# Oxygen: For Everyday Needs — Super App for Everyday Needs > Nigerian super app for bills, buy now pay later, insurance, and money transfers. (iPhone/iPad app by Oxygen Ecommerce Solutions Limited.) - Source: https://appshunter.io/ios/app/oxygen-for-everyday-needs/id1664513683 (this page in markdown: same URL + `.md`) - Developer: [Oxygen Ecommerce Solutions Limited](https://appshunter.io/developer/1694360148) - Category: Finance, Utilities - Price: Free - Rating: 3.64/5 from 11 App Store ratings · 7 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 65 MB - Languages: English - Released: 2023-05-14 - Data updated: 2026-07-05 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/oxygen-for-everyday-needs/id1664513683/reviews.md ## What is Oxygen? Oxygen is a super app that caters to the daily needs of users in Nigeria. We offer essential everyday services to over 200 million people across the 36 states in Nigeria. Our services include bills payment, buy now pay later, insurance services, and money transfer, with a mission to drive economic empowerment for everyone in the country. Bills Payment With Oxygen Bills Payment, users can easily buy airtime, data bundles, cable TV subscriptions, and make utility payments without any stress, as our app makes it seamless for them. Buy Now Pay Later Oxygen's Buy Now Pay Later feature allows users to purchase items from their favorite stores with ease and flexibility, provided by Coasthills Global Synergy Limited. Whether it's a brand-new piece of technology or a must-have fashion item, users can buy now and pay later in three convenient, interest-free installments. For those who need more time, our Buy Now Pay Later can be extended for an additional three months. For example, if a user wants to purchase a product that costs 100,000 naira, they can make an upfront payment of 5% (5,000 naira) before the item is delivered and pay 33,333.33 naira each month for the next three months. We also offer a Buy Now Pay Later option with a 2% monthly interest charge for larger purchases, such as electronics priced at 400,000 naira, where users can make a 5% upfront payment and pay 74,666.67 naira each month for the next six months. Money Transfer Finally, Oxygen's Money Transfer feature allows users to send money to any bank account in Nigeria in a seamless and fast way. For more information about all that Oxygen has to offer, visit https://getoxygen.app today. ## Key features - Bills payment (airtime, data, TV, utilities) - Buy Now Pay Later with flexible installments - Interest-free and interest-bearing BNPL options - Money transfer to any Nigerian bank account - Insurance services ## Recent user reviews (7 of 7) All indexed reviews: https://appshunter.io/ios/app/oxygen-for-everyday-needs/id1664513683/reviews.md ### 1/5 — Poor support team *2025-04-05, version 1.3.6* Very poor platform My KYC has been under review for days and the money is my account suddenly disappeared The support team are not responding ### 5/5 — Ritatona *2024-04-09* I love this platform ### 5/5 — Great platform *2024-04-07, version 1.2.7* Great platform for your daily payment. ### 5/5 — Good platform *2024-02-08, version 1.1.9* I love this platform ### 5/5 — One of the best app *2024-02-07* I love this platform This is beautiful I just love this platform I am sure everyone will love this platform This is really great and an easy app to use For your everyday platform I recommend this. I can assure you you’ll love this. I must specially appreciate the people behind this platform. Just download this app now, it’s really a good app. Great platform for your daily payment. It’s easy to you that’s it for me Good platform I must say… Download Oxygen now and thank me later. Everyone loves this oxygen platform. It’s has everything I wanted and that’s amazing. ### 5/5 — This is beautiful *2024-01-15* This is beautiful ### 5/5 — Good app *2024-01-15* I love this platform This is beautiful I just love this platform I am sure everyone will love this platform This is really great and an easy app to use For your everyday platform I recommend this. I can assure you you’ll love this. I must specially appreciate the people behind this platform. Just download this app now, it’s really a good app. Great platform for your daily payment. It’s easy to you that’s it for me Good platform I must say… Download Oxygen now and thank me later. Everyone loves this oxygen platform. It’s has everything I wanted and that’s amazing. ## Frequently asked questions about Oxygen ### What is Oxygen's Buy Now Pay Later interest rate? Oxygen offers interest-free Buy Now Pay Later for three months. For extended periods or larger purchases, a 2% monthly interest charge may apply, as seen in the example of a 400,000 naira electronics purchase. ### How does Oxygen's Buy Now Pay Later work for a 100,000 naira purchase? For a 100,000 naira product, you can make a 5% upfront payment (5,000 naira). The remaining balance is then paid in three equal monthly installments of 33,333.33 naira each, with no interest. ### Can I send money to any bank in Nigeria using Oxygen? Yes, Oxygen's Money Transfer feature allows you to send money seamlessly and quickly to any bank account in Nigeria. ### What types of bills can I pay with Oxygen? Oxygen allows you to easily pay for airtime, data bundles, cable TV subscriptions, and various utility bills without any hassle. ### Is Oxygen available on Android devices? The provided data indicates Oxygen is supported on iPhone, iPad, and iPod. Further information on Android availability would require checking the app's official store listing. ### How often is Oxygen updated? The latest version of Oxygen is 1.4.1, last updated on June 26, 2025. This suggests a relatively active development cycle, though specific update frequency isn't detailed. ### What is the user sentiment for Oxygen? Oxygen has an average rating of 3.6 stars from 11 ratings. This indicates a mixed user reception, with room for improvement in user satisfaction. ### Does Oxygen have ads? No, the application data indicates that Oxygen does not have advertisements. ## Version history (last 5 releases) ### 1.4.1 — 2025-06-26 The app has been optimised for improved performance. ### 1.4.0 — 2025-06-15 The app has been optimized for improved performance ### 1.3.9 — 2025-05-20 Performance Improvement ### 1.3.8 — 2025-05-12 The app has been optimised for improved performance. ### 1.3.6 — 2025-03-31 Sign Up Fix REMOVING OF AUTHENTICATOR ## Apps similar to Oxygen | App | Rating | Price | Category | | --- | --- | --- | --- | | [Zyggy](https://appshunter.io/ios/app/zyggy/id6473276596) | — | Free | Finance | | [KrillPay](https://appshunter.io/ios/app/krillpay/id1671897398) | 4.5 (2) | Free | Finance | | [Fidelity Online Banking](https://appshunter.io/ios/app/fidelity-online-banking/id1051038075) | 3.7 (1,932) | Free | Finance | | [FairMoney: Loan App In Nigeria](https://appshunter.io/ios/app/fairmoney-loan-app-in-nigeria/id6456485223) | 4.6 (13,994) | Free | Finance | | [Paga - Send, Pay, and Bank](https://appshunter.io/ios/app/paga-send-pay-and-bank/id1362357426) | 4.1 (1,471) | Free | Finance | | [Rank - Save, Spend & Send](https://appshunter.io/ios/app/rank-save-spend-and-send/id1578727095) | 3.8 (12) | Free | Finance | ## Related topics [oxygen x](https://appshunter.io/ios/topics/oxygen-x) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-05.*