# OweMe - Debt Tracker — Keep track of your money

> Intuitive debt manager to track who owes you money and outstanding debts. (iPhone/iPad app by Air Apps Systems.)

- Source: https://appshunter.io/ios/app/oweme-debt-tracker/id1497431529 (this page in markdown: same URL + `.md`)
- Developer: [Air Apps Systems](https://appshunter.io/developer/1316153435)
- Category: Utilities, Finance
- Price: Free with in-app purchases
- Rating: 4.70/5 from 322 App Store ratings · 18 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.1 · 76 MB
- Languages: American English, Arabic, Belarusian, Catalan, Croatian, Czech, Danish, Dutch, Finnish, Canadian French and 26 more
- Released: 2020-02-13
- Data updated: 2026-08-22
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/oweme-debt-tracker/id1497431529/reviews.md

## What is OweMe?

OweMe is an intuitive debt manager that lets you track who owes you money. It remembers you of unpaid debts and provides an overview of all outstanding debts so that you never have to wonder where did your money go.

Note: The free version may be subject to limitations and the limitations are subject to change.

PRO FEATURES:
• All Air Apps
• Unlimited use
• 100% Ad-free
• All features

Choose from different subscription options. Our standard subscription options are:
1-month Subscription - USD9.99
1-year Subscription - USD69.99

Subscription payments will be charged to your iTunes account at confirmation of your purchase and upon commencement of each renewal term. Subscription with a free trial period will automatically renew to a paid subscription. You can cancel your subscription or free trial in the iTunes settings at least 24-hours before the end of each current subscription period. The cancellation will take effect the day after the last day of the current subscription period and you will be downgraded to the free service. Any unused portion of a free trial period (if offered) will be forfeited when you purchase a premium subscription during the free trial period.


Facebook: https://www.facebook.com/airappsco

Twitter: https://twitter.com/airappsco

Instagram: https://www.instagram.com/airappsco

Privacy Policy: https://airapps.co/privacy

Terms Of Use: https://airapps.co/terms

Support: support@airapps.co

## Key features

- Track who owes you money
- Reminders for unpaid debts
- Overview of outstanding debts
- Unlimited use (PRO)
- Ad-free experience (PRO)

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Air Apps Pro | $9.99 | per month |
| Air Apps Pro - 1 Week | $4.99 | per 7 days |
| Air Apps Pro - 1 Year | $69.99 | per year |
| Air Apps One - 1 Week | $4.99 | per 7 days |
| Air Apps One - 1 Month | $9.99 | per month |
| Air Apps One - 1 Year | $69.99 | per year |
| Air Apps One - 1 Week | $12.99 | per 7 days |
| Air Apps One - 1 Month | $19.99 | per month |
| Air Apps One - 1 Week | $9.99 | per 7 days |
| Air Apps One - 1 Week | $12.99 | per 7 days |
| Air Apps One - 1 Week | $6.99 | per 7 days |
| Air Apps One - 1 Week | $4.99 | per 7 days |
| Air Apps One - 1 Month | $199.99 | per month |
| Air Apps One Welcome - 1 Week | $4.99 | per 7 days |


## Recent user reviews (10 of 18)

All indexed reviews: https://appshunter.io/ios/app/oweme-debt-tracker/id1497431529/reviews.md

### 5/5 — Nice

*2026-05-28*

Super easy to use. Keeps track of all I owe properly, and most importantly, Free!

### 1/5 — Terrible

*2025-11-20*

$5 per week is insane!

**Developer response:** Hi. Thank you for your feedback. Our subscription costs help support ongoing development, new features, and regular improvements across our apps. 

We’ll share your comments with our team as we continue reviewing our pricing and options. If you’d like to talk more about your experience or what you were expecting, you can contact us at support@airapps.co.

### 5/5 — Great App

*2025-07-04*

Best “Owe Apps” I’ve reviewed. Love the simplicity and iOS feel. Highly Recommend!! Suggestion: Add Money Due to You also, not just Loaned to others. And please look into “Remind the debtor” Won’t allow Text or Email on my iOS 16. Again, Really Great App! Reminds me of an Apple App.

**Developer response:** Hi Kev,

Thank you so much for your wonderful review and thoughtful suggestions! We’re really happy to hear that you’re enjoying OweMe and appreciate its simplicity and iOS feel.

Your ideas for new features and your feedback about improving the reminder options are really valuable to us. We’ll pass them along to our team as we continue working to make the app even more helpful.

Thanks again for your support and for taking the time to share your thoughts. We're so glad OweMe reminds you of an Apple app, that truly means a lot!

Best regards,
Ana Rita

### 1/5 — What is this?

*2025-06-10*

So im trying to make ends meet. I owe people some money and my bank is currently overdraft. I downloaded this app to manage the people & amounts I owe. I get a notification I’ve been subscribed. WTH?
I freaked out went in settings and immediately canceled. I did not mean to subscribe.
$5 a month? Seriously?
I hope i dont get charged. Very deceiving app.

**Developer response:** Hello,

Thank you for reaching out and sharing your experience. We’re truly sorry for the confusion.

