# Own Your Budget - OYB — Budget in 60 seconds > Modern zero-based envelope budgeting app for smarter money management. (iPhone/iPad app by TD Studios, LLC.) - Source: https://appshunter.io/ios/app/own-your-budget-oyb/id6772598638 (this page in markdown: same URL + `.md`) - Developer: [TD Studios, LLC](https://appshunter.io/developer/1875583205) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 26.0 · 11 MB - Languages: English - Released: 2026-06-05 - Data updated: 2026-08-11 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/own-your-budget-oyb/id6772598638/reviews.md ## What is Own Your Budget? Own Your Budget. A premium, modern zero-based envelope budgeting app that helps you be smarter with your money and know exactly where it goes. Build & Share Your Budget Hop in and build your own budget and share it with a buddy (completely free, syncs in real time). Your planned income sets the total, and it is always editable. Budget every category, create your own, and keep going until every dollar has a job. Money left over? Auto assign the rest in one tap. Budget Home A beautiful hero card fills as you log income and expenses through our own custom keyboards. See total spent with your transaction count, daily average, and top category. See what you have earned and your daily income. Track net income (earned minus spent equals saved) and build a No Spend daily streak. Always know where your budget stands and how much you can spend each day to stay under it. Transactions & Categories Assign transactions in a few taps, then open a clean categories screen. Tap any category to see its transactions, and hold one down to edit, recategorize, split, or delete it. Reset or edit your budget anytime your numbers change. Debt Payoff List every debt and set a monthly payment for each. Log each payment against the right debt and stay on plan. Very simple. Accounts (Private, or sync with Plaid) Add manual accounts, from Checking to Credit Cards, to track balances. Get OYB Membership to link your banks securely with Plaid and auto sync balances and transactions every time you swipe. Accounts also shows your cash runway, average monthly budget, and average savings. Security & Privacy Your money stays your business. Bank connections run through Plaid, trusted by many finance apps. You enter your login with Plaid, so OYB never sees or stores it, and OYB gets read access, never write access. It can never move, send, or spend your money, and you can disconnect anytime. Lock OYB behind Face ID or your passcode. No ads, and your data is never sold. More Export your full budget as a spreadsheet anytime. Add Home Screen widgets for spending, categories, a monthly heatmap, and insights. Everything syncs privately through your own iCloud across your devices. Set a daily reminder, and switch your currency with one tap. Themes Make OYB yours, from clean black and white to living animated themes. Part of OYB Membership, can try with a free 3 day trial. OYB Membership OYB is free to use. Build, log, track debt, and export with no paywall. Membership unlocks secure bank linking with Plaid, smart category assignments, every theme, and bonus insight widgets. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Zero-based envelope budgeting - Build and share budgets - Track income and expenses - Debt payoff planning - Secure bank linking with Plaid - Customizable themes - Home screen widgets ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | QuickBudget Pro Annual Membership | $60.00 | per year | | QuickBudget Pro Monthly Membership | $10.00 | per month | ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/own-your-budget-oyb/id6772598638/reviews.md ### 5/5 — See ya YNAB *2026-06-05* I’m super impressed with this app was skeptical but the fact I can set my budget so quickly then see the percentage of what I’m spending for each category as per my income is so nice. The tracking is seamless, looks beautiful and gets done what I need (which is how it should be). No fluff or complicatedness at all. Looking forward to continuing to use this app and may give the Pro a try too! Nice work to the devs!! Can’t wait for more updates if it needs anything else (doesn’t really haha) ## Frequently asked questions about Own Your Budget ### How does Own Your Budget help me budget? Own Your Budget uses a zero-based envelope budgeting system. This means you allocate every dollar of your income to specific categories, ensuring you know exactly where your money is going and can plan your spending effectively. ### Can I link my bank accounts to Own Your Budget? Yes, OYB Membership allows you to securely link your bank accounts using Plaid. This enables automatic syncing of balances and transactions, simplifying your tracking process. ### Is Own Your Budget free to use? The core features of Own Your Budget, including building budgets, logging transactions, and tracking debt, are free to use. OYB Membership unlocks premium features like bank linking and custom themes. ### What are the subscription options for OYB Membership? OYB Membership offers a monthly plan at $10.00/month and an annual plan at $60.00/year. The annual plan includes a 14-day free trial. ### How secure is my financial data with Own Your Budget? Security is a priority. Bank connections are handled through Plaid, and OYB only receives read-only access, meaning it cannot move, send, or spend your money. You can also lock the app with Face ID or a passcode. ### Does Own Your Budget have ads? No, Own Your Budget is ad-free. The developers state that your data is never sold, and the app experience is not interrupted by advertisements. ### Can I export my budget data from Own Your Budget? Yes, you can export your full budget as a spreadsheet at any time. This allows for further analysis or record-keeping outside of the app. ### What devices does Own Your Budget support? Based on the provided data, Own Your Budget currently supports iPhones. It also syncs privately through iCloud across your devices. ## Version history (last 4 releases) ### 1.4.2 — 2026-06-29 1.4.2 Hotfix: Our latest 1.4.1 update created a bug that made the add transaction and transactions above it when the keyboard appeared and disappeared freeze and displace the entire screen. This has been fixed. Please continue to send feedback/bug reports to help.oyb@yahoo.com. Thank you! ### 1.3.0 — 2026-06-27 Bug fixes and improvements to the app. Now go Own Your Budget! ### 1.0.1 — 2026-06-12 App improvements before release. We can't wait until you can budget smoothly and quickly! ### 1.0.0 — 2026-05-27 No release notes. ## More apps by TD Studios, LLC - [Mindsweep: Clear Your Mind](https://appshunter.io/ios/app/mindsweep-clear-your-mind/id6760366649) - [Piggy: Budget & Track Money](https://appshunter.io/ios/app/piggy-budget-and-track-money/id6760369387) - [Don't Get Crushed - Super Easy](https://appshunter.io/ios/app/dont-get-crushed-super-easy/id6760987647) - [Routine: Calendar & Planner](https://appshunter.io/ios/app/routine-calendar-and-planner/id6761559815) - [verses: custom bible widgets](https://appshunter.io/ios/app/verses-custom-bible-widgets/id6771115026) All apps by TD Studios, LLC: https://appshunter.io/developer/1875583205 ## Related topics [oyb](https://appshunter.io/ios/topics/oyb) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-11.*