# Own Your Finances (OYF) > Personal finance app for budgeting, goal setting, and spending insights. (iPhone/iPad app by Now and Future Finance Secured LLC.) - Source: https://appshunter.io/ios/app/own-your-finances-oyf/id6502819140 (this page in markdown: same URL + `.md`) - Developer: [Now and Future Finance Secured LLC](https://appshunter.io/developer/1808073365) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 14.0 · 50 MB - Languages: English - Released: 2025-04-03 - Data updated: 2026-06-24 - Monetization: subscription - User reviews in markdown: https://appshunter.io/ios/app/own-your-finances-oyf/id6502819140/reviews.md ## What is Own Your Finances (OYF)? Own Your Finances (OYF) is your ultimate budgeting app designed to empower individuals and businesses to take full control of their finances. With OYF, users can create personalized budgets, set financial goals, track spending in real-time, and receive actionable insights to improve their financial health. Features include: Budget Management: Create, edit, and monitor budgets for various categories. Privacy Policy Link: https://nowandfuture.betaplanets.com/privacy-policy/ Goal Setting: Define financial goals and track progress toward achieving them. Bill Scheduler: Set reminders for bill payments and avoid late fees. Loan Tracker: Monitor loans, interest rates, and repayment schedules. Financial Insights: Gain a deep understanding of your spending patterns with interactive charts and AI-generated reports. User-Friendly Interface: Intuitive design for a seamless user experience. Secure Data Protection: Bank-level security to protect your information. Multi-Platform Access: Use OYF across devices for convenient financial management anytime, anywhere. Take charge of your financial future with OYF—your trusted partner for budgeting, planning, and achieving financial independence. This app uses auto-renewable subscriptions. Users can view the subscription title, price, and description before subscribing. The app includes links to Privacy Policy and Terms & Conditions. Subscription auto-renews unless canceled. Privacy Policy Link: https://nowandfuture.betaplanets.com/privacy-policy/ Terms and Conditions (EULA): https://nowandfuture.betaplanets.com/terms-and-conditions/ ## Key features - Personalized budget creation - Financial goal setting - Real-time spending tracking - Bill payment reminders - Loan and interest monitoring - AI-generated financial insights - Secure data protection ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Individual | $9.99 | per month | | Family | $12.99 | per month | | Family | $35.99 | per 3 months | | Family | $124.99 | per year | | Individual | $95.99 | per year | | Individual | $26.99 | per 3 months | | Family | $2.99 | per month | | Individual | $1.99 | per month | ## Frequently asked questions about Own Your Finances (OYF) ### What are the subscription options for Own Your Finances (OYF)? Own Your Finances (OYF) offers multiple subscription plans. These include 'Individual' plans at $1.99/month and $26.99/3 months, and 'Family' plans at $2.99/month and $12.99/month. Specific pricing details are available within the app before subscribing. ### How secure is my financial data with Own Your Finances (OYF)? Own Your Finances (OYF) employs bank-level security measures to protect your sensitive financial information. The app is committed to secure data protection for all users. ### Can I use Own Your Finances (OYF) on multiple devices? Yes, Own Your Finances (OYF) supports multi-platform access, allowing you to manage your finances conveniently across different devices anytime and anywhere. ### How often is Own Your Finances (OYF) updated? The latest version of Own Your Finances (OYF) is 2.7.6, last updated on May 25, 2026. Updates ensure the app remains reliable and includes the latest features and security enhancements. ### What age rating does Own Your Finances (OYF) have? Own Your Finances (OYF) has an age rating of 4+. This indicates it is suitable for a wide range of users, including children, for educational purposes regarding finance. ### What devices are supported by Own Your Finances (OYF)? Own Your Finances (OYF) is currently supported on iPhone and iPod devices, ensuring accessibility for a significant portion of the mobile user base. ### How do I cancel my Own Your Finances (OYF) subscription? Subscriptions for Own Your Finances (OYF) are auto-renewable and must be canceled manually. You can typically manage your subscription through your device's app store settings to avoid future charges. ### Does Own Your Finances (OYF) offer a free trial? While the app is free to download, it operates on a subscription model for full functionality. Users can view subscription details, including prices, before committing to a plan. ## Version history (last 5 releases) ### 2.8.1 — 2026-06-21 • App Review • Security • Improved On-Boarding • Quality Bug Fixes ### 2.7.6 — 2026-05-25 • Backend Maintenance Mode • Quality Bug Fixes ### 2.7.5 — 2026-04-30 • Backend Maintenance Mode • Quality Bug Fixes ### 2.6.7 — 2026-03-27 Goals are now gated by paywall Fixed null category in Income and Expenses Added a pull down refresh in home screen Fixed issue in savings where checking account is showing ### 2.6.6 — 2026-03-25 • Teller Integration • Challenges & Streaks • Savings Transactions • Fixed Bugs ## Apps similar to Own Your Finances (OYF) | App | Rating | Price | Category | | --- | --- | --- | --- | | [UseKYN: Net Worth & Portfolio](https://appshunter.io/ios/app/usekyn-net-worth-and-portfolio/id6755681802) | 4.8 (18) | Free | Finance | | [MasterBudget AI](https://appshunter.io/ios/app/masterbudget-ai/id6761137293) | — | Free | Finance | | [Lumi Money: Spend Better Today](https://appshunter.io/ios/app/lumi-money-spend-better-today/id6756831779) | 5.0 (1) | Free | Finance | | [AI Expense Tracker: Spendify](https://appshunter.io/ios/app/ai-expense-tracker-spendify/id6768521453) | — | Free | Finance | | [SpendLedger: Budget Tracker](https://appshunter.io/ios/app/spendledger-budget-tracker/id6758581433) | 5.0 (1) | Free | Finance | | [Surplus Budget & Money Tracker](https://appshunter.io/ios/app/surplus-budget-and-money-tracker/id6756902238) | 4.6 (10) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-24.*