# OwnKey - neobank — Crypto card for every day > Self-custodial crypto wallet with debit card and instant crypto-to-fiat conversion. (iPhone/iPad app by OwnKey.) - Source: https://appshunter.io/ios/app/ownkey-neobank/id6789590540 (this page in markdown: same URL + `.md`) - Developer: [OwnKey](https://appshunter.io/developer/6789590542) - Category: Finance - Price: Free - Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 12+ - Requires: iOS 15.1 · 56 MB - Languages: American English - Released: 2026-07-28 - Data updated: 2026-09-29 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/ownkey-neobank/id6789590540/reviews.md ## What is OwnKey? OwnKey is a secure self-custodial crypto wallet featuring a built-in debit crypto card and an instant On-Ramp gateway to buy cryptocurrency with a credit card. Spend Bitcoin (BTC), Ethereum (ETH), Tether (USDT), USD Coin (USDC), and other tokens on everyday purchases in shops, cafes, and online anywhere Visa and Mastercard are accepted. Download the OwnKey crypto wallet, pass a quick verification, and issue a virtual or plastic crypto card right inside the app. Our debit crypto card supports contactless payments via Apple Pay. Simply tap your phone at any POS terminal: the system instantly performs a crypto-to-fiat conversion at favorable rates. The merchant receives regular fiat money, and the equivalent is deducted from your crypto balance. The main feature of our ecosystem is paying gas fees in our native coin. Forget about the confusion with network fees across different blockchains. To transfer USDT or make a payment, you no longer need to buy and hold Ethereum, BNB, or Solana just to cover network fees. In OwnKey, all transaction fees across any blockchain (EVM, Solana, Bitcoin) are automatically paid in our native coin. This makes Web3 transfers and transactions simple for everyone. OwnKey is a fully self-custodial wallet. The private keys and backup recovery phrase (seed phrase) belong exclusively to you and are stored only on your device. No bank, exchange, or third-party service has access to your funds. Protect your wallet using biometrics (Face ID / Touch ID) and forget about the risk of account freezes often experienced on centralized crypto exchanges. Your cryptocurrency is under your full and absolute control. The built-in On-Ramp gateway allows you to buy cryptocurrency (Bitcoin, stablecoins, altcoins) with fiat in one click. Top up your balance using debit cards, credit cards, SEPA, SWIFT, or instant payment systems. Fast crypto exchange and instant cash-out to your card make managing your finances completely seamless. Use your OwnKey debit card to pay for goods and services and earn crypto cashback on every transaction. Accumulate bonuses, unlock new loyalty program levels, and lower your fees for swapping and sending tokens. The app features a simple user interface where you can easily track your balance, view transaction history, and manage your crypto cards. Our customer support team is available 24/7 to quickly resolve any questions regarding the wallet or card. Key features of OwnKey: Secure self-custodial crypto wallet (Self-custody Web3 Wallet) Debit crypto card (Crypto Card Visa/Mastercard) with Apple Pay support Instant crypto-to-fiat conversion at checkout Buy crypto with card Pay gas fees for all networks in our native coin Absolute control over your private keys and recovery phrase (Seed Phrase) Wallet protection powered by biometrics (Face ID / Touch ID) High crypto cashback rewards for everyday payments Secure storage for Bitcoin, USDT, USDC, ETH, and hundreds of other tokens in one place 24/7 customer support Install OwnKey to securely store, profitably buy, and easily spend cryptocurrency every day! ## Key features - Self-custodial crypto wallet - Crypto debit card with Apple Pay - Instant crypto-to-fiat conversion - Buy crypto with credit card - Pay gas fees in native coin - Biometric wallet protection - Crypto cashback rewards ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/ownkey-neobank/id6789590540/reviews.md ### 5/5 — Благодарю! *2026-08-18* Отличное функциональное приложение! Быстро, удобно! Пользуюсь! ## Frequently asked questions about OwnKey ### What cryptocurrencies can I store and spend with OwnKey? OwnKey supports a wide range of tokens including Bitcoin (BTC), Ethereum (ETH), Tether (USDT), USD Coin (USDC), and hundreds of others. You can easily track your balance and transaction history within the app. ### How does the OwnKey crypto card work? The OwnKey crypto card allows you to spend your cryptocurrency on everyday purchases wherever Visa and Mastercard are accepted. The app instantly converts your crypto to fiat at the point of sale, and the merchant receives regular fiat money. ### Is OwnKey secure for my crypto assets? Yes, OwnKey is a fully self-custodial wallet. Your private keys and recovery phrase are stored only on your device, giving you absolute control over your funds. It also features biometric protection like Face ID and Touch ID. ### Can I buy cryptocurrency directly within OwnKey? Yes, OwnKey features an instant On-Ramp gateway that allows you to buy cryptocurrency with a credit card, debit card, SEPA, SWIFT, or instant payment systems in one click. ### What is the benefit of paying gas fees in the native coin with OwnKey? Paying gas fees in OwnKey's native coin simplifies transactions across all supported blockchains (EVM, Solana, Bitcoin). You no longer need to hold specific cryptocurrencies like ETH or BNB just to cover network fees. ### Does OwnKey offer any rewards for using the card? Yes, you can earn crypto cashback on every transaction made with your OwnKey debit card. Accumulating bonuses can also unlock new loyalty program levels and potentially lower your fees for swapping and sending tokens. ### What devices is OwnKey available on? OwnKey is currently supported on iPhone and iPod devices. The app has an age rating of 12+. ### How often is OwnKey updated? The latest version of OwnKey is 1.2.1, and it was last updated on August 28, 2026. Updates typically include new features, performance improvements, and security enhancements. ## Version history (last 5 releases) ### 1.2.5 — 2026-09-29 - Bug fix ### 1.2.2 — 2026-08-30 - Bug fix. ### 1.2.1 — 2026-08-28 - Bug fix ### 1.2 — 2026-08-26 - Bug fix ### 1.1.9 — 2026-08-24 - Bug fix. ## Apps similar to OwnKey | App | Rating | Price | Category | | --- | --- | --- | --- | | [XRPay Cash](https://appshunter.io/ios/app/xrpay-cash/id6777407162) | 5.0 (4) | Free | Finance | | [Sparkle Wallet](https://appshunter.io/ios/app/sparkle-wallet/id6749850980) | — | Free | Finance | | [Nika: Trade Anything](https://appshunter.io/ios/app/nika-trade-anything/id6761813247) | — | Free | Finance | | [Synergy Crypto Wallet](https://appshunter.io/ios/app/synergy-crypto-wallet/id6779264589) | — | Free | Finance | | [Dinero Wallet](https://appshunter.io/ios/app/dinero-wallet/id6760957060) | 5.0 (1) | Free | Finance | | [Obiverse](https://appshunter.io/ios/app/obiverse/id6759511100) | 5.0 (1) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-29.*