# PairPay — Expense tracking for couples > Couples' expense tracking app for shared finances and split costs. (iPhone/iPad app by Eduardo Perez.) - Source: https://appshunter.io/ios/app/pairpay/id6761149047 (this page in markdown: same URL + `.md`) - Developer: [Eduardo Perez](https://appshunter.io/developer/1753177694) - Category: Finance, Lifestyle - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 16.0 · 8 MB - Languages: American English - Released: 2026-04-15 - Data updated: 2026-08-07 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/pairpay/id6761149047/reviews.md ## What is PairPay? PairPay makes sharing expenses with your partner simple, fair, and stress-free. Whether you keep separate finances or share a joint account, PairPay has a mode built for how you actually live. SPLIT MODE: FOR COUPLES WITH SEPARATE FINANCES Track every shared expense and always know who owes what. PairPay splits costs proportionally based on your agreed ratio, so the math is never left to one person to figure out. Settle up whenever you're ready and start fresh. SHARED MODE: FOR COUPLES WITH A JOINT ACCOUNT Pay shared expenses on whichever card or cash you have handy, and let PairPay track what you've each fronted. When it's time to reimburse yourself, log a withdrawal and your balance resets. No statement cycles. No spreadsheets. Just a running total that reflects reality. BUILT FOR TWO - Invite your partner with a simple code and stay in sync in real time - See your partner's expenses alongside your own in a shared activity feed - Get notified instantly when your partner logs an expense or makes a withdrawal - Switch between Split and Shared-Pot mode anytime, without losing your history EXPENSE TRACKING - Log expenses quickly with amount, date, category, and optional notes - Choose from 12 categories: Dining Out, Groceries, Rent/Mortgage, Utilities, Transportation, Healthcare, Entertainment, Vacation, Household Items, Pet Care, Gifts & Donations, and Miscellaneous - Your expenses are yours to edit; partner expenses are read-only, keeping things fair and dispute-free YOUR BALANCE, YOUR WAY - Shared mode shows your total balance with a per-payment-method breakdown - Withdraw from your joint account to reimburse yourself and reset your balance - Undo the most recent withdrawal per payment method if you need to make a correction PairPay is designed for real couples with real financial lives. Whether you're splitting a dinner tab or managing a shared account you've had for years, PairPay keeps both of you on the same page without the awkward conversations. Download PairPay and get on the same page with your partner today. ## Key features - Split expenses proportionally - Track shared joint account spending - Real-time syncing with partner - Customizable expense categories - Balance management and reimbursements - Switch between split and shared modes ## Frequently asked questions about PairPay ### How does PairPay handle separate finances? PairPay's Split Mode tracks shared expenses and calculates who owes what based on your agreed ratio. You can then settle up and start fresh, ensuring fairness without manual calculations. ### Can PairPay manage a joint account? Yes, Shared Mode in PairPay tracks expenses paid from a joint account, showing what each partner has fronted. It simplifies reimbursements and resets balances without needing to track statements. ### How do partners sync their expenses in PairPay? Partners can be invited with a simple code and stay in sync in real time. You'll see each other's expenses in a shared activity feed and receive instant notifications for updates. ### What expense categories are available in PairPay? PairPay offers 12 expense categories including Dining Out, Groceries, Rent/Mortgage, Utilities, Transportation, Healthcare, Entertainment, Vacation, Household Items, Pet Care, Gifts & Donations, and Miscellaneous. ### Is PairPay secure for financial data? While the description doesn't detail specific security measures, the app is designed for couples' financial management, implying a focus on data integrity for shared financial information. ### How often is PairPay updated? The latest version, 1.3, was released on June 16, 2026, indicating active development and updates. The initial release date was April 15, 2026. ### What devices does PairPay support? PairPay is currently supported on iPhone devices. Information regarding Android or other platform availability is not provided. ### What is the user sentiment for PairPay? Based on the provided data, PairPay has a perfect rating of 5.0 stars from 1 rating, suggesting very positive initial user reception. ## Version history (last 5 releases) ### 1.4.1 — 2026-08-04 This update brings a cleaner, more consistent look across the app. - Refreshed the Summary screen in both Split and Shared modes - Updated the layout and styling of the Add Expense and Edit Expense screens - Aligned Split mode's design with Shared mode for a more consistent experience throughout - Improved readability on the Activity (main) screen - General under-the-hood improvements and stability fixes Thanks for using PairPay! ### 1.4 — 2026-07-07 Settle up your way You asked, we listened! Settling up in Shared-Pot mode is now flexible. Before, recording a withdrawal settled every expense at once. Now you're in control: pick exactly which expenses you want to settle for a given payment method, and the withdrawal amount updates instantly to match your selection. What's new: - Select individual expenses when you settle up, instead of all or nothing - The withdrawal total updates live as you check and uncheck expenses - Anything you don't settle stays put and comes back the next time you go to settle that payment method - Quick select-all and deselect-all so you can move fast Plus the usual round of small fixes and polish under the hood to keep things running smoothly. Thanks for all the great feedback! ### 1.3 — 2026-06-16 A NEW MODE FOR COUPLES WITH A JOINT ACCOUNT PairPay now supports two ways to manage shared expenses, so the app fits your relationship instead of the other way around. The original Split mode is still here for couples who keep separate finances and want to track who owes what. Nothing has changed for existing Split mode users. New in this version: Shared mode, built for couples who fund shared expenses from a joint account. Each partner pays on whichever card or cash they have on hand, and PairPay tracks what they've each fronted. When it's time to reimburse yourself, you log a withdrawal from the joint account and your balance resets. No statement cycles, no chasing each other for money. Just a clear, running total per payment method. WHAT'S INCLUDED IN SHARED MODE - Add your payment methods (credit card, debit card, cash, and more) - Log shared expenses against any of your payment methods - See your total balance and a per-payment-method breakdown at a glance - View your partner's balance and expenses in real time - Log a withdrawal to reimburse yourself and reset a payment method's balance - Undo your most recent withdrawal per payment method if you need to make a correction - A shared activity feed shows both partners' expenses and withdrawals in reverse chronological order NOTIFICATIONS You'll be notified in real time when your partner logs an expense, makes a withdrawal, or undoes a withdrawal, so you're always in the loop without having to check the app constantly. SWITCHING MODES You can switch between Split and Shared mode anytime from Settings. Your history in each mode is preserved when you switch, so nothing is lost. ### 1.2 — 2026-05-31 UI fixes and updated screenshots ### 1.1 — 2026-04-28 PairPay now sends push notifications whenever your partner logs an expense. No more wondering if something new was added. As always, thanks for using PairPay. Keep the feedback coming! --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-07.*