# P&N Bank > Mobile banking app for payments, account management, and card services. (iPhone/iPad app by Police & Nurses Limited.) - Source: https://appshunter.io/ios/app/p-and-n-bank/id945287091 (this page in markdown: same URL + `.md`) - Developer: [Police & Nurses Limited](https://appshunter.io/developer/945287090) - Category: Finance - Price: Free - Rating: 4.60/5 from 5 App Store ratings · 342 written reviews indexed - Age rating: 4+ - Requires: iOS 14.0 · 109 MB - Languages: English - Released: 2014-12-11 - Data updated: 2026-08-27 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/p-and-n-bank/id945287091/reviews.md ## What is P&N Bank? P&N Bank's mobile app is easy to use and gives you access to all your banking needs on the go. Payments • Make payments using Osko, or to a PayID, to have funds received in minutes • Create and manage your PAY IDs • Transfer money to any bank within Australia • Transfer money overseas • Pay your bills with BPAY • Create, modify or cancel scheduled and recurring payments • Transact on multi to sign accounts Everyday banking • Open a new transaction, savings or term deposit account instantly • Check your account balances and recent transaction history • Pay&Save – round up your purchases and save the difference • Set up alerts for credits, direct debits and due payments • Request transaction limit changes Cards • View important card information • Activate, lock, cancel or replace your card using card controls • Report cards lost or stolen and get a digital replacement instantly • Change your card PIN at any time • View your credit card repayment and due date information Easy access • Login with a PIN or use your fingerprint or facial recognition on supported devices • Check your available balance without logging in • Share your BSB and account information Services • Contact the team directly using secure mail • Find your nearest branch • View and manage your eStatements • Update your contact details • Let us know when you’re travelling overseas More useful features • Drag and drop to reorder your accounts • Customise your dashboard shortcuts • Personalise your accounts by giving them nicknames NOTE: mobile data usage charges may apply, check with your mobile service provider for details. We collect anonymous information on how you use the application to perform analysis of user behaviour. We do not collect personal information about you. By installing this app you are giving your consent to this information being collected. ## Key features - Instant Osko and PayID payments - Overseas and BPAY bill payments - Account balance and transaction history - Card activation, locking, and replacement - Biometric login (fingerprint/face recognition) - Secure messaging with the bank - Digital statement management ## What do users think of P&N Bank? Overall sentiment: positive **Pros** - 👍 Easy to use and navigate - 🔒 Strong security features - ⚡ Fast and responsive performance - 💳 Comprehensive banking functions - 🎨 Clean and intuitive interface design - 📱 Accessible across multiple devices - 🔄 Instant transfers between accounts - 👴 User-friendly for elderly users - 🌟 Excellent customer support - 🎯 Simplicity without unnecessary features - 🔐 Card control and blocking features - 📊 Clear transaction visibility **Cons** - 🌍 App doesn't work outside Australia - 🔔 Broken notification system - ⏱️ Slow app performance - 🔄 Requires app restart to refresh data - 📍 Location detection blocks access - 🐛 Frequent crashes and glitches - ❌ Missing advanced features - 🔐 Geo-blocking limitations - ⚠️ Unknown error messages - 🚫 Limited home loan information display **Commonly reported bugs** - Notification system broken for extended period - Payment due notifications repeating despite payment made - App feedback function not working - Unknown error occurring when logging in overseas - App incompatible with latest iOS versions - Functions hidden in menus not easily discoverable - Login errors and registration failures - Crashes after recent updates - Notification access showing count but no content - Inconsistent performance when overseas **Most requested features** - Virtual card functionality - Spending categorization and analytics - Bill predictions and budgeting tools - Savings spaces feature - Faster transfer at checkout - Drag-and-drop account selection - In-app notifications for transactions - Account reordering on dashboard - More detailed home loan forecasting - Widget for balance viewing - Dark mode option - PayTo agreement functionality - Open banking/CDR integration ## Recent user reviews (10 of 342) All indexed reviews: