- 👍 Good payment app
- 🚀 Quick transactions

**Cons**

- 🐛 Frequent app crashes
- 🔒 Security and privacy concerns
- 👎 Difficult to close account
- 🔒 Requires excessive personal data
- 👎 Unreliable service
- 💰 High transaction fees
- 👎 Slow and delayed transactions
- 👎 Lack of English support

**Commonly reported bugs**

- Inability to change language to English
- Stuck transactions not resolved
- Inconsistent app behavior
- Delayed or missing top-up credits

**Most requested features**

- Add English language option
- Improve account closure process
- Enhance security and privacy measures
- Streamline transaction processing

## Recent user reviews (10 of 227)

All indexed reviews: https://appshunter.io/ios/app/ovo/id1142114207/reviews.md

### 1/5 — No English option, demands lots of private documents to close account

*2025-12-12, version 3.149.0*

No English version.

Makes it a super easy to open an account but impossible to close it - Only needs a OTP to open an account but demands you fill a long complicated form with lots of unnecessary information and private data to close it, like requiring a photo id and a photo of you with your photo id. 
This is 2025 - no one should be asking you for this type of private data; especially when it’s clearly incompetent at keeping it safe.

Clearly this is a tactic to stop people from closing their accounts.

### 1/5 — Kecewa

*2025-10-01, version 3.144.0*

Ini aplikasi gk bisa di buka aneh banget pake data gk bisa pame wifi gk bisa maunya apa ada saldo di dalamnya

### 5/5 — help

*2025-09-25, version 3.144.0*

How can i change language in English and create account in Singapore

### 2/5 — Como usar…

*2025-07-16, version 3.139.0*

Como que usa isso?

### 1/5 — BANYAK POTONGAN

*2025-06-29, version 3.137.0*

ORANG TRANSFER DI POTONG DIKIT DIKIT POTONGAN DIKIT DIKIT POTONG. !!!!! NAJIS BANGET PAKAI APLIKASI INI LAGI

### 1/5 — Ovo tolong kembalikan uang sya karna uang itu mau saya pake beli pampes anak saya

*2025-06-05, version 3.136.0*

Kembalikan uang saya 2.500.000 atas nama agus pebian.. gagal tf tpi uang sya tidak di kembalikan udah 3x24jam.uang mau saya pakai malah di ambil anjing

### 1/5 — Uang tertahan ga ada penyelesaian

*2025-05-10, version 3.134.0*

Uang tertahan alasan akan diperbaiki setelah hr libur nasional,,tanpa ada kejelasan..haduh duit orang kok seenaknya ditahan2,,kapok

### 1/5 — gajelas

*2025-05-09, version 3.134.0*

transfer ke bank aja galangsung masuk, kocak emang, segala 2 hari kerja tinggal tranfer doang gajelas

### 1/5 — Português

*2025-03-25, version 3.130.0*

Devia ter para o português

### 2/5 — no ability to top up for bules

*2025-03-17, version 3.129.0*

if you are an australian there is no way to top this up yourself, you need an indonesian who can do it for you

## Frequently asked questions about OVO

### What does the OVO app do?

OVO is an all-in-one app designed for users in Indonesia to make payments and save money easily. It allows you to handle daily transactions, online shopping, and bill payments securely and quickly, all from your phone.

### What are the key features of OVO?

Key features include secure and fast mobile payments, earning cashback on various transactions, accessing exclusive discounts and deals from partner merchants, paying bills, and options for saving money. New users can also receive welcome treats.

### Is OVO free to use?

The OVO app itself is free to download and use. While there are no direct app purchase costs, some transactions or features might involve in-app purchases or require minimum transaction amounts to qualify for rewards.

### Who is the OVO app for?

This app is intended for individuals in Indonesia who want a convenient and rewarding way to manage their finances. It's suitable for those who frequently shop online, pay bills, or are looking for ways to save money and earn perks on their spending.

### How can I get cashback and deals with OVO?

You can earn cashback and access deals by using OVO for various transactions, including online shopping, bill payments, and purchases at partner merchants. Specific promotions, like welcome treats or discounts on food and groceries, are also available, often with minimum transaction requirements.

## Version history (last 5 releases)

### 3.167.0 — 2026-08-12

Hey!

Just a quick update: We're constantly fine-tuning our app to squash bugs and boost performance.

So sit tight and enjoy a smoother, speedier experience with OVO!

### 3.166.0 — 2026-07-28

Hey!

Just a quick update: We're constantly fine-tuning our app to squash bugs and boost performance.

So sit tight and enjoy a smoother, speedier experience with OVO!

### 3.165.0 — 2026-07-13

Hey!

Just a quick update: We're constantly fine-tuning our app to squash bugs and boost performance.

So sit tight and enjoy a smoother, speedier experience with OVO!

### 3.164.0 — 2026-07-01

Hey!

Just a quick update: We're constantly fine-tuning our app to squash bugs and boost performance.

So sit tight and enjoy a smoother, speedier experience with OVO!

### 3.163.0 — 2026-06-15

Hey!

Just a quick update: We're constantly fine-tuning our app to squash bugs and boost performance.

So sit tight and enjoy a smoother, speedier experience with OVO!

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## More apps by Visionet Internasional, Pt

- [OVO Merchant](https://appshunter.io/ios/app/ovo-merchant/id1392371022)

All apps by Visionet Internasional, Pt: https://appshunter.io/developer/1128647342

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-14.*