# Owwed — Private Debt Tracker

> Private Debt Tracker (iPhone/iPad app by Vincent Mukuna.)

- Source: https://appshunter.io/ios/app/owwed/id6785079538 (this page in markdown: same URL + `.md`)
- Developer: [Vincent Mukuna](https://appshunter.io/developer/6785079540)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 16.4 · 64 MB
- Languages: American English
- Released: 2026-07-30
- Data updated: 2026-10-01

## What is Owwed?

A simpler way to remember money.

Keep track of money you have lent, borrowed, and paid back, without digging through messages, notes, or spreadsheets.

Owwed is a private app for recording informal debts between friends and family. It keeps balances, payments, due dates, and reminders together in one calm place.

WHAT OWWED DOES
• See what is outstanding: who owes what, and what you still need to pay
• Keep the full picture: amounts, payments, due dates, and remaining balances stay together
• Remember at the right time: set a private reminder on your phone

Designed for the small, everyday money moments between people. Whether you covered dinner, lent a friend money, or need to pay someone back, Owwed keeps the details clear without making the relationship feel transactional.

PRIVATE BY DEFAULT
• Local-first: debts, people, and payments stay on your device
• No account: download and start keeping track
• Works offline: your records remain available without a connection
• Backups are your choice: make and save a backup when you need one

Owwed does not need an account or a cloud service. Your data stays on your phone unless you choose to create a backup.

IMPORTANT
Owwed records informal debts. It doesn’t connect to a bank, send money, or contact anyone on your behalf.

Free. No subscriptions. No ads.

## Is Owwed safe?

Not enough ratings yet to assess Owwed.

## Is Owwed legit?

Owwed has limited verification signals. The AppsHunter Legitimacy Score for Owwed is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 1.0.1 — 2026-08-12

Improved content consistency.

### 1.0 — 2026-07-30

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-01.*