# OwnBank > All-in-one digital banking app for account management and wealth building. (iPhone/iPad app by OWN BANK, THE RURAL BANK OF CAVITE CITY, INC..) - Source: https://appshunter.io/ios/app/ownbank/id1623288463 (this page in markdown: same URL + `.md`) - Developer: [OWN BANK, THE RURAL BANK OF CAVITE CITY, INC.](https://appshunter.io/developer/1623288465) - Category: Finance - Price: Free - Rating: 2.80/5 from 8 App Store ratings · 8 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 116 MB - Languages: American English - Released: 2022-05-21 - Data updated: 2026-09-03 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/ownbank/id1623288463/reviews.md ## What is OwnBank? One App for all your financial needs By being an OwnBank user, you can bid farewell to the complicated processes and long waits of traditional finances. In turn, experience transparent and easy finances! Open an account online in 10 minutes! Skip the hassle of going to a bank. All you need are a smartphone and an ID, open your OwnBank account anywhere Manage multiple accounts easily Check your balance with a click. View your income, expense, and types of account at a glance Build wealth one step ahead of others Deposit from ₱1, simple and secure. Open time deposit accounts Earn more easily, every day! Free Transfer to your family and friends! Send money to family, friends, and colleagues as quick as texting for FREE. Contact us: Website: ownbank.com.ph E-mail: cs@ownbank.com.ph Phone: +63 (046) 431 2066 ## Key features - Open account online in 10 minutes - Manage multiple accounts easily - Build wealth with simple deposits - Open time deposit accounts - Free money transfers - Transparent and easy finances ## Recent user reviews (8 of 8) All indexed reviews: https://appshunter.io/ios/app/ownbank/id1623288463/reviews.md ### 5/5 — Most Trusted E-bank/ E-wallet *2026-02-26* Almost 2yrs of using this app and it’s always great! Been trusted this bank for my savings. Cool interest too ### 1/5 — Registration process *2025-08-30* This is my 3rd time to create an account to your Ownbank app. Registration process for the new user is super frustrating! Keeps saying account upgrade failed, already provide all the details but still saying my id information is not same on the registration. Also, the verification takes forever to arrive. Uninstalling until you fix this mess!" ### 1/5 — Not upgrading *2025-06-25, version 1.6.70* Long time waiting no meaning ### 1/5 — Long upgrade process. *2025-05-29* its almost 5 months now and my account is still on upgrade. not that good to use. your initial deposit cant be withdrawn, it is stacked! ### 1/5 — Account Processing concerns *2025-03-28, version 1.6.63* Account upgrading takes ages. It’s been more than a month and my account is still upgrading. ### 1/5 — Long upgrade *2025-01-27* The apps is not user friendly and the upgrade took so long that you cannot withdraw or transfer your money. ### 5/5 — I love this bank. *2024-07-27* I’m a Filipino citizen living in the United States. I absolutely love that I can open an account while abroad. ### 5/5 — OwnBank has been a total game-changer for me! 🚀 *2024-01-25* Bagged P10,000 in my first week – talk about instant wins! The app makes managing accounts a breeze. Opened mine in just 10 mins – no bank visits needed. The ₱300,000 trial bonus? A sweet bonus for sure! Quick transfers are like texting money, and watching my wealth grow with a 6% interest return? Pure satisfaction! 💸💖 If you want an app that's easy, fun, and rewarding, OwnBank is the way to go. Download and let the good vibes roll! 📲✨ ## Frequently asked questions about OwnBank ### How secure is OwnBank? OwnBank is designed with security in mind to protect your financial information. The app facilitates transparent and easy finances, allowing you to manage your accounts with confidence. ### What financial institutions does OwnBank support? OwnBank functions as a standalone digital bank, allowing you to open an account directly with them. It is not designed to link to external financial institutions. ### What types of transactions can I perform with OwnBank? With OwnBank, you can open accounts, manage balances, view income and expenses, make deposits, open time deposit accounts, and perform free transfers to family and friends. ### What is the user sentiment for OwnBank? Based on the available data, OwnBank has a rating of 2.4 stars from 7 ratings. This suggests that user satisfaction may be mixed. ### How often is OwnBank updated? The latest version of OwnBank is 1.7.80, and it was last updated on January 28, 2026. This indicates a recent update, suggesting ongoing development and maintenance. ### What devices is OwnBank compatible with? OwnBank is available for iPhone and iPod devices. It is designed for users who prefer mobile access to their banking services. ### Does OwnBank have ads? No, OwnBank does not contain advertisements. The app is focused on providing a seamless and uninterrupted financial management experience. ### What is the age rating for OwnBank? OwnBank has an age rating of 4+, making it suitable for a wide range of users. This indicates that the content is generally appropriate for most audiences. ## Version history (last 5 releases) ### 1.8.20 — 2026-08-31 Fix known issues and optimize experience ### 1.7.99 — 2026-08-05 Fix known issues and optimize experience ### 1.7.98 — 2026-07-23 Fix known issues and optimize experience ### 1.7.96 — 2026-07-08 Fix known issues and optimize experience ### 1.7.94 — 2026-06-15 Fix known issues and optimize experience ## Apps similar to OwnBank | App | Rating | Price | Category | | --- | --- | --- | --- | | [BPI BanKo Mobile App](https://appshunter.io/ios/app/bpi-banko-mobile-app/id1401097498) | 3.5 (6) | Free | Finance | | [OFBank Mobile Banking](https://appshunter.io/ios/app/ofbank-mobile-banking/id1396335444) | 2.6 (32) | Free | Finance | | [Netbank Mobile](https://appshunter.io/ios/app/netbank-mobile/id1627656688) | — | Free | Finance | | [DragonFi – Stocks & Funds](https://appshunter.io/ios/app/dragonfi-stocks-and-funds/id6462978863) | 5.0 (4) | Free | Finance | | [CIMB Bank Philippines](https://appshunter.io/ios/app/cimb-bank-philippines/id1603056657) | 4.5 (189) | Free | Finance | | [UnionDigital Bank (UD)](https://appshunter.io/ios/app/uniondigital-bank-ud/id1631487699) | 2.2 (6) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*