# Pago Wallet — Crypto payments made simple

> Blockchain-powered payment app for consumers and merchants with low fees. (iPhone/iPad app by Pago Capital.)

- Source: https://appshunter.io/ios/app/pago-wallet/id1581076779 (this page in markdown: same URL + `.md`)
- Developer: [Pago Capital](https://appshunter.io/developer/1784057256)
- Category: Finance, Shopping
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 13.0 · 41 MB
- Languages: English, French, Portuguese, Spanish
- Released: 2022-07-15
- Data updated: 2026-06-13
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/pago-wallet/id1581076779/reviews.md

## What is Pago Wallet?

Pago is a lightweight mobile application that connects consumers with physical and online merchants. With nominal transaction fees, Pago can be used to quickly and efficiently send, receive, and save money. Our easy-to-use Transaction Gateway enables a wide variety of users (i.e., individuals, businesses, payment processors, point-of-sale systems, etc.) to experience a seamless and cost-efficient payment experience.

Pago uses Algorand’s blockchain to enable users to quickly, securely, efficiently, and cheaply send payments worldwide. Pago provides the following key benefits:

SIMPLE
Pago provides a simple and easy-to-use payment API for conducting transactions between businesses and consumers. Our Transaction Gateway API makes integration easy without the need for smart contracts. Users can also send and request peer-to-peer transfers.

TRANSPARENT
Pago uses the Algorand public blockchain with a public, decentralized trust model based on the core principles of transparency and security. We utilize ALGOs as a utility token rather than a security token.

SCALABILITY 
The platform can scale up to 1,150 transactions per second, thereby supporting a large number of users. Developers can easily connect with existing payment ecosystems or develop novel applications and use cases.

SECURITY
Pago incorporates security at the consensus protocol, network, and user levels. User credentials are secured by the Pago Wallet as well.

LOW COST
For peer-to-peer payments, the sender pays a transaction fee of less than 1 cent (USD) per transaction. For retail transactions, merchants pay Pago a transaction fee of 1% of the transaction amount.

LIGHTNING-FAST SPEED
Pago offers high speed and low latency, with transactions committed and settled in under 5 seconds.

ADAPTABLE
There are limitless opportunities to pioneer novel blockchain-based payment ecosystems using Pago. Pago also promotes stable coins for global commerce and supports the growth of Algorand’s transaction volume and consumer base. 

INCLUSIVE 
Pago aims to expand access to digital payments, savings, and lending to a large portion of the world’s population currently excluded by traditional payment systems. Lack of access to financial services is a leading contributor to poverty, and Pago seeks to enhance inclusiveness and borderless access to secure, reliable payment options.

Over the course of future updates, the Pago Wallet will be usable for interest-bearing savings accounts, payment transfers, custom payment systems, remittances, and more. The possibilities are truly endless.

## Key features

- Send and receive money
- Low transaction fees
- Blockchain-based security
- Fast transaction speeds
- Peer-to-peer transfers
- Merchant payment gateway


## Frequently asked questions about Pago Wallet

### What is Pago Wallet?

Pago Wallet is a lightweight mobile application that connects consumers with physical and online merchants for simple, secure, and cost-efficient digital payments using Algorand's blockchain technology.

### How secure is Pago Wallet?

Pago Wallet incorporates security at the consensus protocol, network, and user levels. User credentials are also secured by the Pago Wallet itself, leveraging the inherent security of the Algorand blockchain.

### What are the transaction fees for Pago Wallet?

For peer-to-peer payments, the sender pays a transaction fee of less than 1 cent (USD) per transaction. For retail transactions, merchants pay Pago a transaction fee of 1% of the transaction amount.

### How fast are transactions with Pago Wallet?

Pago Wallet offers lightning-fast speed and low latency, with transactions committed and settled in under 5 seconds, thanks to its integration with the Algorand blockchain.

### Does Pago Wallet have ads?

No, Pago Wallet does not contain advertisements. It is a free application designed for seamless financial transactions.

### What devices is Pago Wallet available on?

Pago Wallet is available on iPhone, iPad, and iPod devices, making it accessible to a wide range of Apple users.

### How often is Pago Wallet updated?

The latest version of Pago Wallet is 1.1.4, and it was last updated on August 13, 2024. Future updates are planned to introduce features like interest-bearing savings accounts and remittances.

### What is the user sentiment for Pago Wallet?

Pago Wallet has a high user rating of 5.0 stars from 1 rating, indicating very positive initial user sentiment.

## Version history (last 5 releases)

### 1.1.4 — 2024-08-13

- Fixed language changing issues
- Added missing language strings
- Fixed identified issues and bugs

### 1.1.3 — 2024-04-16

- Changed bottom navigation UIs
- Added StealthEX crypto exchanger
- Fixed the bugs on transaction completion pages and other bug fixes

### 1.1.2 — 2024-01-01

- New On-ramp transfer options added (transak, fonbnk)
- New UI changes (Bottom navigation)
- New Feature Added (Asset Opt-in, Delete Account)
- New Updates (Twitter V2)
- Minor updates & bug fixes

### 1.1.1 — 2023-03-14

- Updated app UIs
- Fixing text cutout when there are larger texts
- Other bug fixes

### 1.1.0 — 2023-02-17

- Home Screen Updates
- QR Screen issues fixes
- New Updates

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## More apps by Pago Capital

- [Dejabit Wallet](https://appshunter.io/ios/app/dejabit-wallet/id6444191041)
- [Pago Next](https://appshunter.io/ios/app/pago-next/id6740617959)

All apps by Pago Capital: https://appshunter.io/developer/1784057256

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-13.*