# Pacific Service CU — user reviews

> 106 indexed App Store user reviews of Pacific Service CU by Pacific Service Credit Union, rated 4.79/5 from 8,126 ratings.

- Source: https://appshunter.io/ios/app/pacific-service-cu/id470163758/reviews
- App overview in markdown: https://appshunter.io/ios/app/pacific-service-cu/id470163758.md
- Rating breakdown: 5★ 6,545 · 4★ 514 · 3★ 143 · 2★ 61 · 1★ 158

## What do users think of Pacific Service CU?

Overall sentiment: negative

**Pros**

- 💻 Convenient mobile banking
- 🤝 Excellent customer service
- 💳 Great banking products
- 🏦 Reliable credit union

**Cons**

- 🐢 Slow and unresponsive app
- 🐛 Frequent bugs and glitches
- 🔒 Security issues with login/FaceID
- 📱 Incompatible with certain devices

**Commonly reported bugs**

- App crashes or freezes during use
- Mobile deposit feature not working
- Login/FaceID recognition issues
- Delayed transaction updates

**Most requested features**

- Bill pay feature with due date alerts
- Improved mobile deposit functionality
- Faster transaction processing and updates
- More user-friendly app interface

## Newest reviews (15 of 106)

### 5/5 — Best Credit Union Ever

*2026-01-18, version 21.0.3*

Professional, knowledgeable, efficient, and extremely helpful for all monetary needs.

### 5/5 — PSCU app

*2026-01-17, version 21.0.3*

Very convenient and easy to understand for seniors

### 5/5 — Best in the West

*2026-01-16, version 21.0.3*

All my banking needs are with PSCU. The staffs are very nice and very helpful.

### 5/5 — BLESSING

*2026-01-15, version 21.0.3*

Thankyou for all your support!

### 5/5 — Favorite banking experience

*2025-12-31, version 21.0.2*

I love Pacific service credit union, I switched from another credit union, I was unhappy with their customer service as well as some of their policies. I’m very happy for my new banking home.

### 4/5 — No Venmo

*2025-10-11, version 21.0.2*

Psych 
Does not use Venmo

### 2/5 — quick deposit never works

*2025-09-15, version 21.0.2*

the quick deposit never works. never. i can take pictures all day then try and do a quick deposit via mobile and the camera won’t even come on. i ALWAYS have to end up driving to the bank and deposit via atm.

### 3/5 — Fix Mobile Deposit!!

*2025-05-28, version 21.0.2*

The app is pretty good, sometimes takes a bit to load. So you need a strong signal or wifi. My biggest gripe is that the mobile deposit feature is absolutely horrible. I have to take a picture of my check and try to submit it 10-20 times with no exaggeration, every single time. I use a dark background have everything lined up and still it says there’s an issue. It seems like I just have to do it over and over till it finally accepts it.

### 5/5 — Not getting an image of a written check

*2025-03-11, version 21.0.2*

I used to be able print a copy of the check I have written. Now it won’t show the image of checks I made. 
Please fix this as I need to make a copy if a jerk I recently wrote.

### 5/5 — Love PSCU!

*2024-11-16, version 21.0.2*

I have been dealing with PSCU on many levels for more than 40 years.  I have thoroughly enjoyed the relationship and cannot recommend them high enough!!  Wonderful staff!!

### 5/5 — My mobile and customer service service

*2024-08-22, version 21.0.2*

Really easy to use. Customer service is excellent.

### 5/5 — Love this bank

*2024-02-09, version 21.0.1*

The only bank to bank with is USAA. The name says it all.

### 5/5 — It takes a village

*2024-01-11, version 21.0.1*

One of the best things that I am very grateful for is this bank. From the loan officers like Sonia and Randy to the member service team they have definitely helped me to be the best version of myself I can be, and they continue to help me, it would be my advice for you to look into this bank, beyond the shadow of doubt they are awesome

### 4/5 — Like the app… but….

*2024-01-04, version 21.0.1*

Would love to have a log out button at the top of the home page instead of having to navigate to it via the menu

### 2/5 — Not getting an image of a written check

*2023-11-18, version 21.0.1*

I used to be able print a copy of the check I have written. Now it won’t show the image of checks I made. 
Please fix this as I need to make a copy if a jerk I recently wrote.

## Most critical reviews (10 lowest-rated)

### 1/5 — Can’t ever deposit a check

*2025-05-06, version 21.0.2*

Can’t ever deposit a check easily

### 1/5 — Unacceptable Privacy

*2024-09-17, version 21.0.2*

This new update includes a major change in privacy. Much more personal data collection and TRACKING YOU across other websites. I intend to close my accounts at PSCU because this is unacceptably intrusive.

