# Owl Budget - Bills & Cash App — Subscription & Expense Planner > Personal finance manager for expense tracking, budgeting, and goal setting. (iPhone/iPad app by Cashably llc.) - Source: https://appshunter.io/ios/app/owl-budget-bills-and-cash-app/id6754390515 (this page in markdown: same URL + `.md`) - Developer: [Cashably llc](https://appshunter.io/developer/1630869498) - Category: Finance - Price: Free with in-app purchases - Rating: 5.00/5 from 12 App Store ratings · 10 written reviews indexed - Age rating: 4+ - Requires: iOS 14.0 · 93 MB - Languages: American English - Released: 2025-12-22 - Data updated: 2026-08-01 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/owl-budget-bills-and-cash-app/id6754390515/reviews.md ## What is Owl Budget? Owl Budget helps you take control of your money with a clean, simple budgeting app system that shows you exactly where your money goes. Track expenses, subscription and plan your month cash flow, set financial goals, Every Dollar and manage bills and income — all in one easy to use budget app. It’s the smart money planner that helps you finally see where your money goes and uncover the extra savings hiding in your everyday spending. Built for real life, Owl Budget gives you a clear monthly plan, tracks every expense, and helps you stay on top of bills, savings, and goals. Create a custom budget, organize your categories, track transactions, and manage all your personal finances in one simple, powerful app. A budget app gives you clarity. Owl Budget gives every dollar purpose. Start today and take control of your money with confidence. PERSONAL FINANCE MANAGER & SIMPLE BUDGET TRACKER - Track your money and create budgets with ease - Adjust your spending plan anytime, anywhere - See how much you have left to spend instantly - Stay organized with clean categories and monthly overviews - Ideal for personal budgets, home budgets, family budgets, student budgeting and more ACCOUNT & MONEY MANAGER - Manage spending from your checking, savings, and cash accounts - Track expenses, bills, and income in one place - Reduce overspending and stay aligned with your goals - Built for beginners and advanced budgeters - Pay off debt faster with a clear spending plan - GUIDED MONEY TIPS & SMART COACHING - Learn how to build a real budget you can stick to - Get practical financial tips and spending insights - Understand where your money goes each month - Discover hidden savings and smarter habits - Improve your financial literacy while budgeting SAVINGS & SPENDING TRACKER - See every expense categorized instantly - Track subscriptions, recurring charges, and variable spending - Avoid going over budget with real-time updates - Know exactly how much you’ve saved this month - Easily track spending with automated account connections BILL TRACKER & INCOME ORGANIZER - Manage all your bills, due dates, and payments - Compare income vs. expenses to plan ahead - Keep an eye on upcoming bills so nothing is missed - Use it as your travel budget, grocery tracker, allowance tracker, or vacation budget planner GOAL SETTING & SAVINGS PLANNER - Plan for any financial goal, including: - Monthly budget - Emergency fund - Wedding budget - Holiday spending - Family budget - Home expenses - Travel savings - Track progress visually and celebrate wins along the way Owl Budget is an independent budgeting app and is not associated with other money or finance apps such as Mint, Rocket Money, cash app, Truebill, Monarch Money, YNAB (You Need a Budget), EveryDollar, Simplifi, PocketGuard, onepay, varo, dave, tilt, sofi, amex, Goodbudget, Copilot Money, Spendee, Toshl Finance, Wally, Mvelopes, and Buddy.  Owl Budget is a personal finance and budgeting tool for informational purposes only. We are not a financial advisor, planner, lender, bank, or investment service. Please consult a licensed financial professional for personalized advice. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Expense tracking - Customizable budgeting - Financial goal setting - Bill and income management - Monthly overviews - Savings tracking - Smart financial tips ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Monthly Premium | $5.99 | per month | | Yearly Premium | $57.99 | per year | ## Recent user reviews (10 of 10) All indexed reviews: https://appshunter.io/ios/app/owl-budget-bills-and-cash-app/id6754390515/reviews.md ### 5/5 — Top!! *2026-07-22* Top!! **Developer response:** Thank you so much for the kind words! We’re really glad Owl Budget is helping you track expenses, manage spending, and make budgeting feel simple and stress-free 💜🦉 Our goal is to provide an easy-to-use budgeting app for anyone looking to save money, understand their finances, and build better money habits. Thanks for being part of the Owl Budget community! ### 5/5 — Helped me control my spending *2026-04-20* This app feels like something you’d pay a lot for. Smooth experience, clean UI, and actually useful features. I like how everything is organized in one place without being overwhelming. Easily one of the best money apps I’ve used. **Developer response:** Thank you so much for your kind review! We’re really glad Owl Budget is helping you stay in control of your spending and keeping everything organized in one place—that’s exactly what we built it for. We’re continuously improving the app to make budgeting even easier and more powerful, so if you ever have suggestions, we’d love to hear them. Thanks again for being part of Owl Budget! 