# Pafet: Invoice, US Bank & Card — Receive, Spend & Save.

> Global payment solution for freelancers, offering US bank account, invoicing, and virtual card. (iPhone/iPad app by Pafet Technologies Limited.)

- Source: https://appshunter.io/ios/app/pafet-invoice-us-bank-and-card/id6752225988 (this page in markdown: same URL + `.md`)
- Developer: [Pafet Technologies Limited](https://appshunter.io/developer/1838326183)
- Category: Finance, Business
- Price: Free
- Rating: 3.00/5 from 4 App Store ratings · 4 written reviews indexed
- Age rating: 17+
- Requires: iOS 13.0 · 130 MB
- Languages: American English
- Released: 2025-12-20
- Data updated: 2026-08-23
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/pafet-invoice-us-bank-and-card/id6752225988/reviews.md

## What is Pafet?

GET PAID IN USD BY GLOBAL CLIENTS
Pafet gives freelancers, remote workers, and creators everything they need to earn globally and keep more of what they make.
Stop losing money to fees, bad exchange rates, and payment delays. Get a real US bank account, invoicing tool, and a virtual card.

WHAT YOU GET
Virtual US Bank Account
Your clients pay into your personal USD account (in your name) like they would any US-based business. Funds arrive instantly.
Professional Invoice Generator
Create branded invoices in minutes. Add your services, set payment terms, and send.
Virtual Card
Pay for software, subscriptions, ads, and online services instantly.
Fair Currency Exchange
Convert USD to Naira at transparent, real-time rates. 

HOW IT WORKS
1. Sign up in 5 minutes
Get verified once. Instantly access your USD wallet, virtual card, and invoicing tools.
2. Invoice your clients
Add details, set due dates. Pafet tracks views and sends payment reminders automatically.
3. Receive USD directly
Clients pay into your US account. Money arrives in your wallet instantly.
4. Spend globally or cash out
Use your Pafet card for subscriptions and software, or convert to Naira at fair rates and withdraw to any Nigerian bank.

WHO USES PAFET?
- Freelancers on Upwork, Fiverr
- Remote workers receiving international salaries
- Content creators
- Consultants invoicing global clients
Download Pafet today and create your free USD account. Start keeping more of what you earn.
Support: hello@usepafet.com 
 Website: usepafet.com 
 Follow us: @UsePafet

## Key features

- Virtual US bank account
- Professional invoice generator
- Virtual card for online payments
- Fair currency exchange rates
- Instant USD deposits
- Automated payment reminders

## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/pafet-invoice-us-bank-and-card/id6752225988/reviews.md

### 5/5 — Money has dropped after under processing for 48jrs

*2026-07-13*

My money has been under processing , I sent mail but you are not replying .

Please work on the app and also make it easy for people to communicate their issues via a live chat section on the app for easy resolution to issues.

### 5/5 — My funds is under processing

*2026-07-04*

My funds is under processing since yesterday night, you guys don’t respond to email, what are you guys trying to do, you are scammers please release my funds

### 1/5 — Poor service

*2026-07-03*

The usd account cannot be activated, no live chat to contact the support, emails are not responded to.

### 1/5 — Funds in Processing for more than 48hours

*2026-06-30*

@usepafet you are scammers! Funds sent to my account are in processing since and some did not even reflect at all just mails received from Noah that it has been sent. No where to contact you, your mails are not been responded to, no live chat, contact number not going through….you guys are scammers

## Frequently asked questions about Pafet

### What is Pafet?

Pafet is a financial app designed for freelancers and remote workers to receive payments in USD from global clients. It offers a virtual US bank account, an invoicing tool, and a virtual card.

### How does Pafet help me get paid?

You can create professional invoices for your clients and send them directly. Clients pay into your virtual US bank account, and the funds arrive instantly in your Pafet wallet.

### Can I use Pafet to pay for subscriptions?

Yes, Pafet provides a virtual card that you can use to pay for software, subscriptions, online ads, and other services globally.

### Is Pafet secure for my money?

While the description does not detail specific security measures, the app provides a virtual US bank account for receiving funds, implying a level of financial infrastructure.

### What are the fees for currency exchange with Pafet?

Pafet offers fair currency exchange at transparent, real-time rates when converting USD to Naira, aiming to help users keep more of their earnings.

### How often is Pafet updated?

The latest version of Pafet is 1.1.2, and it was last updated on 2026-07-10, indicating regular maintenance and updates.

### What devices support Pafet?

Pafet is supported on iPhone, iPad, and iPod devices, making it accessible to a wide range of Apple users.

### What is the age rating for Pafet?

Pafet has an age rating of 17+, suggesting it is intended for adult users due to its financial nature.

## Version history (last 5 releases)

### 1.1.2 — 2026-07-10

Performance improvements and bug fixes for a smoother experience.

### 1.0.5 — 2026-04-06

Introducing Euro (EUR) accounts, increased transaction limits, performance improvements and bug fixes for a smoother experience.

### 1.0.4 — 2026-03-24

Introducing Euro (EUR) accounts, increased transaction limits and overall performance improvements for a smoother experience.

### 1.0.3 — 2026-01-25

Improved performance and squashed some bugs.

### 1.0.2 — 2026-01-19

Improved performance and squashed some bugs.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*
