# Pacific Service CU — Bank anywhere with PSCU mobile

> Mobile banking app for account management, transfers, bill pay, and financial tools. (iPhone/iPad app by Pacific Service Credit Union.)

- Source: https://appshunter.io/ios/app/pacific-service-cu/id470163758 (this page in markdown: same URL + `.md`)
- Developer: [Pacific Service Credit Union](https://appshunter.io/developer/470163761)
- Category: Finance
- Price: Free
- Rating: 4.79/5 from 8,126 App Store ratings · 106 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 30 MB
- Languages: English, French, Spanish
- Released: 2011-10-13
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/pacific-service-cu/id470163758/reviews.md

## What is Pacific Service CU?

Welcome to Pacific Service CU mobile banking. With our mobile app, you can turn your smartphone into a mobile branch. With secure account access, you can verify balances, transfer money, deposit a check, or pay bills anytime from anywhere.  

Features include: 
Dashboard – Manage all of your accounts on the dashboard. View available funds, the progress of savings goals, upcoming payments, deposits and more all on one screen. 
Card controls – If your debit or credit card is lost or misplaced, you can turn it off instantly to protect against fraudulent use.
Mobile loan application – Receive a loan decision in minutes. 
Redeem rewards – View and redeem your Visa reward points. 
Savings goal – Plan, manage and track your savings to reach your financial goals 
Spending analysis – Get a snapshot of your monthly spending 
Zelle® – Send and receive money to your friends and family

## Key features

- Secure account access
- Transfer money
- Deposit checks
- Pay bills
- Card controls
- Mobile loan application
- Redeem rewards
- Savings goal tracking

## What do users think of Pacific Service CU?

Overall sentiment: negative

**Pros**

- 💻 Convenient mobile banking
- 🤝 Excellent customer service
- 💳 Great banking products
- 🏦 Reliable credit union

**Cons**

- 🐢 Slow and unresponsive app
- 🐛 Frequent bugs and glitches
- 🔒 Security issues with login/FaceID
- 📱 Incompatible with certain devices

**Commonly reported bugs**

- App crashes or freezes during use
- Mobile deposit feature not working
- Login/FaceID recognition issues
- Delayed transaction updates

**Most requested features**

- Bill pay feature with due date alerts
- Improved mobile deposit functionality
- Faster transaction processing and updates
- More user-friendly app interface

## Recent user reviews (10 of 106)

All indexed reviews: https://appshunter.io/ios/app/pacific-service-cu/id470163758/reviews.md

### 5/5 — Forever

*2026-06-21, version 21.1.0*

Been with PSCU since October 1982 and I never once had a complaint.

### 5/5 — Convenient

*2026-06-19, version 21.1.0*

The mobile app is very user friendly and handy when traveling!

### 5/5 — Intuitive, informative and always current.

*2026-06-05, version 21.1.0*

Online banking was confusing and a little scary but PSCU folks explained the app’s  functionality, ease of use and I was hooked.

### 5/5 — The best!

*2026-05-29, version 21.1.0*

I’ve had a great experience with Pacific Service Credit Union. The staff is always friendly, professional, and willing to help with any questions or banking needs. Their customer service is excellent, and they make the banking process simple and stress-free. I appreciate the competitive rates, convenient services, and the personal attention they give their members. It’s refreshing to work with a financial institution that genuinely cares about its customers. I highly recommend Pacific Service Credit Union to anyone looking for reliable and trustworthy banking services.

### 5/5 — Easy to use

*2026-05-15, version 21.1.0*

This app is really easy to use and send messages to the staff and they will reply. I love this bank a lot because the customer service is so great and everyone actually helps me and the app makes everything very simple

### 5/5 — Awesome app and service!

*2026-04-24, version 21.1.0*

The mobile banking is my go to since I don’t live near PSCU anymore. I have been with them for over 10 years and they ALWAYS took care of me and my finances. Best bank you could ever go with. Especially if you’re a veteran.

### 5/5 — Mrs. F

*2026-03-15, version 21.0.3*

The app is really easy to use and has a lot of self serve options.

### 5/5 — Very user friendly

*2026-01-26, version 21.0.3*

I appreciate your hard work keeping the app running smoothly. Always user friendly and easy to navigate.

### 5/5 — Pacific Service CU

*2026-01-20, version 21.0.3*

I’ve been with the PS credit union for many years. Since I’ve retired, I mostly use online services. They are my go to for car and home loans, various savings accounts with competitive rates. I use their online banking services which simplifies paying my bills including automatic payments. If I have any questions or issues, the staff are all very knowledgeable and helpful. Thanks for all the many years of great service.

### 5/5 — Pacific Service CU App

*2026-01-18, version 21.0.3*

I enjoy using the Pacific Service CU App it’s easy to navigate and easy to complete your online banking needs.

## Frequently asked questions about Pacific Service CU

### What can I do with the Pacific Service CU mobile app?

The app allows you to manage your accounts from your smartphone. You can check balances, transfer money between accounts, deposit checks remotely, and pay bills. It also offers features like card controls, mobile loan applications, and the ability to track savings goals and spending.

### Is the Pacific Service CU mobile app free to use?

Yes, the application is free to download and use. There are no charges associated with accessing your accounts or using the core banking features provided within the app.

### How does the card control feature work?

The card control feature allows you to instantly turn your debit or credit card off if it is lost or misplaced. This helps protect your account from fraudulent use by preventing any further transactions until you locate your card or report it lost/stolen.

### Can I apply for a loan through the app?

Yes, the app includes a mobile loan application feature. You can receive a loan decision in minutes directly through the application, making the borrowing process more convenient.

### What are the benefits of the savings goal feature?

The savings goal feature helps you plan, manage, and track your progress towards your financial objectives. You can set up specific goals and monitor how close you are to achieving them, making it easier to save for important purchases or future needs.

## Version history (last 5 releases)

### 21.1.0 — 2026-04-23

Minor updates

### 21.0.3 — 2026-01-12

Minor updates

### 21.0.2 — 2024-08-20

Providing great improvements to the app, and bug fixes.

### 21.0.1 — 2023-10-24

Welcome to our brand new state-of-the-art mobile banking experience where you can do everything you’ve been able to do and so much more. 

Features include: 
Dashboard – Manage all of your accounts on the dashboard. View available funds, the progress of savings goals, upcoming payments, deposits and more all on one screen. 
Card controls – If your debit or credit card is lost or misplaced, you can turn it off instantly to protect against fraudulent use.
Mobile loan application – Receive a loan decision in minutes. 
Redeem rewards – View and redeem your Visa reward points. 
Savings goal – Plan, manage and track your savings to reach your financial goals 
Spending analysis – Get a snapshot of your monthly spending 
Zelle® – Send and receive money to your friends and family

### 20.2.2 — 2023-04-29

Quick Balance Widget bug fix

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*
