# Paisa: UPI Expense Tracker — Bank SMS logs every payment

> Bank SMS logs every payment (iPhone/iPad app by Ahsan MT.)

- Source: https://appshunter.io/ios/app/paisa-upi-expense-tracker/id6827058435 (this page in markdown: same URL + `.md`)
- Developer: [Ahsan MT](https://appshunter.io/developer/1438930045)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: +4
- Requires: iOS 26.0 · 65 MB
- Languages: Assamese, Bangla, Kannada, Gujarati, Hindi, American English, Malayalam, Marathi, Odia, Punjabi and 3 more
- Released: 2026-10-30
- Data updated: 2026-11-07

## What is Paisa?

Paisa logs every UPI payment by itself. It reads the debit and credit SMS your bank already sends, works out who you paid and why, and files it under the right category. No typing, no bank login, no account.

SET UP ONCE, THEN FORGET IT
• A one-minute Shortcuts automation logs each bank SMS the moment it arrives
• A real setup video walks you through every tap, in your language
• Works with SBI, HDFC, ICICI, Axis, Kotak, Federal, Canara and many more
• Add cash, read a payment screenshot, or import a bank statement (CSV or PDF)

SEE WHERE YOUR MONEY GOES
• Spending by category, day by day, with month-on-month comparison
• Monthly budgets with a nudge at 80%
• "Left to spend today" on your Lock Screen and Apple Watch
• A shareable month report and a year in review

NEVER MISS A DUE DATE
• Bills and subscriptions, ticked off when the payment SMS arrives
• Credit card statements read from your bank's SMS, with reminders before the due date
• Loans and EMIs: what's left, when it ends and what a prepayment saves

SHARE AND SAVE
• Split a payment and Paisa notices when your friend pays you back
• Groups for flatmates and trips, with the fewest payments to settle up
• Savings goals and a cash wallet for money in hand

MADE FOR INDIA
• Indian rupee formatting (₹1,23,456)
• English, Hindi, Bengali, Marathi, Telugu, Tamil, Gujarati, Urdu, Kannada, Odia, Malayalam, Punjabi and Assamese
• Ask Siri "How much did I spend on food last month?"

PRIVACY
Everything stays on your iPhone and, if you turn it on, in your private iCloud. Paisa has no account and no server, never asks for your bank login, and never reads your OTPs. Lock it with Face ID.

PAISA PRO
Automatic SMS logging, Activity, Home, this month's Insights and one budget are free. Paisa Pro unlocks the Plan tab (bills, credit cards, loans, splits, groups, savings goals, cash wallet), full Insights history, month and year reports, unlimited budgets, statement import, iCloud sync, widgets, Live Activity, the Apple Watch app and Siri questions.
Pro is available as a monthly or yearly subscription (the yearly plan includes a 7-day free trial for new subscribers) or a one-time lifetime purchase. Payment is charged to your Apple Account. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period; manage them in Settings → your name → Subscriptions.

Paisa is a record-keeping tool, not financial advice. Always check your bank's own records.
Terms of Use: https://haaa.in/paisa/terms (plus Apple's standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/)
Privacy Policy: https://haaa.in/paisa/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Paisa Pro Yearly | $8.99 | per year |
| Paisa Pro Monthly | $1.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Paisa Pro Lifetime | $24.99 | one-time |


## Is Paisa safe?

Not enough ratings yet to assess Paisa.

## Is Paisa legit?

Paisa: UPI Expense Tracker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Paisa is 75 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.0 — 2026-10-30

No release notes.

## More apps by Ahsan MT

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- [Multi Window PRO](https://appshunter.io/ios/app/multi-window-pro/id1481539812)
- [S. Search Pro](https://appshunter.io/ios/app/s-search-pro/id1491031429)
- [Social Searches](https://appshunter.io/ios/app/social-searches/id1493738149)
- [Multi SM Pro](https://appshunter.io/ios/app/multi-sm-pro/id1540976544)
- [Cipher-Text](https://appshunter.io/ios/app/cipher-text/id6473636146)

All apps by Ahsan MT: https://appshunter.io/developer/1438930045

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-07.*