# Paidback: Debt help — Debt calculator & planner

> Debt payoff calculator and social planner for faster debt reduction. (iPhone/iPad app by Deeply In Debt, LLC.)

- Source: https://appshunter.io/ios/app/paidback-debt-help/id1519197729 (this page in markdown: same URL + `.md`)
- Developer: [Deeply In Debt, LLC](https://appshunter.io/developer/1519197731)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 4.59/5 from 27 App Store ratings · 17 written reviews indexed
- Age rating: 4+
- Requires: iOS 10.0 · 75 MB
- Languages: English
- Released: 2020-09-14
- Data updated: 2026-06-04
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/paidback-debt-help/id1519197729/reviews.md

## What is Paidback?

Debt payoff can be confusing, isolating, and overwhelming. What if someone else could tell you exactly what you should do to pay off debt fast? And what if you could connect with other like minded people who are also paying off debt?

Paidback is a debt payoff app that helps you manage debt by providing debt payoff motivation, tools, and accountability to save you the most money possible. Paidback is an app designed specifically to help you get out of debt fast. The app includes: 

1. DEBT PAYOFF CALCULATORS: Paidback is equipped with several debt payoff calculators. Our debt payoff calculators will help you see what actions you can take to save the most money on your debt. 

2. SOCIAL SHARING: Being in debt can make you feel isolated. Connect with friends, family, and other followers on Paidback to help encourage each other out of debt. There’s nothing as motivating as seeing other people on a debt free journey as well. 
Hitting milestones with debt can also feel anticlimactic. Celebrate debt payoff milestones by commenting and liking your friends’ debt status (they’ll do the same for you!). You’ll also get congratulatory messages from the app when you hit debt payoff milestones. 
Not into being social? That’s OK. You can also set your account to private. 
3. DEBT HELP: Paidback will provide you with the tools you need to manage debt, payoff debt fast, and save the most money on your debt. You will gain access to our partners and debt payoff content to help you on your debt payoff journey. 

Paidback is completely free to use. Simply manually enter in your debt accounts, and the app will tell you which debt to pay off first and provide you with tools and resources to pay it off fast. Add your friends and family or make new friends within the app to show encouragement (and receive it!) as you all pay off debt together. 

Paidback's upgraded version, Paidback Premium, is only $1.99 and can be canceled anytime. Paidback Premium has all of the features of Paidback. In addition, it will automatically list and update your debt accounts so that you don't have to manually enter it in each time. You'll also gain access to exclusive content and a better user experience. 

Let Paidback help you get your debt paid back fast so you can sit back and enjoy the journey. 

The use of the application is is governed by the Mobile Application End User License Agreement (“Agreement”): https://thepaidbackapp.com/terms-and-conditions.

## Key features

- Debt payoff calculators
- Social sharing and encouragement
- Debt management tools
- Milestone celebrations
- Private account option
- Access to debt payoff content

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly Subscription | $0.99 | per month |


## Recent user reviews (10 of 17)

All indexed reviews: https://appshunter.io/ios/app/paidback-debt-help/id1519197729/reviews.md

### 1/5 — Stop working

*2024-03-18*

The app stop working in October 2023. No way to cancel so I just deleted all my accounts.

### 3/5 — Can’t easily cancel

*2024-03-06*

I’ve been looking all over to find a way to delete my account. It shouldn’t be this difficult to cancel access to my financial info.

### 1/5 — Meh at best

*2023-09-10*

I can’t connect Chase Bank despite it being on the list for connections. It’s only useful if you can sync everything. I submitted feedback about this awhile back and there was no response.

### 4/5 — Good app

*2021-09-06*

Good app, I have found it useful however would prefer an option to change currency. Please add a £ sign!!

### 5/5 — Great app!

*2021-03-08*

Super easy way to stay on top of how much debt I’ve got. Also like the calculators as I look at refinancing or paying extra.

### 5/5 — Great app

*2021-03-03*

Perfect app for tracking debt and finances. It keeps me and my spouse on track and focused. Great functionality and interface. Definitely recommend.

### 5/5 — Easy to use and so motivating!

*2021-02-23*

Love this app

### 5/5 — Just what I need

*2020-09-22*

This is perfect for me because I have multiple accounts to keep track of. I can stay motivated and encouraged by others too! Great idea, I will definitely use this!

### 5/5 — Love this app!!

*2020-09-17*

This app allows me to take a positive approach to addressing my debt. It’s simple to use and helps me take measurable action steps toward overcoming financial obstacles. The optional social aspect of the app also helps me feel connected to a community striving to create smart decisions to pave the way for a brighter debt-free future. Never felt more excited about taking charge of my financial goals!

**Developer response:** We're excited that you're excited! Thanks for your kind words!

### 5/5 — Student loans? You need this!

*2020-09-17*

If you have student loans or any kind of debt you need to get this app. It’s a great way to make sure you stay on track and get those loans paid down ASAP.

**Developer response:** You made our day! Thanks for your kind words, and happy debt slaying!

## Frequently asked questions about Paidback

### How does Paidback help me pay off debt?

Paidback provides debt payoff calculators to show you the most effective actions to save money. It also offers tools and resources, including partner content, to guide your debt payoff journey and help you pay off debt faster.

### What are the features of Paidback Premium?

Paidback Premium, available for $1.99, automatically lists and updates your debt accounts, saving you manual entry. You also gain access to exclusive content and an enhanced user experience.

### Can I use Paidback without connecting with others?

Yes, Paidback offers a social sharing feature for encouragement, but you can set your account to private if you prefer to manage your debt payoff journey independently.

### How often is Paidback updated?

The latest version of Paidback is 1.1.0, last updated on January 19, 2022. This indicates regular maintenance and potential feature additions.

### What devices is Paidback available on?

Paidback is supported on iPhone and iPod devices, making it accessible for users within the Apple ecosystem.

### Is Paidback suitable for all ages?

Paidback has an age rating of 4+, suggesting it is appropriate for a wide range of users. The focus is on financial management tools and community support.

### What is the cost of Paidback?

The core Paidback app is completely free to use. An optional upgrade, Paidback Premium, is available for $1.99 and can be canceled anytime.

### What kind of debt can Paidback help with?

Paidback is designed to help with general debt payoff. Users manually enter their debt accounts, and the app provides guidance on which debt to prioritize for faster repayment.

## Version history (last 5 releases)

### 1.1.0 — 2022-01-19

New functionality, allows removal and editing for payments.

### 1.0.9 — 2021-12-21

- small fixes

### 1.0.8 — 2021-06-03

- new features
- small fixes

### 1.0.7 — 2021-05-04

Have a debt question? Now you can share your thoughts with the community. Start discussions or share your debt payoff progress in a status update! Comment and answer other people’s questions! Together we can get debt paid back.

### 1.0.6 — 2021-04-21

Integrated native sharing

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-04.*