# P1FCU Digital Banking — user reviews

> 66 indexed App Store user reviews of P1FCU Digital Banking by Potlatch No.1 Financial Credit Union, rated 2.70/5 from 35 ratings.

- Source: https://appshunter.io/ios/app/p1fcu-digital-banking/id618475165/reviews
- App overview in markdown: https://appshunter.io/ios/app/p1fcu-digital-banking/id618475165.md
- Rating breakdown: 5★ 13 · 4★ 0 · 3★ 2 · 2★ 5 · 1★ 15

## Newest reviews (17 of 66)

### 2/5 — P1FCU

*2026-04-10, version 4020.1.0*

New system is no longer compatible with some iPads. Very frustrating and unacceptable.

### 2/5 — Upgrade is missing key features from previous version.

*2026-03-17, version 4020.1.0*

This upgrade is lacking key features of the previous version. You can’t reorder the list of accounts you have and they have removed the category reassignment (which the auto category was regularly inaccurate) and category icon. All three of these features were essential to efficiently manage accounts. They obviously didn’t ask for any feedback before rolling the “upgrade” out. Very disappointing.

### 3/5 — Is useful

*2025-10-16*

The P1FCU app gets the basics right — I can check balances, transfer money, and deposit checks without much hassle. It’s convenient and usually reliable, which makes everyday banking pretty easy.

That said, the app feels a bit outdated and can be slow at times. Some features, like mobile deposits or transaction history, don’t always load smoothly, and the layout could use a refresh to feel more modern and user-friendly.

Overall, it works fine for essential banking tasks, but it’s due for an update to make the experience faster, smoother, and more intuitive.

### 3/5 — It mostly works

*2025-07-27, version 11.0.5908*

Once you actually get in the app it works super well. Half the time I have to swipe out like four times before it lets me in, though. If I have more than two or three other tabs open it won’t load. This is the only app I’ve ever had a problem with.

### 3/5 — not bad

*2025-07-26, version 11.0.5908*

I have to re-open the app at least 3 times before it actually loads and works. Love it besides that.

### 2/5 — Will Not Load

*2025-07-26, version 11.0.5908*

The app has been having increasing difficulty loading over the past few weeks, and right now I cannot get it to load it all. Deleting and reinstalling does not help. Extremely frustrating when you use the app for something as important as checking your bank account balance.

### 3/5 — Does what it’s supposed to do

*2025-05-17*

The P1FCU app works fine for basic banking needs like checking balances, transferring funds, and depositing checks. It’s user-friendly overall, and I appreciate the added security features like Face ID login.

However, there are some issues that hold it back. The app can be slow to load at times, and I’ve experienced occasional crashes or errors when trying to deposit checks. Some features feel a little outdated compared to other banking apps, and it would be great to see more real-time updates or notifications.

It gets the job done, but with a few updates and performance improvements, it could be much better. Solid, but not great.

### 2/5 — Technical Errors

*2025-05-16, version 11.0.5908*

The app glitched out & isn’t showing any of my accounts when I logged in & technical support is only available during banking hours.

### 3/5 — Good App, but Needs Improvements

*2025-01-03, version 11.0.5908*

P1 FCU is a convenient app for managing my account and performing basic banking tasks. The interface is user-friendly, and I appreciate features like mobile check deposit and easy access to transaction history. It’s great for quick banking on the go.

However, there are a few areas where the app could improve. The app can be a bit slow to load at times, and the transaction search functionality is not as intuitive as I’d like. I’ve also experienced occasional glitches when trying to access certain features, which can be frustrating.

Overall, while the app gets the job done, it could use some performance enhancements and more streamlined features to make the experience smoother. Hopefully, future updates will address these issues!

### 4/5 — Pretty good

*2025-01-01*

Use this as my main bank and I have no complaints.

### 3/5 — Simple enough

*2024-11-27, version 11.0.5908*

It’s a simple bank app and that’s all you can ask for

### 2/5 — Serious lagging

*2024-03-05*

I have internet and can browse but for some reason the app is not loading once I put in my password.

### 3/5 — Simple enough

*2024-02-21*

It’s a simple bank app and that’s all you can ask for

### 4/5 — P1FCU APP

*2023-11-15, version 10.0.5803*

Good app, would like to add a message or memo to payees on bill pay on online banking.

### 1/5 — Absolutely terrible app

*2023-11-02, version 10.0.5803*

I don’t even make reviews like this ever but oh my god. What in the heck is this? Zero options to make a loan payment through the app?!!! I need to sign an authorization form through the mail to make online payments?!! What? I really can’t make a payment for my loan over the app or do anything for that matter. It’s a worthless app. Period.

### 4/5 — Great app to track your accounts status and etc.

*2023-06-02, version 10.0.5803*

It’s helpful in many ways but the interface is very old it needs to be updated it’s hard on the eyes. compared to like LCCU banking app.