🦉 ### 5/5 — Helped me control my spending *2026-04-20* This app feels like something you’d pay a lot for. Smooth experience, clean UI, and actually useful features. I like how everything is organized in one place without being overwhelming. Easily one of the best money apps I’ve used. **Developer response:** Thank you so much for the kind words! 🦉💜 We’re glad Owl Budget is helping with budgeting, expense tracking, and money management, while making it easier to stay on top of bills, spending, and saving money. Our goal is to keep everything simple and clear so you can better understand your finances and build stronger financial habits. Thanks for choosing Owl Budget! ### 5/5 — Great budgeting app that actually helps you see where your money goes! *2026-02-05* Owl Budget makes managing my finances simple and stress-free. I love how easy it is to track my expenses, bills, and income in one place, and the clean interface helps me instantly see how much I have left to spend each month. The ability to set custom budgets and financial goals has really helped me stay on track and save more. **Developer response:** Thank you so much for sharing this! We’re really glad Owl Budget is helping you manage your expenses, bills, and monthly spending more clearly. Our goal has always been to make budgeting simple, stress-free, and easy to stay on top of. If you have any features you’d love to see next — smarter spending insights, automatic bill reminders, or even deeper money tracking tools — we’re building fast and would love your ideas. Thanks again for being part of Owl Budget. 🙏💜 ### 5/5 — Best budgeting app I’ve tried *2026-01-22* Owl Budget is one of the best budgeting apps I’ve used. It makes tracking expenses, managing money, and staying on top of bills incredibly easy. The interface is clean, simple, and actually helps you understand where your money is going. If you’re looking for a budgeting app to control spending, save money, and improve your finances, this app is a must-have. **Developer response:** Thank you so much for the kind words! 🦉💜 We’re glad Owl Budget is helping with budgeting, expense tracking, and money management, while making it easier to stay on top of bills, spending, and saving money. Our goal is to keep everything simple and clear so you can better understand your finances and build stronger financial habits. Thanks for choosing Owl Budget! ### 5/5 — Simple, powerful, and Extremely helpful *2026-01-13* Owl Budget is an excellent money management app that makes budgeting feel easy and organized instead of overwhelming. The layout is clean, modern, and very user-friendly, allowing you to quickly track income, bills, and daily expenses all in one place. What I like most is how clearly everything is categorized and displayed. It gives a great overview of monthly spending while still letting you dive into details when needed. The app runs smoothly, feels well-designed, and is perfect for staying consistent with financial goals. Whether you’re new to budgeting or looking for a straightforward way to stay on top of your finances, Owl Budget is a reliable and effective choice. Highly recommended for anyone wanting better control over their money. **Developer response:** We’re thrilled to hear that Owl Budget is helping make budgeting and money management feel simple, organized, and stress-free. Our goal is to provide a clean, easy-to-use personal finance app that helps users track income, bills, and daily expenses all in one place. We’re especially glad you found the categorization and monthly spending overview helpful for staying on top of your financial goals. The team is actively working on new updates to make expense tracking, insights, and budgeting tools even more powerful. Thanks again for recommending Owl Budget as a reliable budget tracker and money management app your support truly means a lot! 🦉 ### 5/5 — ⭐⭐⭐⭐⭐ Clean, powerful budgeting app that actually makes sense Owl Budget is one of the most user-fr *2025-12-28* ⭐⭐⭐⭐⭐ Clean, powerful budgeting app that actually makes sense Owl Budget is one of the most user-friendly budgeting and expense tracker apps I’ve tried. Everything is organized clearly, so it’s easy to track spending, plan a budget, and understand your finances without confusion. If you want a smart money manager or personal finance app that helps you stay in control and build better spending habits, Owl Budget is a great choice. Definitely worth downloading. **Developer response:** Thank you so much for the thoughtful review⭐️ We designed Owl Budget to help users organize finances, monitor bills, set savings goals, and gain clear spending insights without stress or confusion. It’s great to hear the app is making financial planning easier and more intuitive for you. We truly appreciate your support and recommendation! 🦉 ### 5/5 — ⭐️⭐️⭐️⭐️⭐️ *2025-12-26* I’ve tried a lot of budgeting apps and usually stop using them, but Owl Budget actually makes things easy. It shows me where my money is going without making me feel overwhelmed. I like being able to check how much I have left to spend and keep track of bills and savings in one place. It feels realistic for everyday life and helps me be more mindful with my money without stressing me out. **Developer response:** Thank you so much for the kind review 💜 We built Owl Budget to be a simple budgeting app that helps you track expenses, budget, bills, savings, and goals in one place without feeling overwhelmed. We’re really happy it’s helping you stay mindful with your money and making everyday budgeting easier. ### 5/5 — Great app *2025-12-24* I really like how straightforward this app is. It breaks down my spending clearly and makes budgeting feel manageable instead of stressful. The interface is clean, and everything is easy to understand, even