# OwnIQ: Home Calculators — Buy, Sell or Stay Smarter

> Buy, Sell or Stay Smarter (iPhone/iPad app by Bassam Afif.)

- Source: https://appshunter.io/ios/app/owniq-home-calculators/id6773402124 (this page in markdown: same URL + `.md`)
- Developer: [Bassam Afif](https://appshunter.io/developer/1893518133)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 16.4 · 45 MB
- Languages: American English
- Released: 2026-05-29
- Data updated: 2026-07-20
- User reviews in markdown: https://appshunter.io/ios/app/owniq-home-calculators/id6773402124/reviews.md

## What is OwnIQ?

OwnIQ helps homeowners and future homeowners make clearer decisions with simple, practical home calculators.

Use OwnIQ to estimate affordability, compare renting versus buying, understand closing costs, evaluate true ownership costs, check refinance opportunities, think through insurance gaps, and compare whether to sell or stay.

OwnIQ is organized around real homeowner decisions:

Buy
Estimate what you can afford, compare renting versus buying, understand closing costs, estimate moving costs, and prepare for appraisal gaps.

My Home
Track key home numbers, estimate equity, review PMI, check refinance timing, and understand your ongoing ownership costs.

Protect
Think through insurance coverage, home inventory, property tax, appraisal, and emergency planning questions.

Sell or Stay
Compare selling now versus waiting, remodeling, renting out, downsizing, or staying in your current home.

OwnIQ is designed to be simple, fast, and educational. The calculators use the information you enter to create helpful estimates and plain-English summaries.

OwnIQ provides educational estimates only. Results should not be treated as financial, legal, tax, insurance, lending, or real estate advice. For major decisions, consult qualified professionals.


## Version history (last 3 releases)

### 1.0.2 — 2026-07-09

Improved OwnIQ with clearer navigation, a simpler starting point, popular tools on the home screen, and cleaner calculator result layouts.

### 1.0.1 — 2026-05-29

Improved the OwnIQ experience with cleaner navigation, clearer calculator layouts, better My Numbers guidance, and general usability polish.

### 1.0 — 2026-05-29

No release notes.

## More apps by Bassam Afif

- [Snap2Deduct](https://appshunter.io/ios/app/snap2deduct/id6762241703)
- [CoachSet](https://appshunter.io/ios/app/coachset/id6765948898)
- [CareLuma](https://appshunter.io/ios/app/careluma/id6771624043)

All apps by Bassam Afif: https://appshunter.io/developer/1893518133

## Related topics

[owniq](https://appshunter.io/ios/topics/owniq)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-20.*