# Owesum — Split bills with your group > App for tracking and splitting shared expenses among groups. (iPhone/iPad app by SIDDHARTH GUPTA.) - Source: https://appshunter.io/ios/app/owesum/id6804075665 (this page in markdown: same URL + `.md`) - Developer: [SIDDHARTH GUPTA](https://appshunter.io/developer/6804075667) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 32 MB - Languages: American English - Released: 2026-09-04 - Data updated: 2026-10-20 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/owesum/id6804075665/reviews.md ## What is Owesum? Owesum keeps track of who paid for what and works out who owes whom. Dinner, a weekend away, the shared house shopping, the weekly badminton court hire. Somebody pays, everybody owes a bit, and nobody wants to be the person doing sums at the end. TWO THINGS MOST OF THESE APPS CANNOT DO People who never install it still count. Add someone by name and split with them straight away. They do not need the app, an account, or an email address. When they hand you cash, mark it received. If they install it later, their whole history comes across. It handles clubs, not just trips. A regular session with the same people, per-person rates for members and visitors, money paid up front and drawn down over weeks, and more than one organiser who can record what people have paid. Built with a real badminton club, because none of this fitted an app designed around holidays. NO SIGN-UP Open it and start. The app makes an account for you, so there is no form, no password and no email to verify. Add an email later if you want to get back in on a new phone. SNAP A RECEIPT Point your camera at a receipt and the app reads the total and the shop name using your phone's own document scanner. Receipt photos are read on your phone and are never uploaded anywhere. SPLIT HOWEVER YOU ACTUALLY SPLIT Evenly, by exact amounts, by percentage, or by shares when one person had the steak. Anyone can record a repayment, including the person who is owed, so a debt settled in cash does not sit there for weeks. EVERYONE SEES THE SAME NUMBERS Balances update for the whole group at once, and the app works out the smallest set of payments that clears everybody, so four people owing each other in a circle becomes one transfer instead of six. WHAT IT DOES NOT DO It does not move money. There is no wallet, no card, no bank connection, and no fee. It is a record of money that changed hands somewhere else, which is also why there is nothing to lose if you stop using it. Made in Australia. ## Key features - Create groups for shared expenses - Add expenses with flexible splitting options - Scan receipts to automatically capture details - View running balances for individuals and groups - Send gentle payment reminders - Maintain a history of all transactions ## Is Owesum safe? Not enough ratings yet to assess Owesum. ## Is Owesum legit? Owesum has limited verification signals. The AppsHunter Legitimacy Score for Owesum is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/owesum/id6804075665/reviews.md ### 5/5 — Intuitive *2026-09-20* App is highly intuitive, easy to use and removes a lot of administrative work in tabulating expenses. It automates the expense entry reading the scanned image and has flexibility to split either by specific amount or equally between the members. Highly recommend.. ## Frequently asked questions about Owesum ### How does TripSplitter handle different expense splitting methods? TripSplitter allows you to split expenses equally, by percentage, or by exact amounts. You can also specify which members of a group were involved in each expense, ensuring accurate tracking for everyone. ### Is TripSplitter secure for my financial data? Receipts are read entirely on your device and are never uploaded, enhancing the privacy and security of your financial information. The app focuses on on-device processing for sensitive data. ### Can I use TripSplitter offline? The description does not specify offline functionality. However, receipt scanning is performed on-device, suggesting some offline capabilities for that feature. ### How often is TripSplitter updated? The latest version, 1.7.0, was released on September 27, 2026, indicating recent development activity. Previous updates would have occurred between its release date of September 4, 2026, and the latest version. ### What devices does TripSplitter support? TripSplitter is available for iPhone and iPod devices. It is designed to run on Apple's mobile operating system. ### What is the age rating for TripSplitter? TripSplitter has an age rating of 4+, making it suitable for a wide range of users. This rating suggests no mature content is present. ### Does TripSplitter have ads? No, TripSplitter does not contain advertisements. The app is free to use without any ad interruptions. ### How does TripSplitter simplify settlements? TripSplitter simplifies settlements by calculating the net amount each person owes or is owed across all groups. This avoids complex chains of payments, presenting a clear overview of who needs to pay whom. ## Version history (last 5 releases) ### 1.11.0 — 2026-10-17 Adding people is one screen now. Send a link, type a name, or pick someone you already share a group with. No more asking anyone for their username. Join a group straight from the home screen instead of the menu. The Balances button in a club now responds to the first tap. ### 1.10.1 — 2026-10-15 Sports clubs now get their own kind of group: sessions and attendance instead of expenses, chosen when you create it. Sessions have an optional start time, so two games on one night stop looking identical. Any appointed organiser can run a session, edit it later, or delete one that is no longer on. You can see your own payments to a club, with the amount, the date, and who recorded it. 22 currencies, up from 3, including EUR, GBP, SGD and AED. Plus: a way back into your account on a new phone, and the scanner now tells you when it only read the first page. ### 1.9.0 — 2026-10-11 New: invite links that open the app, more than one organiser per club, and receipt scanning that no longer reads the date as the total. ### 1.7.0 — 2026-09-27 Split with people who aren't on TripSplitter. Add them by name and they appear in balances like anyone else. If someone owes you, you can now mark it settled yourself. New: club mode, for groups running regular sessions. Mark who turned up and the cost splits across them, with casuals paying a little extra. Also: tap to copy your username, and more accurate receipt scanning. ### 1.4.3 — 2026-09-04 No release notes. ## Apps similar to Owesum | App | Rating | Price | Category | | --- | --- | --- | --- | | [Eftsure ID](https://appshunter.io/ios/app/eftsure-id/id1641672859) | — | Free | Finance | | [Granite Home Loans](https://appshunter.io/ios/app/granite-home-loans/id1580332825) | — | Free | Finance | | [HUB24](https://appshunter.io/ios/app/hub24/id397323095) | — | Free | Finance | | [ANZ Digital Key](https://appshunter.io/ios/app/anz-digital-key/id1352218608) | 4.0 (4) | Free | Finance | | [Great Southern Bank Australia](https://appshunter.io/ios/app/great-southern-bank-australia/id528233799) | 1.7 (6) | Free | Finance | | [NAB Connect Mobile](https://appshunter.io/ios/app/nab-connect-mobile/id1031451693) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-20.*