if you’re new to budgeting. **Developer response:** Thank you so much for the kind words! We’re really glad Owl Budget is helping you track expenses, manage spending, and make budgeting feel simple and stress-free 💜🦉 Our goal is to provide an easy-to-use budgeting app for anyone looking to save money, understand their finances, and build better money habits. Thanks for being part of the Owl Budget community! ### 5/5 — Best budgeting app I’ve tried *2025-12-23* Owl Budget is one of the best budgeting apps I’ve used. It makes tracking expenses, managing money, and staying on top of bills incredibly easy. The interface is clean, simple, and actually helps you understand where your money is going. If you’re looking for a budgeting app to control spending, save money, and improve your finances, this app is a must-have. **Developer response:** Thank you so much for the kind words! 🦉💜 We’re glad Owl Budget is helping with budgeting, expense tracking, and money management, while making it easier to stay on top of bills, spending, and saving money. Our goal is to keep everything simple and clear so you can better understand your finances and build stronger financial habits. Thanks for choosing Owl Budget! ## Frequently asked questions about Owl Budget ### What is Owl Budget? Owl Budget is a personal finance and budgeting tool designed to help users track expenses, create budgets, manage bills, and set financial goals. It aims to provide clarity on where money goes and identify potential savings. ### Is Owl Budget free to use? Owl Budget is free to download and use, offering core features for personal finance management. It also provides optional premium subscription plans for enhanced functionality. ### What are the subscription options for Owl Budget? Owl Budget offers a Monthly Premium subscription for $5.99 per month and a Yearly Premium subscription for $57.99 per year. Both plans include a 7-day free trial. ### Does Owl Budget have ads? No, Owl Budget does not contain advertisements. The app is ad-free, allowing users to focus on their financial management without interruptions. ### What devices is Owl Budget available on? Owl Budget is currently supported on iPhone and iPod devices. Future platform expansions may be considered based on user demand and development resources. ### How often is Owl Budget updated? The latest version of Owl Budget was released on March 27, 2026, indicating regular updates to improve functionality and user experience. Users can expect ongoing support and feature enhancements. ### What age rating does Owl Budget have? Owl Budget has an age rating of 4+, making it suitable for a wide range of users. This rating suggests that the app's content and features are appropriate for younger audiences as well as adults. ### How secure is Owl Budget with my financial data? While the provided data does not detail specific security measures, Owl Budget is presented as a tool for personal finance management. Users should always exercise caution with financial apps and review their privacy policies. ## Version history (last 5 releases) ### 3.2 — 2026-06-25 This version includes important bug fixes and stability improvements to ensure Owl Budget runs smoothly. Thanks for updating and using Owl Budget app! ### 3.1 — 2026-06-13 This version includes important bug fixes and stability improvements to ensure Owl Budget runs smoothly. Thanks for updating and using Owl Budget app! ### 3.0 — 2026-06-10 This version includes important bug fixes and stability improvements to ensure Owl Budget runs smoothly. Thanks for updating and using Owl Budget app! ### 2.9 — 2026-05-07 This version includes important bug fixes and stability improvements to ensure Owl Budget runs smoothly. Thanks for updating and using Owl Budget app! ### 2.8 — 2026-04-28 This version includes important bug fixes and stability improvements to ensure Owl Budget runs smoothly. Thanks for updating and using Owl Budget app! ## Apps similar to Owl Budget | App | Rating | Price | Category | | --- | --- | --- | --- | | [Simple Budget : BalanceBee](https://appshunter.io/ios/app/simple-budget-balancebee/id6751723571) | 5.0 (1) | Free | Finance | | [Budgeting App - Spend Tracker](https://appshunter.io/ios/app/budgeting-app-spend-tracker/id1636460435) | 4.7 (70) | Free | Finance | | [Debt Guide - Payoff Planner](https://appshunter.io/ios/app/debt-guide-payoff-planner/id6742562892) | 4.8 (49) | Free | Finance | | [Cash Coach AI: Money Tracker](https://appshunter.io/ios/app/cash-coach-ai-money-tracker/id6474867987) | 4.5 (18) | Free | Finance | | [Expense Keep: Envelope Budget](https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495) | 4.4 (1,671) | Free | Finance | | [Monthly Budget Planner: Plannr](https://appshunter.io/ios/app/monthly-budget-planner-plannr/id6563147035) | 4.0 (4) | Free | Finance | ## More apps by Cashably llc - [Sneaker Crush - Release Dates](https://appshunter.io/ios/app/sneaker-crush-release-dates/id661034398) - [Cashably: Quick Cash Advance](https://appshunter.io/ios/app/cashably-quick-cash-advance/id6654880631) - [BloomSkin - Face Beauty Selfie](https://appshunter.io/ios/app/bloomskin-face-beauty-selfie/id6738112573) - [Cashably: Small Business & gig](https://appshunter.io/ios/app/cashably-small-business-and-gig/id6745403284) - [ThingsToDo: Explore Activities](https://appshunter.io/ios/app/thingstodo-explore-activities/id6749859884) All apps by Cashably llc: https://appshunter.io/developer/1630869498 ## Related topics [smart budget money tracker](https://appshunter.io/ios/topics/smart-budget-money-tracker) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-01.*