### 1/5 — I can’t check my account.

*2024-07-11, version 21.0.1*

The app has been down for what has felt like an eternity! I can’t check how much money I have in the bank which is crucial for keeping my account current. WTH are you guys doing about this!!!!!???

### 1/5 — Neither app nor website work

*2024-03-25, version 21.0.1*

The app and the website dont allow you to make online payments, leaving you no option but to mail in a check. IT says clear your cache/cookies and try again, but that did not make any difference.

### 1/5 — App hasn’t worked properly since mandatory update

*2023-12-22, version 21.0.1*

A couple of months ago, PSCU told us customers to do a mandatory app update.  This new updated app does not work- I am unable to make mobile deposits like I used to (when asked to take a photo of my check, the screen goes black and stays black).  This is a huge inconvenience since my primary use for the app is mobile deposits.

### 1/5 — SLOW UPDATES

*2023-11-07, version 21.0.1*

Every time I make a mobile purchase, it displays as pending on my transactions for sometimes almost a day. Its keeps happening and I keep overdrawing my card because of it. It has been happening every since the new update and at first I thought it was just my connection, but no matter where I went on service or Wi-Fi it never loaded correctly. Please fix this ASAP.

### 1/5 — Slow and doesn’t transfer

*2023-10-09, version 20.2.2*

The future transfer feature doesn’t work all the time. I’ve requested a future transfer 3 times and it hasn’t gone through. This happens almost every time I want to complete a transfer. They also don’t allow daily transfer anymore.

### 1/5 — App never works

*2023-07-19, version 20.2.2*

App is constantly crashing, UI/UX needs a major overhaul, interface freezes when I click on any of the buttons on the bottom row. Please fix this app.

### 1/5 — Face Recognition Not Working

*2023-04-13, version 20.2*

Face recognition log in stopped working after latest update. App is still slow. Come on this has been an issue for years. Fix it!

### 1/5 — The FaceID doesn’t work after last update

*2023-04-07, version 20.2*

The app has always been very slow and responsive but after this recent update it attempts to read my FaceID twice and doesn’t login unless I move the camera away from my face on either the first or second attempt. Allowing both attempts gives me an error message saying I entered the wrong user ID or password. This happens even after I have disabled and enabled my FaceID in the profile settings on the PCSU app.

## Most praised reviews (10 highest-rated)

### 5/5 — Forever

*2026-06-21, version 21.1.0*

Been with PSCU since October 1982 and I never once had a complaint.

### 5/5 — Convenient

*2026-06-19, version 21.1.0*

The mobile app is very user friendly and handy when traveling!

### 5/5 — Intuitive, informative and always current.

*2026-06-05, version 21.1.0*

Online banking was confusing and a little scary but PSCU folks explained the app’s  functionality, ease of use and I was hooked.

### 5/5 — The best!

*2026-05-29, version 21.1.0*

I’ve had a great experience with Pacific Service Credit Union. The staff is always friendly, professional, and willing to help with any questions or banking needs. Their customer service is excellent, and they make the banking process simple and stress-free. I appreciate the competitive rates, convenient services, and the personal attention they give their members. It’s refreshing to work with a financial institution that genuinely cares about its customers. I highly recommend Pacific Service Credit Union to anyone looking for reliable and trustworthy banking services.

### 5/5 — Easy to use

*2026-05-15, version 21.1.0*

This app is really easy to use and send messages to the staff and they will reply. I love this bank a lot because the customer service is so great and everyone actually helps me and the app makes everything very simple

### 5/5 — Awesome app and service!

*2026-04-24, version 21.1.0*

The mobile banking is my go to since I don’t live near PSCU anymore. I have been with them for over 10 years and they ALWAYS took care of me and my finances. Best bank you could ever go with. Especially if you’re a veteran.

### 5/5 — Mrs. F

*2026-03-15, version 21.0.3*

The app is really easy to use and has a lot of self serve options.

### 5/5 — Very user friendly

*2026-01-26, version 21.0.3*

I appreciate your hard work keeping the app running smoothly. Always user friendly and easy to navigate.

### 5/5 — Pacific Service CU

*2026-01-20, version 21.0.3*

I’ve been with the PS credit union for many years. Since I’ve retired, I mostly use online services. They are my go to for car and home loans, various savings accounts with competitive rates. I use their online banking services which simplifies paying my bills including automatic payments. If I have any questions or issues, the staff are all very knowledgeable and helpful. Thanks for all the many years of great service.

### 5/5 — Pacific Service CU App

*2026-01-18, version 21.0.3*

I enjoy using the Pacific Service CU App it’s easy to navigate and easy to complete your online banking needs.

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*