https://appshunter.io/ios/app/p-and-n-bank/id945287091/reviews.md ### 4/5 — Good app *2026-08-26, version 7.12* After some initial problems registering the app, it finally started working and has been good. It’s your standard meat-and-potatoes bank app ### 5/5 — AB *2026-08-20, version 7.12* Great app works quickly and minimal fuss ### 5/5 — Great Bank *2026-08-17, version 7.12* Fantastic Service and Products ### 5/5 — Love the app *2026-08-17, version 7.12* Easy to use ### 5/5 — Five stars *2026-08-17, version 7.12* Very responsive. Does everything I need. ### 5/5 — Great to use *2026-08-13, version 7.12* Easy to navigate. Loads of features that make banking easy. ### 5/5 — Best bank ever *2026-08-13, version 7.12* So good to be able to talk to real people if needed App very easy to navigate and full of useful features ### 5/5 — P&N 5 star *2026-08-12, version 7.12* The people’s bank! Well done. ### 5/5 — Happy Chappy *2026-08-12, version 7.12* Fairly recently opened my account with P&N and have been very happy with the product. Very happy with facial recognition for signing in. ### 5/5 — Easy to use *2026-08-12, version 7.12* Happy with the ease of this app ## Frequently asked questions about P&N Bank ### What can I do with the P&N Bank mobile app? The app allows you to manage all your banking needs on the go. You can make instant payments using Osko or PayID, transfer money domestically and overseas, pay bills with BPAY, and manage scheduled payments. It also provides access to everyday banking features like checking balances, opening new accounts, and using the Pay&Save feature. ### How do I manage my cards through the app? The app offers comprehensive card management features. You can view important card information, activate new cards, lock or cancel existing ones, and report cards as lost or stolen to receive a digital replacement instantly. You can also change your card PIN and view credit card repayment details. ### Is the P&N Bank app free to use? Yes, the P&N Bank mobile app is free to download and use. While the app itself is free, standard mobile data usage charges from your service provider may apply when using the app. ### What devices is the P&N Bank app compatible with? The app is designed for mobile devices. It supports features like PIN login, and on supported devices, you can also use fingerprint or facial recognition for easy and secure access. Specific operating system requirements are typically found in the app store listing. ### Can I use the app for international transactions? Yes, the app facilitates international money transfers, allowing you to send funds overseas directly from your mobile device. You can also inform the bank of your travel plans overseas through the app's services section. ## Version history (last 5 releases) ### 7.12 — 2026-05-05 Enhancements to PayTo Bug fixes ### 7.11 — 2025-10-30 In this release, we introduce Confirmation of Payee - a new feature to make your banking safer. It checks the details before you make a payment, giving you the peace of mind your money is going to the right place. Plus, the usual bug fixes and background improvements. ### 7.10 — 2025-07-23 We’re committed to keeping you safe when banking online. With this update we’ve made some minor changes to improve stability and your app experience. ### 7.9 — 2025-04-15 We're committed to keeping you safe when banking online. With this update to the P&N Bank mobile banking app: · We've added a warning when you attempt to make a high-risk transfer to help prevent scams and fraud. · Made it easier to report a lost or stolen card through the app ### 7.8.1 — 2024-10-31 Updated App Store images ## Apps similar to P&N Bank | App | Rating | Price | Category | | --- | --- | --- | --- | | [Currency Now](https://appshunter.io/ios/app/currency-now/id1525402900) | — | Free | Finance | | [Continental Bank](https://appshunter.io/ios/app/continental-bank/id1527526340) | 4.2 (5) | Free | Finance | | [KRAKONS Wallet](https://appshunter.io/ios/app/krakons-wallet/id1524413440) | — | Free | Finance | | [Metro Bank Authenticator](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800) | — | Free | Finance | | [Gold Loan at Home](https://appshunter.io/ios/app/gold-loan-at-home/id1527737940) | — | Free | Finance | | [Banco Río Token](https://appshunter.io/ios/app/banco-rio-token/id1526318960) | — | Free | Finance | ## More apps by Police & Nurses Limited - [BCU Bank](https://appshunter.io/ios/app/bcu-bank/id1179612720) All apps by Police & Nurses Limited: https://appshunter.io/developer/945287090 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*