# Pago Next — Crypto payments made simple

> Blockchain-powered payment gateway for simple, secure, and low-cost transactions. (iPhone/iPad app by Pago Capital.)

- Source: https://appshunter.io/ios/app/pago-next/id6740617959 (this page in markdown: same URL + `.md`)
- Developer: [Pago Capital](https://appshunter.io/developer/1784057256)
- Category: Finance, Shopping
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 15.0 · 35 MB
- Languages: American English, French (France), Brazilian Portuguese, European Spanish
- Released: 2025-02-20
- Data updated: 2026-06-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/pago-next/id6740617959/reviews.md

## What is Pago Next?

Pago is a lightweight mobile application that connects consumers with physical and online merchants. With nominal transaction fees, Pago can be used to quickly and efficiently send, receive, and save money. Our easy-to-use Transaction Gateway enables a wide variety of users (i.e., individuals, businesses, payment processors, point-of-sale systems, etc.) to experience a seamless and cost-efficient payment experience.

Pago uses Algorand’s blockchain to enable users to quickly, securely, efficiently, and cheaply send payments worldwide. Pago provides the following key benefits:

SIMPLE
Pago provides a simple and easy-to-use payment API for conducting transactions between businesses and consumers. Our Transaction Gateway API makes integration easy without the need for smart contracts. Users can also send and request peer-to-peer transfers.

TRANSPARENT
Pago uses the Algorand public blockchain with a public, decentralized trust model based on the core principles of transparency and security. We utilize ALGOs as a utility token rather than a security token.

SCALABILITY 
The platform can scale up to 1,150 transactions per second, thereby supporting a large number of users. Developers can easily connect with existing payment ecosystems or develop novel applications and use cases.

SECURITY
Pago incorporates security at the consensus protocol, network, and user levels. User credentials are secured by the Pago Wallet as well.

LOW COST
For peer-to-peer payments, the sender pays a transaction fee of less than 1 cent (USD) per transaction. For retail transactions, merchants pay Pago a transaction fee of 1% of the transaction amount.

LIGHTNING-FAST SPEED
Pago offers high speed and low latency, with transactions committed and settled in under 5 seconds.

ADAPTABLE
There are limitless opportunities to pioneer novel blockchain-based payment ecosystems using Pago. Pago also promotes stable coins for global commerce and supports the growth of Algorand’s transaction volume and consumer base. 

INCLUSIVE 
Pago aims to expand access to digital payments, savings, and lending to a large portion of the world’s population currently excluded by traditional payment systems. Lack of access to financial services is a leading contributor to poverty, and Pago seeks to enhance inclusiveness and borderless access to secure, reliable payment options.

Over the course of future updates, the Pago Wallet will be usable for interest-bearing savings accounts, payment transfers, custom payment systems, remittances, and more. The possibilities are truly endless.

## Key features

- Send and receive crypto payments
- Low transaction fees
- Fast transaction speeds
- Secure blockchain technology
- Peer-to-peer transfers
- Merchant payment solutions


## Frequently asked questions about Pago Next

### What is Pago Next used for?

Pago Next is a mobile application designed to connect consumers with merchants for simple, secure, and cost-efficient crypto payments. It allows users to send, receive, and save money globally using blockchain technology.

### How secure is Pago Next?

Pago Next incorporates security at the consensus protocol, network, and user levels. User credentials are secured by the Pago Wallet, and it utilizes Algorand's blockchain for a transparent and decentralized trust model.

### What are the transaction fees for Pago Next?

For peer-to-peer payments, the sender pays a transaction fee of less than 1 cent (USD) per transaction. For retail transactions, merchants pay Pago a transaction fee of 1% of the transaction amount.

### How fast are transactions with Pago Next?

Pago Next offers lightning-fast speeds and low latency, with transactions committed and settled in under 5 seconds, leveraging the scalability of Algorand's blockchain.

### What devices does Pago Next support?

Pago Next is available on iPhone, iPad, and iPod, indicating compatibility with Apple's iOS ecosystem.

### Is Pago Next free to use?

Yes, Pago Next is available for free. The app does not have in-app purchases or advertisements, making it a completely free service for users.

### When was Pago Next last updated?

Pago Next was last updated on October 20, 2025, with version 1.1.7. This indicates a recent update and ongoing development for the application.

### What is the age rating for Pago Next?

Pago Next has an age rating of 4+, making it suitable for a wide range of users, including younger individuals, due to its straightforward financial transaction capabilities.

## Version history (last 3 releases)

### 1.1.7 — 2025-10-20

- Updated apple login
- Fixed navigation issues
- Updated friends adding flows

### 1.1.6 — 2025-08-28

- Fixed issues on Facebook login
- New improved friends adding flow
- Bug fixes and improvements

### 1.1.5 — 2025-02-20

No release notes.

## More apps by Pago Capital

- [Pago Wallet](https://appshunter.io/ios/app/pago-wallet/id1581076779)
- [Dejabit Wallet](https://appshunter.io/ios/app/dejabit-wallet/id6444191041)

All apps by Pago Capital: https://appshunter.io/developer/1784057256

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*