### 1/5 — So Clunky

*2023-01-16, version 9.0.5726*

The app is extremely clunky, unintuitive, and essentially useless. I can’t access pertinent information easily or quickly. It’s like they’d rather have you go into the bank then utilize the app.

## Most critical reviews (10 lowest-rated)

### 1/5 — Classic case of improved until it doesn’t work!

*2026-08-03, version 4022.0.0*

Credit union has become just another bank!  Hopefully the leadership at p1fcu quits fixing online banking before it is unusable.

### 1/5 — New update is terrible

*2026-04-01, version 4020.1.0*

Extremely disappointed in this update. Lost the function to assign categories, split purchases and overall look isn’t as good. All these were the reason I liked the app. Why remove those functions?

### 1/5 — Update

*2026-03-30*

The update that wasn’t necessary got rid of several key features, and made the app more difficult to navigate and added more steps you didn’t need to go through

### 1/5 — Terrible

*2026-03-30, version 4020.1.0*

I don’t know what this changed to cause this, but now this app wont load. It makes me log in completely, buffers and tells me it can’t authenticate. Plus they changed the memo part in transfers to only 20 characters so now I can’t type my reason for transfer.

### 1/5 — Need current I’d number.

*2026-03-27, version 4020.1.0*

It has been tried but doesn’t work.

Also keeps my log in email stating it is immaculate though I’ve never changed
It!
About 10-20 times attempted to access
It.
I don’t want to continue to try to log in.
I Do want to use same log in, doesn’t let me.
Please respond ASAP

### 1/5 — The update isn’t working

*2026-03-18, version 4020.1.0*

I updated and now it won’t log in. It doesn’t recognize my information when I try “forgot my username/password”, which I have not forgotten.

### 1/5 — Terrible update

*2026-03-17, version 4020.1.0*

My login credentials are no longer working. Making me set new ones. I can’t use my old id and says too many attempts the first time I try to make a new one. If I can’t use online banking, I will close the account.

### 1/5 — Update is horrendous

*2026-03-17, version 4020.1.0*

I have had a bank account here since I was 14 years old. this update should NOT force me to change my password just to login and access MY money while jumping through 27 hoops trying to "verify" its my account AFTER I already logged in.

### 1/5 — Laggy

*2026-01-19, version 11.0.5908*

For the last week the app has scanned my face and then just sat in a buffer screen for minutes at a time terrible app

### 1/5 — The worst!

*2024-05-07, version 10.0.5803*

These app is a joke! Not sure if it’s the bank or the app but dear Lord this thing is SLOW! Any transaction takes forever to reflect. If you use this bank/app, you better use a budget app or something similar to track your money if you wanna know what your balance is at any given moment. You’ll see your accurate balance at some point, in a day or two, or maybe three, but by the time it catches up with last week expenses, it’ll be behind with today’s. Not reliable at all. 👎

## Most praised reviews (10 highest-rated)

### 5/5 — Very clean and simple

*2026-04-09, version 4020.1.0*

I love the new app. So many new enhanced features that make banking online a smooth process

### 5/5 — Darren

*2023-06-26, version 10.0.5803*

Darren was very helpful and patient with my issues with the online banking app. Kudos to him. thank you very much.

### 5/5 — Please update for M1 pro

*2021-11-02, version 9.0.5709*

This app works perfect on my phone. On the original M1 I was able to download from the App Store and use on my MacBook. On my M1 pro I do not see it. Does it need to be updated to support?

### 5/5 — New update crashes upon opening

*2018-04-03, version 8.0.5401*

Tried to delete and reinstall to no effect.

UPdate:  problem has been corrected. Good response time.

### 5/5 — 5 stars

*2017-08-06, version 8.0.5205*

Easy and safe!

### 5/5 — Love this app!

*2017-07-31, version 8.0.5205*

It is so easy to use and the best thing is that it looks and acts the same as the website. No matter what device I use to access my online banking, it looks and functions the same. Thanks for making online banking so easy!

### 5/5 — Love the ease!

*2017-07-15, version 8.0.5205*

Love that I can log in with touchID. I like that I can make loan payments easily!

### 5/5 — Loving the update!

*2017-07-14, version 8.0.5205*

I love the update that was done! I like that I can click a button and see a budget and exactly where my money goes. I can make loan payments and transfer money in less than a minute. I also love the Touch ID portion of this it's easy to log in anywhere and look where am at spending wise. Or if I need to transfer money I can.

### 5/5 — Lee

*2017-07-13, version 8.0.5205*

This is one of the easier app's I have used. It keeps me up to date on all my accounts, lets me transfer money directly to my hairdresser who also is a member, no writing checks or debit. I love the accessibility to pay my loans and that I can use the budget tracker. I also love that I can find a location of a P1FCU branch at any time.

### 5/5 — So awesome!

*2017-06-28, version 8.0.5205*

I love how easy it is to keep track of all of my accounts and spending. It's so convenient being able to pay my loans and see pictures of the checks I've written.

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*
