# Oxygen X Finance — Simple Financial Solutions

> Simple Financial Solutions (iPhone/iPad app by OXYGEN X FINANCE COMPANY LIMITED.)

- Source: https://appshunter.io/ios/app/oxygen-x-finance/id6517354552 (this page in markdown: same URL + `.md`)
- Developer: [OXYGEN X FINANCE COMPANY LIMITED](https://appshunter.io/developer/1755884603)
- Category: Finance, Lifestyle
- Price: Free
- Age rating: 4+
- Requires: iOS 15.6 · 141 MB
- Languages: American English
- Released: 2025-08-28
- Data updated: 2026-09-03
- User reviews in markdown: https://appshunter.io/ios/app/oxygen-x-finance/id6517354552/reviews.md

## What is Oxygen X Finance?

Oxygen X – Simple Financial Solutions for Everyone
Say hello to Oxygen X, the all-in-one app built to help you grow your money and access the financial solutions you need, simply. Whether you are planning for the future or handling today’s needs, Oxygen X empowers you to move money your way.

Invest and Earn More
- Start investing from just ₦50,000
- Earn up to 24.25% annual interest per annum
- Pick a plan that aligns with your financial goals
- Your journey to wealth creation begins here: simple, secure, and rewarding

Need Extra Support? We've Got You Covered
- Our dedicated support team is available to answer any questions
- Call 0700-700-4444, email hello@oxygenx.africa, or send a DM
- For those unpredictable moments, we offer instant loans up to ₦10,000,000

Why Choose Oxygen X?
- Instant loans up to ₦10,000,000 – Get the cash you need, when you need it.
- Flexible repayment plans – We will require your repayment from 91 days to 365 days
- Affordable interest rates – Monthly rates from 2% to 2.5%, with a max APR of 30% per annum.
- Transparent fees – Management fee of 1% (+7.5% VAT on Management Fee) and Credit Life Insurance (CLI) of 0.9% apply.
- No collateral or paperwork – Apply with ease, no need for unnecessary formalities.
- Fast disbursement – Receive funds into your wallet in minutes.
 
Know Your Loan Terms Upfront
- Borrow: N100,000 for 3 months
- Management Fee (1%): N1,000 + VAT (7.5%) = N1,075.00
- Credit Life Insurance (0.9%): N900.00
- Total Fees Deducted Upfront (Mgt Fee + VAT + CLI): N1,975.00
- Net Loan Amount Disbursed to Customer: N98,025.00
- Interest (2.5% monthly flat rate): N7,500 (total for 3 months)
- Monthly Payment: N35,837.00
- Total Payable: N109,485.08

Security & Trust You Can Count On
- Licensed & regulated by the CBN
- No hidden fees – Full transparency on all transactions
- Safe & secure banking – Your information is protected
- NDPR Audit Compliant – Your privacy is our priority

Get Started in 3 Easy Steps!
1. Download the Oxygen X loan app
2. Sign up and verify your details
3. Start enjoying simple financial solutions

From wealth-building to cashflow support, it all happens here.
Oxygen X – To the Power of You.

Contact Us
- Customer Service Email: hello@oxygenx.africa
- Customer Service Hotline: 07007004444
- Address: 1665 Oyin Jolayemi Street, Nigeria
- For more information, visit us at: www.oxygenx.africa


## Version history (last 5 releases)

### 1.25.149 — 2026-08-21

Optimization of Selfie

### 1.25.145 — 2026-08-10

Customer Support
Integrated the Freshchat support widget for faster in-app customer assistance.

Authentication & Security
Updated password requirements to improve account security.
Added a Referral Code field during sign-up for eligible users.
Enhanced selfie verification with improved retry limits.
Introduced address verification enhancements.
Implemented measures to restrict access for flagged users.

KYC & Profile
Introduced a KYC Progress Bar to provide visibility into verification status.
Added an Employer Name selection for salaried customers.
Introduced Sector and Industry dropdown fields for improved profile completion.
Updated the salaried customer onboarding experience.

Loans & Investments
Introduced View Bank Details functionality for loan and investment funding.
Updated investment rates to be dynamic, with interest rates now determined by the selected investment tenor.
Added visibility of the customer's Active Mandate Type.
Introduced Meter Number support where applicable.

Awareness & Sensitization
Added a disclaimer banner to remind customers not to send money to users outside the app.

Privacy & Compliance
Introduced a Data Protection information banner to improve transparency around customer data

User Experience
Refreshed the app interface with UI enhancements for a smoother and more intuitive experience.

### 1.25.110 (201) — 2025-12-29

* Investment Referrals
* Address flow modification
* Switch Account
* Customer Survey (after loans and investment)
* Bug Fixes and Improvements

### 1.25.101 (192) — 2025-10-30

Authentication & Security
- Device Security Implemented and refined support for users accessing their account from a new device.
- Introduced a redesigned password recovery

Document Handling
- Introduced support for PDF file uploads

- Introduced support for gallery photo uploads

Loans
- Loan Top up feature

Analytics & Tracking
- Enhanced analytics tracking and event monitoring to better serve user
- Separation of channels for enhanced customer journey

### 1.0.1 — 2025-08-29

We are live with investments

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*