# OwnBank — user reviews

> 8 indexed App Store user reviews of OwnBank by OWN BANK, THE RURAL BANK OF CAVITE CITY, INC., rated 2.80/5 from 8 ratings.

- Source: https://appshunter.io/ios/app/ownbank/id1623288463/reviews
- App overview in markdown: https://appshunter.io/ios/app/ownbank/id1623288463.md
- Rating breakdown: 5★ 3 · 4★ 0 · 3★ 1 · 2★ 0 · 1★ 4

## Most critical reviews (8 lowest-rated)

### 1/5 — Registration process

*2025-08-30*

This is my 3rd time to create an account to your Ownbank app. Registration process for the new user is super frustrating! Keeps saying account upgrade failed, already provide all the details but still saying my id information is not same on the registration. Also, the verification takes forever to arrive. Uninstalling until you fix this mess!"

### 1/5 — Not upgrading

*2025-06-25, version 1.6.70*

Long time waiting no meaning

### 1/5 — Long upgrade process.

*2025-05-29*

its almost 5 months now and my account is still on upgrade. not that good to use. your initial deposit cant be withdrawn, it is stacked!

### 1/5 — Account Processing concerns

*2025-03-28, version 1.6.63*

Account upgrading takes ages. It’s been more than a month and my account is still upgrading.

### 1/5 — Long upgrade

*2025-01-27*

The apps is not user friendly and the upgrade took so long that you cannot withdraw or transfer your money.

### 5/5 — Most Trusted E-bank/ E-wallet

*2026-02-26*

Almost 2yrs of using this app and it’s always great! Been trusted this bank for my savings. Cool interest too

### 5/5 — I love this bank.

*2024-07-27*

I’m a Filipino citizen living in the United States. 
I absolutely love that I can open an account while abroad.

### 5/5 — OwnBank has been a total game-changer for me! 🚀

*2024-01-25*

Bagged P10,000 in my first week – talk about instant wins! The app makes managing accounts a breeze. Opened mine in just 10 mins – no bank visits needed. The ₱300,000 trial bonus? A sweet bonus for sure! Quick transfers are like texting money, and watching my wealth grow with a 6% interest return? Pure satisfaction! 💸💖 If you want an app that's easy, fun, and rewarding, OwnBank is the way to go. Download and let the good vibes roll! 📲✨

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-06.*