# Own Ledger — Personal Finance Tracker > Private, offline-first personal finance tracker for income, expenses, and cash flow. (iPhone/iPad app by DRAVEX LLC.) - Source: https://appshunter.io/ios/app/own-ledger/id6806759517 (this page in markdown: same URL + `.md`) - Developer: [DRAVEX LLC](https://appshunter.io/developer/6792207279) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 2 App Store ratings - Age rating: 4+ - Requires: iOS 15.1 · 61 MB - Languages: American English, Russian, Ukrainian - Released: 2026-09-11 - Data updated: 2026-10-08 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/own-ledger/id6806759517/reviews.md ## What is Own Ledger? Own Ledger is a private, offline-first personal finance tracker. Record income and expenses, understand your cash flow, and plan upcoming payments without connecting your bank. START WITH FREE • Track income and expenses with up to 12 categories and 3 accounts. • Import files with a preview before saving. • Search transaction history and see a summary of your latest month with records. • Create local backups and restore an existing backup from your own Google Drive. No sign-in is required for local bookkeeping. PLAN AHEAD WITH OWN LEDGER PLUS • Organize unlimited accounts, categories, and subcategories. • Review trends, comparisons, forecasts, and custom dashboard widgets. • Plan recurring payments and estimate what remains after recorded commitments. • Track assets, debts, goals, and net worth. • Prepare reports and accountant-friendly exports. • Publish encrypted backups to your own Google Drive and enable automatic sync while the app is active or returns to the foreground. YOUR RECORDS, UNDER YOUR CONTROL Financial records are stored locally on your device. Google Drive backup is optional and encrypted on your device. Restore an encrypted backup with your backup password or recovery key. Own Ledger does not sell your financial data. Available in English, Russian, and Ukrainian. Calculations use the records you enter; they are estimates, not a guarantee of available funds. Own Ledger does not connect to banks, move money, or provide financial, investment, tax, or legal advice. Own Ledger Plus offers monthly and annual auto-renewing subscriptions. US reference prices: $4.99/month or $39.99/year. The store displays the final localized price and any eligible offers before purchase. Manage or cancel your subscription in your store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Own Ledger Terms of Use: https://mishkacig-maker.github.io/own-ledger-legal/terms-of-use.html Privacy Policy: https://mishkacig-maker.github.io/own-ledger-legal/privacy-policy.html ## Key features - Offline-first personal finance tracking - Record income and expenses - Import files with preview - Local and Google Drive backups - Unlimited accounts and categories (Plus) - Forecasting and custom reports (Plus) ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Own Ledger Plus Annual | $39.99 | per year | | Own Ledger Plus Monthly | $4.99 | per month | ## Frequently asked questions about Own Ledger ### How secure is Own Ledger? Own Ledger stores financial records locally on your device. Google Drive backups are optional and encrypted on your device using your backup password or recovery key. The app does not connect to banks or sell your financial data. ### What are the subscription costs for Own Ledger Plus? Own Ledger Plus offers monthly and annual auto-renewing subscriptions. US reference prices are $4.99/month or $39.99/year. The final localized price will be displayed before purchase. ### Can I cancel my Own Ledger Plus subscription? Yes, you can manage or cancel your subscription at any time through your store account settings. The subscription will auto-renew unless cancelled before the end of the current period. ### Does Own Ledger connect to my bank accounts? No, Own Ledger is an offline-first personal finance tracker and does not connect to banks, move money, or require bank account linking. All data is entered manually or imported. ### What devices is Own Ledger available on? Own Ledger is currently supported on iPhone and iPod devices. It is rated for ages 4 and up. ### How often is Own Ledger updated? The latest version, 1.0.2, was released on September 26, 2026, indicating recent development activity. Updates typically include bug fixes and feature enhancements. ### What languages does Own Ledger support? Own Ledger is available in English, Russian, and Ukrainian, catering to a diverse user base. ### Does Own Ledger have ads? Own Ledger does not contain advertisements. The free version offers core features, with an optional subscription for advanced functionality. ## Version history (last 3 releases) ### 1.0.2 — 2026-09-26 Improved Google Drive backup restore and cross-device consistency. Fixed missing and duplicated records during restore, including earnings goals. Faster calculator input, smoother drawer navigation, and fixes for cash reconciliation and analytics. ### 1.0.1 — 2026-09-19 Improved cross-device earnings goal sync, faster calculator input, smoother navigation, and fixes for cash reconciliation and analytics. ### 1.0 — 2026-09-12 No release notes. ## More apps by DRAVEX LLC - [TrainPilot AI Fitness](https://appshunter.io/ios/app/trainpilot-ai-fitness/id6792207277) All apps by DRAVEX LLC: https://appshunter.io/developer/6792207279 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-08.*