# Owe Book: Debt & IOU Tracker — Split bills & track who owes

> Split bills & track who owes (iPhone/iPad app by Abdullah Al Hadi.)

- Source: https://appshunter.io/ios/app/owe-book-debt-and-iou-tracker/id6787494250 (this page in markdown: same URL + `.md`)
- Developer: [Abdullah Al Hadi](https://appshunter.io/developer/1896695065)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 5 MB
- Languages: American English
- Released: 2026-07-09
- Data updated: 2026-08-17
- User reviews in markdown: https://appshunter.io/ios/app/owe-book-debt-and-iou-tracker/id6787494250/reviews.md

## What is Owe Book?

Who owes you money? Owe Book remembers — every loan, IOU, and split bill, in one place. No spreadsheets, no awkward "you still owe me" texts.

Your ledger lives on your device and syncs privately through your own iCloud — no account to create, no ads, no subscription.

TRACK EVERY DEBT
• Record what you lend and borrow in seconds
• Organize entries by person, with running balances
• Attach a photo of a receipt, cheque, or IOU
• Add notes, due dates, and payment reminders

SPLIT GROUP BILLS
• Create a group, add members, and log shared expenses
• Owe Book works out who owes whom and keeps it fair
• Settle up and watch the balances clear

SETTLE & EXPORT
• Mark debts fully or partially paid
• Export a person's or a group's statement as CSV
• Multi-currency — choose a currency per entry

PRIVATE BY DESIGN
• Your ledger stays on your device and in your own iCloud
• Optional Face ID / Touch ID lock for your ledger
• No sign-up, no ads, no subscription

NOW ON iPhone, iPad & MAC
Owe Book is a native app on all three — buy Pro once and it unlocks everywhere.

OWE BOOK PRO
A single payment, no subscription. Unlocks group bill-splitting, the Face ID / Touch ID lock, CSV statement export, and setting your default currency.

Keep your friendships clear and your money organized. Download Owe Book and never forget who owes what again.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Owe Book Pro — Full Access | $6.99 | one-time |



## Version history (last 1 release)

### 1.0 — 2026-07-09

No release notes.

## Apps similar to Owe Book

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Utang: Credit & Debt Tracker](https://appshunter.io/ios/app/utang-credit-and-debt-tracker/id6758485224) | — | Free | Finance |
| [Debts Break](https://appshunter.io/ios/app/debts-break/id849585927) | 4.1 (96) | Free | Finance |
| [Subsee - Track Subscriptions](https://appshunter.io/ios/app/subsee-track-subscriptions/id1499253615) | 4.4 (118) | Free | Finance |
| [SubFarm - Subscription Tracker](https://appshunter.io/ios/app/subfarm-subscription-tracker/id6742393637) | 5.0 (1) | Free | Finance |
| [Debt Tracker IOU: Khatta Flow](https://appshunter.io/ios/app/debt-tracker-iou-khatta-flow/id6756983630) | 5.0 (1) | Free | Finance |
| [Who Owes Me - LentPal](https://appshunter.io/ios/app/who-owes-me-lentpal/id6443519628) | 3.7 (6) | Free | Finance |

## More apps by Abdullah Al Hadi

- [Muhasaba: My Ibadah](https://appshunter.io/ios/app/muhasaba-my-ibadah/id6769870766)
- [Mukashi: Bilingual Stories](https://appshunter.io/ios/app/mukashi-bilingual-stories/id6770520787)
- [DeSpark: AI Watermark Remover](https://appshunter.io/ios/app/despark-ai-watermark-remover/id6779615772)
- [Wise Tales: Bilingual Stories](https://appshunter.io/ios/app/wise-tales-bilingual-stories/id6780959524)
- [Flag Champ: World Flag Quiz](https://appshunter.io/ios/app/flag-champ-world-flag-quiz/id6782428843)

All apps by Abdullah Al Hadi: https://appshunter.io/developer/1896695065

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*