Just to clarify, OweMe includes a 3-day free trial so users can explore all its features before deciding to commit. A subscription only starts if the trial isn’t canceled before it ends, and it always requires confirmation through your Apple ID. That said, we completely understand how this process might feel unclear, especially when you’re moving quickly through setup.

If you’ve already canceled the subscription in your Apple ID settings, you shouldn’t be charged. But if you do see a charge or want to double-check, Apple Support manages all payments and refunds for our apps, and you can reach them directly at support.apple.com.

We really appreciate your feedback and are here if you have any other questions or concerns. Please don’t hesitate to reach out to us at support@airapps.co. We’d be happy to assist!

Best regards,
Ana Rita

### 5/5 — Money control

*2025-04-16, version 2.14.0*

Perfect

### 4/5 — Remind Debto

*2025-02-20*

Is a simple app wish i could do more with it but its a good start. The remind debtor tool doesn’t remind them. Setting up a reminder schedule for the app to send out to debtors would be great.

**Developer response:** Hello,

Thanks for your feedback! We’re glad to hear you find OweMe useful and appreciate you sharing your thoughts on how it could improve.

The idea of a scheduled reminder feature sounds like a great enhancement, and we’ll be sure to pass it along to our team for consideration. We’re always looking for ways to make the app more helpful, so insights like yours are really valuable!

We’re also already aware of the reminder tool issue and are looking into ways to enhance it in future updates. 

If you have any other suggestions or need assistance, feel free to reach out at support@airapps.co—we’d love to hear from you.

Best wishes,
Ana Rita

### 4/5 — The App is very good.

*2024-07-03*

Would be maximum useful if the list of each name has colors or tags in case id love to categorize them, id love to see that real soon, this app is essential in my work.

**Developer response:** Hi,

Thank you for your great review and for sharing your thoughts on how we can improve OweMe! We're thrilled that you find the app essential for your work. 

We've noted your suggestion about adding colors or tags for categorization and have forwarded it to our development team. Enhancements like these are exactly what we aim for to make our apps as user-friendly and effective as possible.

In the meantime, you might find additional value in our Air Apps One subscription, which gives you access to over 30 of our other apps, all designed to simplify and enhance various aspects of your daily life! 

Learn more about our diverse range of apps and the benefits of the subscription by visiting airapps.co.

We look forward to enhancing your experience with us!

Best wishes,
Ana Rita

### 1/5 — Needs an update asap

*2024-02-12*

Would be a great app if it didn’t shut down every time I try to add a new debt. It’s to a point where I can’t even add a new debt without the whole app closing out.

**Developer response:** Hello,

Thank you for taking the time to review our app. We apologize for any inconvenience caused by the technical issues you encountered. Rest assured that we are committed to providing the best possible user experience.

To help resolve the issue, we kindly ask that you send us more information about the specific problem you are facing at support@airapps.co. 
Additionally, please consider restarting the application or your device, or checking for any updates to the app, as these may help resolve the issue.

We also wanted to let you know about our Air Apps One subscription. With just one subscription, you can access over 30 of our amazing apps at no extra cost! To learn more about the benefits of the Air Apps One subscription, please visit https://airapps.co/.

Thank you again for your feedback, and we hope to hear from you soon.

Best regards,
Ana Rita

### 5/5 — رائع

*2023-11-09, version 2.14.0*

ممتاز جداً ولو يتم إضافة قسم للقروض يكون أفضل

### 4/5 — Surporte

*2022-11-26*

Alguém me ajude a recuperar minhas anotações eu quebrei meu iPhone e não tô conseguindo restaurar

## Frequently asked questions about OweMe

### What does OweMe do?

OweMe is a debt management application designed to help users track who owes them money. It provides an overview of all outstanding debts and sends reminders for unpaid amounts, ensuring users don't lose track of their finances.

### What are the PRO features?

The PRO version offers unlimited use of all features, a completely ad-free experience, and access to all functionalities. This is available through different subscription options.

### How much does OweMe cost?

The app offers a free version with potential limitations. A paid PRO version is available via subscription, with options for 1-month at $9.99 or 1-year at $69.99. Subscription payments are handled through your iTunes account.

### Can I cancel my subscription?

Yes, you can cancel your subscription or free trial at any time through your iTunes settings. Cancellations must be made at least 24 hours before the end of the current subscription period to take effect.

### What happens if I don't upgrade to PRO?

If you choose not to upgrade to the PRO version or let your subscription expire, you will be downgraded to the free service. Any unused portion of a free trial will be forfeited if you purchase a premium subscription during that period.

## Version history (last 5 releases)

### 2.14.0 — 2023-08-21

Bug Fixes & Performance Improvements

### 2.13.0 — 2023-01-07

Minor improvements

### 2.12.2 — 2022-12-08

Minor bugs fixed

### 2.8.0 — 2022-08-26

Bug fixes and performance improvements

### 2.6.0 — 2022-04-04

Bugfixes and stability improvements

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## More apps by Air Apps Systems

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All apps by Air Apps Systems: https://appshunter.io/developer/1316153435

## Related topics

[owe](https://appshunter.io/ios/topics/owe) · [hutang](https://appshunter.io/ios/topics/hutang) · [who owes me](https://appshunter.io/ios/topics/who-owes-me) · [i owe you](https://appshunter.io/ios/topics/i-owe-you)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*