# Ozzy: Smart Money Coach — Spend smarter, skip budgets > AI-powered spending coach for understanding financial patterns without traditional budgeting. (iPhone/iPad app by Tamatm Llc.) - Source: https://appshunter.io/ios/app/ozzy-smart-money-coach/id6748581869 (this page in markdown: same URL + `.md`) - Developer: [Tamatm Llc](https://appshunter.io/developer/776657924) - Category: Finance - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 17+ - Requires: iOS 18.5 · 59 MB - Languages: American English - Released: 2026-05-14 - Data updated: 2026-07-04 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/ozzy-smart-money-coach/id6748581869/reviews.md ## What is Ozzy? My Ozzy is an Apple-native spending coach for people who hate budgeting. Track purchases, add receipts, log cash or manual transactions, and ask Ozzy what changed in your spending. Instead of forcing you into spreadsheets or strict budgets, Ozzy helps you notice patterns, understand recent activity, and make small better choices. Use My Ozzy to: • See fresh spending insights from your transactions • Add manual entries in seconds • Attach receipts for richer context • Review transaction details and merchant history • Ask Ozzy questions about your recent spending • Connect supported accounts when you want more history Ozzy is built for playful accountability, not shame. It helps you understand where your money went, what may be changing, and what is worth paying attention to next. Transaction freshness depends on the source. Manual entries and receipts can be added right away, while linked account activity may appear after your bank, card, or Wallet data updates. Ozzy asks for permission before sending personal spending data to Google Gemini through Firebase AI and Vertex AI for AI features. Terms of Use (EULA): https://www.ozzy.my/terms Privacy Policy: https://www.ozzy.my/privacy ## Key features - Spending insights from transactions - Manual transaction logging - Receipt attachment - Transaction history review - AI-powered spending questions - Connect supported accounts ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Annual Premium | $9.99 | per year | | Monthly Premium | $2.99 | per month | ## Frequently asked questions about Ozzy ### What is Ozzy's primary function? Ozzy acts as a smart money coach, helping users understand their spending patterns and make informed financial decisions. It focuses on insights and awareness rather than strict budgeting. ### How does Ozzy handle transaction data? Ozzy allows users to track purchases, add receipts, log manual transactions, and connect supported accounts for more history. Transaction freshness varies by source, with manual entries being immediate and linked account data dependent on bank updates. ### Does Ozzy use AI for its features? Yes, Ozzy utilizes AI features by asking for permission to send personal spending data to Google Gemini through Firebase AI and Vertex AI. This enables features like asking Ozzy questions about recent spending. ### What are the subscription options for Ozzy? Ozzy offers a Monthly Premium subscription for $2.99/month and an Annual Premium subscription for $9.99/year. Both plans include a 7-day free trial. ### Is Ozzy available on multiple devices? Currently, Ozzy is listed as supported on iPhones. Information regarding availability on other platforms like Android or iPads is not provided in the current data. ### How frequently is Ozzy updated? Ozzy was last updated on June 2, 2026, with version 1.05. This indicates a recent update, suggesting ongoing development and maintenance by the developer. ### What is the age rating for Ozzy? Ozzy has an age rating of 17+, which is typical for finance applications that may deal with sensitive financial information and concepts. ### Does Ozzy have ads? No, Ozzy does not contain advertisements. The app is free to download and use, with optional premium subscription plans for enhanced features. ## Version history (last 5 releases) ### 1.05 — 2026-06-02 This quick follow-up refreshes Ozzy's App Store screenshots so the listing matches the current spending coach experience. ### 1.04 — 2026-05-30 Ozzy got another round of polish. We tightened up widget spending totals, improved remote notification reliability, and made chat errors friendlier while keeping the coach on the updated Gemini model. ### 1.03 — 2026-05-28 Ozzy got another round of polish. We tightened up widget spending totals, improved remote notification reliability, and made chat errors friendlier while keeping the coach on the updated Gemini model. ### 1.02 — 2026-05-24 Ozzy got another round of polish. We tightened up widget refreshes, improved remote notification reliability, and helped the spending coach behave a little better between visits. ### 1.01 — 2026-05-15 Ozzy is officially out in the wild. We polished a few corners, tightened up the spending coach experience, and taught the app to behave a little better before meeting everyone. ## More apps by Tamatm Llc - [Heloko](https://appshunter.io/ios/app/heloko/id1637331896) - [Kafi - News by AI](https://appshunter.io/ios/app/kafi-news-by-ai/id6479323587) - [Mito Roommate Finder](https://appshunter.io/ios/app/mito-roommate-finder/id6670363427) - [Potbot Plant Care](https://appshunter.io/ios/app/potbot-plant-care/id6753940323) All apps by Tamatm Llc: https://appshunter.io/developer/776657924 ## Related topics [ozzy money](https://appshunter.io/ios/topics/ozzy-money) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-04.*