# OWEMIE — Track Debts & Credits > App for tracking personal debts, credits, and shared expenses. (iPhone/iPad app by CHA9CHA9NI.) - Source: https://appshunter.io/ios/app/owemie/id6759562603 (this page in markdown: same URL + `.md`) - Developer: [CHA9CHA9NI](https://appshunter.io/developer/1879527486) - Category: Finance, Utilities - Price: Free with in-app purchases - Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 35 MB - Languages: American English - Released: 2026-03-07 - Data updated: 2026-10-24 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/owemie/id6759562603/reviews.md ## What is OWEMIE? OWEMIE is a smart and simple app designed to help you manage personal debts, credits, and shared expenses with ease. Whether you're splitting costs with friends, tracking money lent to family, or managing small personal loans, OWEMIE keeps everything organized in one place. No more confusion about who owes who — always know your exact balance instantly. FEATURES: • Track debts and credits clearly • Add and manage multiple people • Record transactions with amount, currency, and notes • Set due dates with smart reminders • Upload proof images for better tracking • Secure login with Email or Google • Protect access with PIN and biometric authentication • Clean, modern, and intuitive interface OWEMIE is perfect for roommates, couples, families, and anyone who wants a simple way to stay financially organized without complicated tools. Stay in control. Stay organized. Manage shared finances smarter with OWEMIE. ## Key features - Track debts and credits - Manage multiple people - Record transactions with notes - Set due dates with reminders - Upload proof images - Secure login and access protection ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Owemie Pro | $2.99 | per month | | Owemie Pro | $24.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Owemie Pro – 1 Month | $2.99 | one-time | | Owemie Pro – 1 Year | $24.99 | one-time | ## Is OWEMIE safe? Not enough ratings yet to assess OWEMIE. ## Is OWEMIE legit? OWEMIE has limited verification signals. The AppsHunter Legitimacy Score for OWEMIE is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/owemie/id6759562603/reviews.md ### 5/5 — Best app *2026-03-27* I liked this app because it helped me track my debts easily **Developer response:** Thank you for your feedback Stay tuned for the next updates ## Frequently asked questions about OWEMIE ### How secure is OWEMIE? OWEMIE offers secure login via Email or Google accounts. It also provides PIN and biometric authentication to protect access to your financial data. ### What types of transactions can I record in OWEMIE? You can record debts and credits, including the amount, currency, and detailed notes. The app also allows you to upload proof images for better tracking of transactions. ### Does OWEMIE have ads? Yes, OWEMIE contains advertisements. It is a free app supported by ads, with options for in-app purchases. ### Can I set reminders for payments in OWEMIE? Yes, OWEMIE allows you to set due dates for transactions and provides smart reminders to help you stay on top of payments. ### What devices does OWEMIE support? OWEMIE is currently available for iPhone and iPod devices. ### How often is OWEMIE updated? The latest version, 1.2.1, was released on April 20, 2026. Updates are provided to enhance functionality and reliability. ### What is the age rating for OWEMIE? OWEMIE has an age rating of 4+, making it suitable for a wide range of users. ### What makes OWEMIE different from other finance apps? OWEMIE focuses on a clean, modern, and intuitive interface, offering a simple way to manage finances without complicated tools, ideal for everyday debt and credit tracking. ## Version history (last 5 releases) ### 1.4.8 — 2026-10-19 Your pinned people now stand out with a refined highlight and a soft glow, so your most important people are even easier to spot at a glance. - Visual polish across the home list. - Reliability improvements. Thank you for using Owemie. ### 1.4.7 — 2026-10-18 New: pin up to 3 people to the top of your list, so your most important people are always a tap away. - Premium now activates instantly after you subscribe (no more reopening the app). - Fixed the home total when exchange rates are briefly unavailable. - Reliability improvements. Thank you for using Owemie. ### 1.4.6 — 2026-10-17 New: pin up to 3 people to the top of your list, so your most important people are always a tap away. - Premium now activates instantly after you subscribe (no more reopening the app). - Fixed the home total when exchange rates are briefly unavailable. - Reliability improvements. Thank you for using Owemie. ### 1.4.5 — 2026-10-11 This update keeps Owemie running smoothly across your devices. - Behind-the-scenes reliability and performance improvements. - A gentle reminder when a new version is ready, so you are always on the latest. Thank you for using Owemie. ### 1.4.4 — 2026-09-05 Recently Deleted now keeps removed records for 24 hours, so a delete is easy to undo. - New animated home and lock-screen widgets: balances, a live due-date countdown, this month at a glance, and your daily streak. - A clearer home dashboard with upcoming dues, monthly trends and settle progress. - A gentle reminder when a new version is ready. - Reliability and payment improvements under the hood. Thank you for using Owemie. ## Apps similar to OWEMIE | App | Rating | Price | Category | | --- | --- | --- | --- | | [TFinance](https://appshunter.io/ios/app/tfinance/id6755542084) | — | Free | Finance | | [Nano 2.0](https://appshunter.io/ios/app/nano-20/id6745950337) | — | Free | Finance | | [S2Biz Authenticator](https://appshunter.io/ios/app/s2biz-authenticator/id6739694927) | — | Free | Finance | | [LoanAdmin: Loan Manager](https://appshunter.io/ios/app/loanadmin-loan-manager/id870890042) | 5.0 (4) | Free | Finance | | [Phillip Business](https://appshunter.io/ios/app/phillip-business/id6739991163) | — | Free | Finance | | [Moneylytics](https://appshunter.io/ios/app/moneylytics/id1597906297) | — | Free | Finance | ## More apps by CHA9CHA9NI - [Ömrüm](https://appshunter.io/ios/app/omrum/id6778920520) All apps by CHA9CHA9NI: https://appshunter.io/developer/1879527486 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-24.*