# Pace Pay — The freedom to OWN IT.

> Buy now, pay later in interest-free installments with transparent payment tracking. (iPhone/iPad app by PACE ENTERPRISE PTE LTD.)

- Source: https://appshunter.io/ios/app/pace-pay/id1533007837 (this page in markdown: same URL + `.md`)
- Developer: [PACE ENTERPRISE PTE LTD](https://appshunter.io/developer/1533007836)
- Category: Shopping
- Price: Free
- Rating: 3.80/5 from 5 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 143 MB
- Languages: English, Japanese, Malay, Thai, Chinese
- Released: 2021-07-02
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/pace-pay/id1533007837/reviews.md

## What is Pace Pay?

Spreading your purchases across later payments, allows you to shop for more in one bite with no interest or hidden fees. Paying with Pace gives you the freedom to OWN IT.

Take charge of your spending without giving up on the things you need or deserve. Turning your purchases into 3 interest-free instalments gives you the breathing space to buy now; no regrets later.

Using the Pace app lets you do the following:

• Turn your payments into 3 interest-free instalments
Get your purchases quickly, and pay just a third of it upfront. The remaining amount will be split over two more interest-free instalments.

• Shop online or at your favourite stores
Scan with the app for in-store payments and when you’re shopping online. Instalment payments are approved instantly, along with exclusive access to future Pace promotions.

• Get discounts from stores you love
Be a part of the inside scoop on exclusive offers from your preferred stores, and get recommendations on new stores you might like.

• Have full transparency for ongoing and upcoming payments
Review all past and future transactions with Pace, manage your payments and access history of all transactions made via your account.

## Key features

- 3 interest-free installments
- Shop online and in-store
- Instant payment approval
- Exclusive store discounts
- Transparent payment tracking
- Manage past and future transactions

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/pace-pay/id1533007837/reviews.md

### 1/5 — HORRIBLE APP

*2021-08-09, version 1.5.0*

Took so long just to sign in asking for singpass info to just to be able to get the welcome benefit so so much information to give which is ridiculous

### 5/5 — Great App

*2021-07-25, version 1.4.1*

An awesome BNPL app for Asia. Very seamless account creation and easy to understand. Plenty of great merchants and brands to shop from. Really cool to see how I can manage my spending and cash flow better. 5 stars from me!

## Frequently asked questions about Pace Pay

### How does Pace Pay work?

Pace Pay allows you to split your purchases into three interest-free installments. You pay one-third upfront, and the remaining amount is divided into two more interest-free payments.

### Can I use Pace Pay in physical stores?

Yes, you can use the Pace Pay app to scan for in-store payments. This allows you to take advantage of installment payments and exclusive promotions at your favorite retailers.

### Does Pace Pay have any hidden fees or interest charges?

No, Pace Pay advertises no interest or hidden fees. The service allows you to spread your purchases across three installments without incurring additional costs.

### What kind of discounts can I get with Pace Pay?

Pace Pay provides exclusive offers and discounts from partner stores. You'll also receive recommendations for new stores you might like.

### How can I track my payments with Pace Pay?

The Pace Pay app offers full transparency for ongoing and upcoming payments. You can review all past and future transactions and manage your payment history.

### What devices is Pace Pay available on?

Pace Pay is available on iPhone, iPad, and iPod devices. It is designed for users within the Apple ecosystem.

### How often is Pace Pay updated?

Pace Pay was last updated on August 7, 2023, with version 2.10.2. This indicates regular maintenance and feature additions to the application.

### What is the user rating for Pace Pay?

Pace Pay has a rating of 3.8 stars based on 5 ratings. This suggests generally positive user experiences with some room for improvement.

## Version history (last 5 releases)

### 2.10.2 — 2023-08-07

Thank you for using Pace! We’ve fixed some bugs and enhanced the performance of the app.

### 2.10.1 — 2023-07-14

Thank you for using Pace! We’ve fixed some bugs and enhanced the performance of the app.

### 2.10.0 — 2023-07-10

Thank you for using Pace! We’ve fixed some bugs and enhanced the performance of the app.

### 2.9.3 — 2023-06-19

Thank you for using Pace! We’ve fixed some bugs and enhanced the performance of the app.

### 2.9.2 — 2023-06-05

Thank you for using Pace! We’ve fixed some bugs and enhanced the performance of the app.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
